All Student Loans Articles

Ways To Change Your Student Loan Interest Rate

Sign that says change - calculate student loan payment student loans
When you take out a student loan, you’ll have an interest rate that you will have to pay on the amount that you borrow. For the most part, interest rates will remain consistent throughout the life of your loan (especially if you opted for a fixed rate). Interest rates greatly affect how you calculate student …
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4 Ways Student Loans Affect Your Credit Score

The number 4 -- there are four ways student loans affect your credit score student loans
Understanding how student loans affect your credit score will help you make informed decisions that will protect your credit history. It can even help you build a strong credit score. A bad credit score makes it very difficult to get approved for any loans in the future. And those few lenders who are willing to …
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What Is Financial Awareness Counseling For Federal Student Loans?

Consider doing financial awareness counseling after you took out a federal student loan student loans
Financial Awareness Counseling is online interactive tool. Provided by the federal government, the tool helps students understand their loans and their commitment as borrowers.   All students and families who have federal student loans can access this tool by logging into their account on the Federal Student Aid site and clicking the Financial Awareness Counseling link. What …
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How To Choose Between a Fixed And Variable Interest Rate

Jagged road sign - like a windy road, a variable interest rate can twist and turn student loans
As you research private student loans, you’ll come across the terms: fixed interest rate and variable interest rate. But what exactly does that mean? How do you choose between them? The Difference Between Fixed and Variable Interest Rates With a variable rate loan, the interest rate will change regularly depending on the market conditions. They …
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5 Things You Need To Know About Iowa Student Loan

University of Iowa students considering Iowa Student Loan student loans
After exhausting all scholarship and other financial aid opportunities, many students require a private student loan to cover the rest of their college costs. Iowa Student Loan is committed to helping students and families obtain that funding. It’s a great option for students who are residents of Iowa or out-of-state students attending college in Iowa. …
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5 Things You Need To Know About Refinancing With Iowa Student Loan

Student at graduation, wondering if she should refinance with Iowa Student Loan student loans
There are dozens of student loan refinancing companies out there, and it’s important to consider all your options. One company you should definitely check out is Iowa Student Loan. They’re a nonprofit organization that helps students get low-cost private loans to cover college expenses after exhausting other financial aid. In addition to lending money to …
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