All Student Loans Articles

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student loans

The Average Student Loan Debt in America | 2019

The cost of obtaining a college education has been increasing steadily over the years. As of 2019, this cost has reached an all-time high. Nowadays, most college students require the help of scholarships and student loans to cover the costs. However, the average student loan debt has risen along with the price-tag of college. Here’s …
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student loans

How To Protect Yourself From New Student Loan Scams

Looking for student loans can be a trying process. When you’re under that kind of stress, it’s easy to fall prey to student loan scams. Scammers work by offering you a tempting easy solution to your problem. Unfortunately, instead of resolving anything, it just throws you further into debt. Knowing how to protect yourself from …
A man in a suit holding up a sign that says "Annual Percentage Rate"
student loans

What Is Student Loan APR? Why Is It Important?

When you start researching student loans, you will come across several new terms. Sometimes it’ll feel like learning an entirely new dictionary. Each new term is vital to understand, however, since they will play a part in your finances. One such term that’s overlooked or misunderstood is APR—or Annual Percentage Rate. Let’s take a look …
College student holding out a fan of student loan money, all $100 bills.
student loans

Do Student Loans Help or Hurt Your Credit Score?

During college, many students don’t even think about their credit score. But they should! It’s a vital part of a person’s financial future, affecting a number of important milestones. Much of a person’s credit history starts in college. Specifically, with student loans. Credit scores can absolutely be affected by student loans. Your actions in the …
Steps with text: 6 steps to apply for federal student loans
student loans

The 6 Main Steps To Apply For Federal Student Loans

College fees have increased a lot over the past few years; most families need a little bit of financial help to cover the costs. Statistics show that most students who attend college have borrowed money to cover part of their college tuition. When it comes to student loans, it’s vital to know your options and …
Geometric grey background with text: student loan news US going after delinquent loans
student loans

Student Loan News: US Cracking Down on Delinquent Student Loans

While student loans can certainly fill the funding gap and help students pay for college, they come with a host of challenges. Student loans always seem to be in the news—from massive national student loan debt to proposed programs to try and tackle the issue. In current student loan news, the government is increasing its …
Desk with laptop, notes, and phone with text: How to keep your loan repayment plan organized
student loans

Ways To Keep Your Loan Repayment Plan Organized

By the time you graduate, you may have a few loans with different monthly payments and deadlines. Keeping track of all these dates and amounts can be more stressful than you may imagine. Missing a payment could put you at risk for default, which would then damage your credit score. The only way to prevent …
Money with text: what you need to know about the National Student Loan Database
student loans

What You Need To Know About The National Student Loan Data System

The National Student Loan Data System (or NSLDS) is a centralized database for student aid. Managed by the U.S. Department of Education, the NSLDS maintains details of all your federal student loan borrowing and repayment activity. This information is collated from the various organizations that administer and service federal student loans. Why You May Want …
Student looking at city with text: student loan debt statistics
student loans

National Student Loan Debt Statistics: 2019

You hear quite a bit about student loan debt and the issues that arise from it here in the news. But have you ever had a chance to look at some of the statistics surrounding the money and debt involved? Here’s a quick rundown of some of the stats about Federal direct loans, private loans, …