All Student Loans Articles

Sign that says change - calculate student loan payment
student loans

Ways To Change Your Student Loan Interest Rate

When you take out a student loan, you’ll have an interest rate that you will have to pay on the amount that you borrow. For the most part, interest rates will remain consistent throughout the life of your loan (especially if you opted for a fixed rate). Interest rates greatly affect how you calculate student …
Consider doing financial awareness counseling after you took out a federal student loan
student loans

What Is Financial Awareness Counseling For Federal Student Loans?

Financial Awareness Counseling is online interactive tool. Provided by the federal government, the tool helps students understand their loans and their commitment as borrowers.   All students and families who have federal student loans can access this tool by logging into their account on the Federal Student Aid site and clicking the Financial Awareness Counseling link. What …
Jagged road sign - like a windy road, a variable interest rate can twist and turn
student loans

How To Choose Between a Fixed And Variable Interest Rate

As you research private student loans, you’ll come across the terms: fixed interest rate and variable interest rate. But what exactly does that mean? How do you choose between them? The Difference Between Fixed and Variable Interest Rates With a variable rate loan, the interest rate will change regularly depending on the market conditions. They …
A twist ice cream cone is the best of two flavors, kind of like a hybrid loan
student loans

What You Need To Know About Hybrid Loans for College

When you apply for a student loan, most lenders will offer you the option to choose between a variable or fixed student loan interest rate. Some lenders also offer a third option – hybrid interest rate. A hybrid loan offers a combination of features. That means combining the pros and cons of fixed interest rates …
Two people sitting around a laptop.
student loans

5 Things You Need To Know About ISL Education Lending

After exhausting all scholarship and other financial aid opportunities, many students require a private student loan to cover the rest of their college costs. ISL Education Lending is committed to helping students and families obtain that funding, making it a great option for any student! ISL offers two types of loans – Partnership Loan and …