All Student Loans Articles

Ripped red paper - always be aware of student loan scams and red flags
student loans

Student Loan Scams: 4 Red Flags

With student loan debt soaring into the trillions, an unsolicited e-mail or phone call from a company claiming that they can help forgive and eliminate your student loan debt may seem like a dream come true. But beware—this dream is more likely to turn into a nightmare. Student loan scams are more rampant than you may …
The Education Department's reform federal student loan system fell through
student loans

Education Dept. Plans to Reform Student Loan Repayment System Fall Through

12/19/2018 Nobody said that the government, federal student loans, student debt, and repayment plans were simple concepts. They interweave in often frustratingly complicated ways. More often than not, loans leave borrowers scratching their heads. When it comes time to their student loans, people are often confused and do not know how to even start repaying. …
A pile of money - it begs the question how much can you take out in private student loans?
student loans

How Much Can You Take Out In Private Student Loans?

College is expensive. On top of tuition and board, a student needs to worry about balancing funds for food, college activities and other extra spending. After scholarships and grants, student loans can at least help cover the cost of tuition. Most federal student loans have limits in how much you can take out, but what …
average student loan payment
student loans

Where to Begin with Your Student Loan Repayments

Paying off your student loans can become challenging very quickly as you juggle multiple loan payments every month. The only way to stay on top of it and avoid the risk of getting into default is by making a plan that works for you. Wondering where to begin? Here’s a step-by-step plan that will help …
Students racing on a field track.
student loans

The Best Way To Keep Track of Your Student Loan Payments

With multiple loan payments to make every month on different due dates, keeping track of your student loan payments can be challenging. Unfortunately, no student loan lender will accept that as your excuse for missing a payment. Before you get into any trouble with your payments, it is a good idea to have some kind …
Two beige tags with pink and blue corners against a blue background.
student loans

What Are Private Student Loan Interest Rate Discounts?

While private student loans typically have much higher rates of interest as compared to federal student loans, private lenders often offer a discount on a student loan interest rate if you meet their qualifying criteria. These are some of the private student loan interest rate discounts that you may qualify for: Auto-Debit Student Loan Interest …
student loan interest rates
student loans

The Importance Of Student Loan Interest Rates

When you take out a student loan, you have to pay it back with interest. Think of interest as the cost of borrowing money. As you’re applying for a student loan—either federal or private—you’ll come across an interest rate. In fact, the interest rate is one of the most important elements of a student loan. …