How to De-Stress the Student Loan Process

Senior year with taking the ACT or SAT, possibly working a part time job, and applying for colleges can be a very stressful time. On top of all this, it’s time to start applying for financial aid. Thankfully, there are at least a few ways to de-stress this student loan process. Start Early The best …

How Often You Should Connect with Your Student Loan Lender

For the most part, after you accept a student loan, you won’t have to connect with the lender very often. However there are a few times that contacting them will be absolutely necessary. Here are a few examples of times you should connect with your student loan lender. To Change Contact Information Changing or updating …

How To Decide Which Student Loans To Pay Off First

You’ve graduated and are looking forward to life on the outside, and of course that long-awaited financial freedom. But the reality is, if you’ve taken student loans to fund your college education, the path to financial freedom is paved with student loan repayments. For the first few years after you graduate, most of the money …

What is APR for Student Loans?

There are a lot of things to consider before accepting a student loan, including the amount, the type, and the APR. However, what does APR mean when it comes to student loans? What is APR? APR stands for Annual Percentage Rate and refers to the percentage of interest you will pay on a loan per …

Signs that You Should Refinance Your Student Loans

You’ve heard the surprising statistics: over 44 million Americans are in debt due to student loans. That’s over 13% of the nation’s population! The number is scary, for sure, but it’s important to keep it in perspective. Just because an individual is in debt doesn’t mean it’s something they can’t recover from. In fact, although …

Signs that You Should Consolidate Your Student Loans

If you’re headed off to college, chances are good that you’ve decided to take out student loans. More than half of all US undergraduate students receive some form of financial aid, with this number climbing sharply. Student loans have become a rite of passage for many undergrads, much like the college experience itself. A good …

How to Pick Between Student Loan Lenders

So, you’re heading off to college, and you’ve deduced that you need to take out a student loan in order to make it work financially. You’ve heard all the horror stories and you know all the statistics. You’re aware that there’s over $1.3 trillion in total student loan debt spread over 44 million graduates, and …