Although the total cost of attendance at Harvard is 91,476, it is the most affordable university for middle class Massachusetts residents due to financial aid. For example, if your parents make less than $65,000 per year, students often owe $0. If the salary is between $65,000-$150,000, tuition tends to be 0-10% of income. A majority of the cost for Harvard is the actual tuition ($45,278), but the price also includes room and board ($15,381), Travel ($600), and fees ($3,273). This doesn’t account for personal expenses such as books and materials. About 56% of students receive student grant aid, 17% receive a Federal grant, and 56% receive the institutional grant. Nearly 60% receive scholarships. A majority of students also tend to work during the year. If you are applying for financial aid for Harvard and are participating in Early Action, your paperwork is due by November 1st. For regular admissions, the due date is March 1st.
Tuition & Financial Aid for 2026
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$91,026
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Est. Monthly Payment
* The above net price is College Raptor’s estimate. Please contact the college financial aid office for actual net cost figures.
Full Cost of Attendance
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Most students do not pay full sticker price for college (see the top section of this page for info about your estimated net price). College costs often differ from the school’s listed prices because College Raptor estimates costs for the upcoming year based on historical inflation using the most recently available data about each college from the U.S. Department of Education.
Scholarship, Grant, Loan, and Endowment Overview
Grants and Academic Scholarships
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Avg. Student Grant Aid$64,942
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% Students Receiving Grant Aid57%
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Avg. Institutional Grant$62,073
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% Students Receiving Institutional Grant57%
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Avg. Federal Grant$7,677
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% of Students Receiving Grant21%
Loans
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Avg. Student Loans$8,729
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% of Students Receiving Student Loans9%
Athletic Scholarships (not need based)
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Avg. scholarship, Female athlete$0
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# Female athletes453
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Avg. scholarship, Male athlete$0
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# Male athletes570
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Avg. scholarship, Athlete$0
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Total # athletes1023
Endowment
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Total Endowment$50,748,594,000
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Endowment Per Student$4,304,376
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Average Net Price by Income - Reported in 2023-2024
Average Net Price by Income - Estimated
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