All Student Loans Articles

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student loans

4 “Don’t Miss Dates” For Student Loan Forgiveness

By College Raptor StaffLast updated on January 24, 2023
Student loan forgiveness has been on everyone’s mind since President Biden took office. Borrowers across the country finally got their wish when President Biden announced his long-awaited student loan forgiveness plan on August 24, 2020. The plan will forgive up to $20,000 in federal student loans for millions of middle-income to low-income borrowers. Borrowers who …
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scholarships, student loans

State Grants for California Students

By College Raptor StaffLast updated on January 24, 2023
California has several college grants and financial aid programs for its students and parents. Here’s a list of some of them to get you started. California College Grants Cal Grant These California grants (which do not have to be repaid) are for students who are going after an undergraduate degree, attending a vocational school or …
student loans

5 Student Loan Apps For Paying Off Debt Faster

By College Raptor StaffLast updated on January 24, 2023
On average, student loan borrowers take about 20 years to pay off their loans. Living with debt hanging over your head for so long can be incredibly stressful. It also hampers your ability to spend your hard-earned money on fun things. Paying off student loans earlier rather than later can be a huge relief. As …
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student loans

Types of Graduate Student Loans

By College Raptor StaffLast updated on December 22, 2022
Graduate student loans are loans offered to students who have completed their undergraduate degree and are going to graduate school. The funds cover all the costs a grad student incurs in obtaining an advanced degree. This includes tuition, books, fees, room and board, school supplies, and personal expenses.   There are two types of graduate …
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student loans

Can you get a student loan before enrolling in college?

By College Raptor StaffLast updated on March 1, 2023
In short, yes, you can apply and secure funds for a student loan before enrolling into college. But you will not receive the funds until you start school. It’s important to know all the facts about student loans before you go to college. There are multiple loan types that have different interest rates, payback options, …
The Public Service Loan Forgiveness program is getting a temporary extension.
student loans

Changes To The Public Service Loan Forgiveness Program

By College Raptor StaffLast updated on January 24, 2023
On October 6, 2021, the Education Department announced several changes to the Public Service Loan Forgiveness (PSLF) program. This should come as a relief to thousands of federal student loan borrowers. The changes will help qualified borrowers get relief earlier than they had hoped. Qualified borrowers include nonprofit employees and public servants such as government …
consolidating federal student loans
student loans

Pros and Cons of Consolidating Federal Student Loans

By College Raptor StaffLast updated on December 22, 2022
It’s important to understand the pros and cons of consolidating federal student loans before choosing this option. Consolidating federal student loans involves combining many federal loans into one loan. Resulting with one monthly payment amount and one payment due date. With less loans to track, it reduces the risk of missing a payment. There are …
pause on student loan payments
financial advice & planning, student loans

Student Loan Payments Paused Until May 01, 2022 – Should You Pay Anyway?

By College Raptor StaffLast updated on March 29, 2023
There are some compelling benefits to making federal student loan payments even though the pause has been extended. However, this may not necessarily be the best option for everyone. Whether you should pay or not depends largely on your financial circumstances. The student loan pause or forbearance was initiated by the federal government in 2020 …