All Paying for College Articles

The Average Student Loan Debt in America | 2019

A New York City skyline from the water student loans
The cost of obtaining a college education has been increasing steadily over the years. As of 2019, this cost has reached an all-time high. Nowadays, most college students require the help of scholarships and student loans to cover the costs. However, the average student loan debt has risen along with the price-tag of college. Here’s …
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The FAFSA Simplification Act of 2019

A college student's laptop on a white marble table. financial aid
Every year, thousands of college-bound students lose out on financial aid by not filing the FAFSA. Many are intimidated by the complex questions they encounter on the FAFSA. If you’ve filled out a FAFSA even once, you can empathize. It can be confusing and yes, intimidating too. It is especially cumbersome to new filers. Given …
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What Are The 529 Plan Rules?

A father and young daughter standing beneath spring trees outside a college building. financial advice & planning
When it comes to saving for college, 529 plans are often at the forefront of many parents’ savings research and goals. However, there are a lot of rules and information to digest. States offer 529 plans to give parents a way to save for their kids’ college tuition. Parents who start saving in a 529 …
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How To Protect Yourself From New Student Loan Scams

College student sitting in the dark, glaring at his laptop. student loans
Looking for student loans can be a trying process. When you’re under that kind of stress, it’s easy to fall prey to student loan scams. Scammers work by offering you a tempting easy solution to your problem. Unfortunately, instead of resolving anything, it just throws you further into debt. Knowing how to protect yourself from …
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What Is Student Loan APR? Why Is It Important?

A man in a suit holding up a sign that says "Annual Percentage Rate" student loans
When you start researching student loans, you will come across several new terms. Sometimes it’ll feel like learning an entirely new dictionary. Each new term is vital to understand, however, since they will play a part in your finances. One such term that’s overlooked or misunderstood is APR—or Annual Percentage Rate. Let’s take a look …
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How Do I Discover My Financial Aid Eligibility?

A student's hand with leather bracelets giving a thumbs up in the sky. questions & answers
Many, if not most, students depend on some financial aid to help them cover the cost of college. Determining financial aid eligibility, however, can be confusing. What do you qualify for? How much can you earn? This article covers the general eligibility requirements for the 3 main types of financial aid available to students—federal student …
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What Does The FAFSA Stand For?

What does the FAFSA stand for and how do you apply to the FAFSA? financial aid
When you start researching your financial aid options for college, one term you’ll come across a lot is ‘FAFSA’. So, what does the FAFSA stand for? FAFSA is an abbreviation for Free Application for Federal Student Aid. This is an application you need to submit to determine your eligibility for all federal financial aid programs. …
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What You Need to Know About the 2020–2021 FAFSA Updates

College student filing the FAFSA on his phone. financial aid
If you’re looking into financial aid for the upcoming 2020–2021 school year, you should be aware of important FAFSA updates. There are a number of alterations from last year’s form—from question eliminations to some much-needed updates.  Here’s what you need to know about the 2020–21 FAFSA.  Why is it Updating? There are two main reasons …
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