All Student Loans Articles

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financial aid, student loans

Fresh Start Program: What Students Need to Know

By College Raptor StaffLast updated on August 30, 2023
The Fresh Start program is a one-time, temporary program introduced by the U.S. Department of Education. The goal is to offer relief for borrowers with defaulted federal student loans after forbearance ends in October 2023. Students who meet certain criteria can sign up for Fresh Start to receive the program’s benefits. This includes restored access …
student loans

How to Speed up the Lending Process (And Why it Matters)

By Hilary CairnsPublished on August 2, 2023
When comparing loans and lenders, you might be looking at the principal amount and the interest rates first and foremost – as you should. You want to be sure you’re getting a loan that fits your financial needs without having an astronomical interest rate. But one factor you might be overlooking in your comparison? Lending …
student loans

6 Reasons Student Lending Speed Matters

By College Raptor StaffPublished on August 2, 2023
College is expensive and many students depend on federal and/or private student loans to help finance their education. These types of loans have different eligibility requirements, interest rates, and repayment terms and conditions. Even the lending speeds are different. Student lending speed refers to the time it takes for a lender to process and approve …
student loans

How Long Does It Take to Pay Off Student Loans

By College Raptor StaffPublished on July 11, 2023
One of the biggest questions most graduates’ ask is, ‘how long will it take me to pay off my student loan?’ It’s not surprising that this question would weigh heavily on a graduate’s mind. Most students take a few thousand dollars in student loans to fund their college education. Paying back this debt can take …
student loans

How to Prove Undue Hardship for Student Loans

By College Raptor StaffPublished on July 3, 2023
Proving undue hardship for student loans is something that comes up only if you file for bankruptcy. But this should only be considered as a last resort. Filing for bankruptcy is complicated and time-consuming and it will have a damaging effect on your credit. You will most likely have to hire a bankruptcy lawyer because …
student loans

Are There No Credit Check Student Loans and Which are the Best?

By College Raptor StaffPublished on June 21, 2023
Yes, there are no credit check student loans but they are offered only by the federal government and very few private lenders. Generally, the federal government does not conduct credit checks to assess student loan applicants. All students enrolled in accredited educational institutions across America are eligible for federal student loans. Private student loan applications …
student loans

How Many Americans Have Student Loan Debt?

By College Raptor StaffPublished on June 1, 2023
Have you ever looked into how many Americans have student loan debt? If you’ve never checked out the numbers before, you may find the statistics below interesting. You hear a lot about student loan debt being the second highest consumer debt in the country, second only after mortgages. Although that gives you some idea of …
student loans

No-Fee, Low-Fee, And Full-Fee Lenders

By College Raptor StaffLast updated on June 1, 2023
Borrowing money is expensive regardless of whether you’re borrowing to buy a house or car or to pay for college. First of all, you pay interest on the amount that you borrow. In addition to the interest, some lenders also charge assorted fees to cover administrative costs and mitigate the risks of lending. These fees …
student loans

4 Reasons Lender Longevity Matters

By College Raptor StaffPublished on May 16, 2023
There are several factors you need to take into consideration when looking for student loans. To start with, you’ll need to compare interest rates and fees so you can find the lowest-cost loan. You also need to look into each lender’s terms and conditions, protections, and penalties. There’s one other factor that not many people …