All Student Loans Articles

Sign that says change - calculate student loan payment
student loans

Ways To Change Your Student Loan Interest Rate

By College Raptor StaffLast updated on June 25, 2019
When you take out a student loan, you’ll have an interest rate that you will have to pay on the amount that you borrow. For the most part, interest rates will remain consistent throughout the life of your loan (especially if you opted for a fixed rate). Interest rates greatly affect how you calculate student …
Consider doing financial awareness counseling after you took out a federal student loan
student loans

What Is Financial Awareness Counseling For Federal Student Loans?

By College Raptor StaffLast updated on August 18, 2021
Financial Awareness Counseling is online interactive tool. Provided by the federal government, the tool helps students understand their loans and their commitment as borrowers.   All students and families who have federal student loans can access this tool by logging into their account on the Federal Student Aid site and clicking the Financial Awareness Counseling link. What …
Jagged road sign - like a windy road, a variable interest rate can twist and turn
student loans

How To Choose Between a Fixed And Variable Interest Rate

By College Raptor StaffLast updated on May 9, 2019
As you research private student loans, you’ll come across the terms: fixed interest rate and variable interest rate. But what exactly does that mean? How do you choose between them? The Difference Between Fixed and Variable Interest Rates With a variable rate loan, the interest rate will change regularly depending on the market conditions. They …
A twist ice cream cone is the best of two flavors, kind of like a hybrid loan
student loans

What You Need To Know About Hybrid Loans for College

By College Raptor StaffLast updated on June 14, 2019
When you apply for a student loan, most lenders will offer you the option to choose between a variable or fixed student loan interest rate. Some lenders also offer a third option – hybrid interest rate. A hybrid loan offers a combination of features. That means combining the pros and cons of fixed interest rates …
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student loans

5 Things You Need To Know About ISL Education Lending

By College Raptor StaffLast updated on August 19, 2021
After exhausting all scholarship and other financial aid opportunities, many students require a private student loan to cover the rest of their college costs. ISL Education Lending is committed to helping students and families obtain that funding, making it a great option for any student! ISL offers two types of loans – Partnership Loan and …
A woman sitting in front of a computer writing in a notebook.
student loans

5 Things You Need To Know About Refinancing With ISL Education Lending

By College Raptor StaffLast updated on May 20, 2021
There are dozens of student loan refinancing companies out there, and it’s important to consider all your options. One company you should definitely check out is ISL Education Lending. They’re a nonprofit organization that helps students get low-cost private loans to cover college expenses after exhausting other financial aid. In addition to lending money to …
Colorful buildings in a row in front of a blue sky.
student loans

6 Things You Need To Know About LendKey Student Loans

By College Raptor StaffLast updated on March 4, 2022
After you’ve maximized federal and institutional financial aid, grants, and scholarships, it’s time to start exploring private student loans. Make sure to shop around and look for the best deal possible before borrowing money from a private lender. Of course, with dozens of lenders with different eligibility criteria, rates, and repayment terms, shopping around is …
A college student sitting on steps while talking on the phone and typing on her laptop.
student loans

9 Things You Need To Know About Ascent Student Loans

By College Raptor StaffLast updated on January 29, 2021
There are a number of key parts that factor into a loan: eligibility criteria, repayment options, student loan interest rates, and perhaps most importantly—the lender. You’ll come across many lenders in your search for a loan. One you should definitely consider is Ascent. Here are a few things you should know about Ascent so you can …