Middle Class Affordability Rankings™ - State of Massachusetts

Most Affordable Colleges in the state of Massachusetts for 2026

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Which colleges are most affordable for Massachusetts residents ? The answer may surprise you.
These rankings of the most affordable colleges for Massachusetts residents are based on the estimated net price for a "typical" middle class family living in the state of Massachusetts.
Note: Net price is the actual cost of the school paid by the student and family, after factoring in merit and grant aid from the college federal programs and work study.The net prices displayed in these rankings are College Raptor's estimates.

“Typical” middle class family values used in the Net Price estimates on this page are:

Number of people in family: 4
Number of students in college: 1
Total income: $80,000
Total assets: $50,000

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Massachusetts

Rank	Institution	Typical Net Price	Sticker Price	% Savings	Undergraduates	Est. Median SAT	Acceptance Rate	Save
1	Harvard University	5900	95100	0.9376	8,844	1535	0.0365	#1 #1 Middle Class Affordability Rankings Harvard University Cambridge, MA Typical Net Price $5,900 • Sign in to see your Estimated Net Price Sticker Price $95,100 % Savings 94% Undergraduates 8,844 Est. Median SAT 1,535 Acceptance Rate 3.7 %
2	Amherst College	6900	95200	0.9271	1,914	1514	0.0901	#2 #2 Middle Class Affordability Rankings Amherst College Amherst, MA Typical Net Price $6,900 • Sign in to see your Estimated Net Price Sticker Price $95,200 % Savings 93% Undergraduates 1,914 Est. Median SAT 1,514 Acceptance Rate 9.0 %
3	Williams College	7800	88700	0.9124	2,115	1527	0.0825	#3 #3 Middle Class Affordability Rankings Williams College Williamstown, MA Typical Net Price $7,800 • Sign in to see your Estimated Net Price Sticker Price $88,700 % Savings 91% Undergraduates 2,115 Est. Median SAT 1,527 Acceptance Rate 8.3 %
4	Smith College	10000	93500	0.8935	2,549	1477	0.21	#4 #4 Middle Class Affordability Rankings Smith College Northampton, MA Typical Net Price $10,000 • Sign in to see your Estimated Net Price Sticker Price $93,500 % Savings 89% Undergraduates 2,549 Est. Median SAT 1,477 Acceptance Rate 21.0 %
5	Franklin W Olin College of Engineering	11300	88000	0.8716	405	1527	0.252	#5 #5 Middle Class Affordability Rankings Franklin W Olin College of Engineering Needham, MA Typical Net Price $11,300 • Sign in to see your Estimated Net Price Sticker Price $88,000 % Savings 87% Undergraduates 405 Est. Median SAT 1,527 Acceptance Rate 25.2 %
5	Wellesley College	11300	90300	0.8754	2,407	1500	0.1405	#5 #5 Middle Class Affordability Rankings Wellesley College Wellesley, MA Typical Net Price $11,300 • Sign in to see your Estimated Net Price Sticker Price $90,300 % Savings 88% Undergraduates 2,407 Est. Median SAT 1,500 Acceptance Rate 14.1 %
7	Massachusetts Maritime Academy	12200	21000	0.4197	1,402	1120	0.947	#7 #7 Middle Class Affordability Rankings Massachusetts Maritime Academy Buzzards Bay, MA Typical Net Price $12,200 • Sign in to see your Estimated Net Price Sticker Price $21,000 % Savings 42% Undergraduates 1,402 Est. Median SAT 1,120 Acceptance Rate 94.7 %
8	Northeastern University	12600	89100	0.8589	17,432	1490	0.0522	#8 #8 Middle Class Affordability Rankings Northeastern University Boston, MA Typical Net Price $12,600 • Sign in to see your Estimated Net Price Sticker Price $89,100 % Savings 86% Undergraduates 17,432 Est. Median SAT 1,490 Acceptance Rate 5.2 %
8	Tufts University	12600	92100	0.8633	7,126	1507	0.1149	#8 #8 Middle Class Affordability Rankings Tufts University Medford, MA Typical Net Price $12,600 • Sign in to see your Estimated Net Price Sticker Price $92,100 % Savings 86% Undergraduates 7,126 Est. Median SAT 1,507 Acceptance Rate 11.5 %
10	Boston University	13700	91600	0.8507	18,805	1475	0.1111	#10 #10 Middle Class Affordability Rankings Boston University Boston, MA Typical Net Price $13,700 • Sign in to see your Estimated Net Price Sticker Price $91,600 % Savings 85% Undergraduates 18,805 Est. Median SAT 1,475 Acceptance Rate 11.1 %
10	Worcester State University	13700	30000	0.5436	4,868	1157	0.8799	#10 #10 Middle Class Affordability Rankings Worcester State University Worcester, MA Typical Net Price $13,700 • Sign in to see your Estimated Net Price Sticker Price $30,000 % Savings 54% Undergraduates 4,868 Est. Median SAT 1,157 Acceptance Rate 88.0 %
12	Boston College	15900	94200	0.8315	10,314	1490	0.1643	#12 #12 Middle Class Affordability Rankings Boston College Chestnut Hill, MA Typical Net Price $15,900 • Sign in to see your Estimated Net Price Sticker Price $94,200 % Savings 83% Undergraduates 10,314 Est. Median SAT 1,490 Acceptance Rate 16.4 %
13	Bridgewater State University	16400	25800	0.3667	8,270	1180	0.8781	#13 #13 Middle Class Affordability Rankings Bridgewater State University Bridgewater, MA Typical Net Price $16,400 • Sign in to see your Estimated Net Price Sticker Price $25,800 % Savings 37% Undergraduates 8,270 Est. Median SAT 1,180 Acceptance Rate 87.8 %
14	Fitchburg State University	16500	29100	0.433	3,027	1145	0.8693	#14 #14 Middle Class Affordability Rankings Fitchburg State University Fitchburg, MA Typical Net Price $16,500 • Sign in to see your Estimated Net Price Sticker Price $29,100 % Savings 43% Undergraduates 3,027 Est. Median SAT 1,145 Acceptance Rate 86.9 %
15	College of the Holy Cross	16700	86400	0.8071	3,126	1338	0.1761	#15 #15 Middle Class Affordability Rankings College of the Holy Cross Worcester, MA Typical Net Price $16,700 • Sign in to see your Estimated Net Price Sticker Price $86,400 % Savings 81% Undergraduates 3,126 Est. Median SAT 1,338 Acceptance Rate 17.6 %
15	Westfield State University	16700	33100	0.4966	3,868	1085	0.8141	#15 #15 Middle Class Affordability Rankings Westfield State University Westfield, MA Typical Net Price $16,700 • Sign in to see your Estimated Net Price Sticker Price $33,100 % Savings 50% Undergraduates 3,868 Est. Median SAT 1,085 Acceptance Rate 81.4 %
17	Framingham State University	17100	31000	0.4487	2,782	1190	0.8361	#17 #17 Middle Class Affordability Rankings Framingham State University Framingham, MA Typical Net Price $17,100 • Sign in to see your Estimated Net Price Sticker Price $31,000 % Savings 45% Undergraduates 2,782 Est. Median SAT 1,190 Acceptance Rate 83.6 %
17	Massachusetts College of Liberal Arts	17100	35900	0.5227	794	1070	0.8974	#17 #17 Middle Class Affordability Rankings Massachusetts College of Liberal Arts North Adams, MA Typical Net Price $17,100 • Sign in to see your Estimated Net Price Sticker Price $35,900 % Savings 52% Undergraduates 794 Est. Median SAT 1,070 Acceptance Rate 89.7 %
19	Brandeis University	17500	90800	0.8074	3,632	1454	0.405	#19 #19 Middle Class Affordability Rankings Brandeis University Waltham, MA Typical Net Price $17,500 • Sign in to see your Estimated Net Price Sticker Price $90,800 % Savings 81% Undergraduates 3,632 Est. Median SAT 1,454 Acceptance Rate 40.5 %
20	Salem State University	18000	28500	0.3685	4,867	1075	0.9588	#20 #20 Middle Class Affordability Rankings Salem State University Salem, MA Typical Net Price $18,000 • Sign in to see your Estimated Net Price Sticker Price $28,500 % Savings 37% Undergraduates 4,867 Est. Median SAT 1,075 Acceptance Rate 95.9 %
21	Bentley University	18500	85200	0.7826	4,526	1359	0.4505	#21 #21 Middle Class Affordability Rankings Bentley University Waltham, MA Typical Net Price $18,500 • Sign in to see your Estimated Net Price Sticker Price $85,200 % Savings 78% Undergraduates 4,526 Est. Median SAT 1,359 Acceptance Rate 45.1 %
21	Mount Holyoke College	18500	88900	0.7923	2,178	1449	0.3603	#21 #21 Middle Class Affordability Rankings Mount Holyoke College South Hadley, MA Typical Net Price $18,500 • Sign in to see your Estimated Net Price Sticker Price $88,900 % Savings 79% Undergraduates 2,178 Est. Median SAT 1,449 Acceptance Rate 36.0 %
23	University of Massachusetts-Lowell	18800	35700	0.4736	12,122	1283	0.8304	#23 #23 Middle Class Affordability Rankings University of Massachusetts-Lowell Lowell, MA Typical Net Price $18,800 • Sign in to see your Estimated Net Price Sticker Price $35,700 % Savings 47% Undergraduates 12,122 Est. Median SAT 1,283 Acceptance Rate 83.0 %
24	Babson College	19200	82100	0.7664	2,793	1455	0.1709	#24 #24 Middle Class Affordability Rankings Babson College Wellesley, MA Typical Net Price $19,200 • Sign in to see your Estimated Net Price Sticker Price $82,100 % Savings 77% Undergraduates 2,793 Est. Median SAT 1,455 Acceptance Rate 17.1 %
25	University of Massachusetts-Boston	19400	43300	0.5526	12,138	1189	0.8378	#25 #25 Middle Class Affordability Rankings University of Massachusetts-Boston Boston, MA Typical Net Price $19,400 • Sign in to see your Estimated Net Price Sticker Price $43,300 % Savings 55% Undergraduates 12,138 Est. Median SAT 1,189 Acceptance Rate 83.8 %
25	University of Massachusetts-Dartmouth	19400	35400	0.4503	5,731	1174	0.9064	#25 #25 Middle Class Affordability Rankings University of Massachusetts-Dartmouth North Dartmouth, MA Typical Net Price $19,400 • Sign in to see your Estimated Net Price Sticker Price $35,400 % Savings 45% Undergraduates 5,731 Est. Median SAT 1,174 Acceptance Rate 90.6 %
27	Anna Maria College	21200	53000	0.5999	916	885	0.503	#27 #27 Middle Class Affordability Rankings Anna Maria College Paxton, MA Typical Net Price $21,200 • Sign in to see your Estimated Net Price Sticker Price $53,000 % Savings 60% Undergraduates 916 Est. Median SAT 885 Acceptance Rate 50.3 %
28	Simmons University	22400	54800	0.5907	1,675	1317	0.6998	#28 #28 Middle Class Affordability Rankings Simmons University Boston, MA Typical Net Price $22,400 • Sign in to see your Estimated Net Price Sticker Price $54,800 % Savings 59% Undergraduates 1,675 Est. Median SAT 1,317 Acceptance Rate 70.0 %
29	Bay Path University	23100	54400	0.5758	1,177	1110	0.852	#29 #29 Middle Class Affordability Rankings Bay Path University Longmeadow, MA Typical Net Price $23,100 • Sign in to see your Estimated Net Price Sticker Price $54,400 % Savings 58% Undergraduates 1,177 Est. Median SAT 1,110 Acceptance Rate 85.2 %
30	College of Our Lady of the Elms	23200	81700	0.7162	1,002	1235	0.8526	#30 #30 Middle Class Affordability Rankings College of Our Lady of the Elms Chicopee, MA Typical Net Price $23,200 • Sign in to see your Estimated Net Price Sticker Price $81,700 % Savings 72% Undergraduates 1,002 Est. Median SAT 1,235 Acceptance Rate 85.3 %
31	University of Massachusetts-Amherst	24100	38000	0.3663	23,920	1397	0.5973	#31 #31 Middle Class Affordability Rankings University of Massachusetts-Amherst Amherst, MA Typical Net Price $24,100 • Sign in to see your Estimated Net Price Sticker Price $38,000 % Savings 37% Undergraduates 23,920 Est. Median SAT 1,397 Acceptance Rate 59.7 %
32	Assumption University	25300	91300	0.7227	1,713	1085	0.8298	#32 #32 Middle Class Affordability Rankings Assumption University Worcester, MA Typical Net Price $25,300 • Sign in to see your Estimated Net Price Sticker Price $91,300 % Savings 72% Undergraduates 1,713 Est. Median SAT 1,085 Acceptance Rate 83.0 %
33	Gordon College	25500	50300	0.4936	1,314	1256	0.6923	#33 #33 Middle Class Affordability Rankings Gordon College Wenham, MA Typical Net Price $25,500 • Sign in to see your Estimated Net Price Sticker Price $50,300 % Savings 49% Undergraduates 1,314 Est. Median SAT 1,256 Acceptance Rate 69.2 %
33	Regis College	25500	70700	0.6393	987	965	0.6978	#33 #33 Middle Class Affordability Rankings Regis College Weston, MA Typical Net Price $25,500 • Sign in to see your Estimated Net Price Sticker Price $70,700 % Savings 64% Undergraduates 987 Est. Median SAT 965 Acceptance Rate 69.8 %
35	American International College	26800	62300	0.5701	1,207	1025	0.9957	#35 #35 Middle Class Affordability Rankings American International College Springfield, MA Typical Net Price $26,800 • Sign in to see your Estimated Net Price Sticker Price $62,300 % Savings 57% Undergraduates 1,207 Est. Median SAT 1,025 Acceptance Rate 99.6 %
36	Hampshire College	27100	101600	0.7327	844	1254	0.7528	#36 #36 Middle Class Affordability Rankings Hampshire College Amherst, MA Typical Net Price $27,100 • Sign in to see your Estimated Net Price Sticker Price $101,600 % Savings 73% Undergraduates 844 Est. Median SAT 1,254 Acceptance Rate 75.3 %
37	Dean College	28700	69700	0.5886	1,092	1015	0.7371	#37 #37 Middle Class Affordability Rankings Dean College Franklin, MA Typical Net Price $28,700 • Sign in to see your Estimated Net Price Sticker Price $69,700 % Savings 59% Undergraduates 1,092 Est. Median SAT 1,015 Acceptance Rate 73.7 %
38	Lasell University	29200	47500	0.3853	1,293	1095	0.8122	#38 #38 Middle Class Affordability Rankings Lasell University Newton, MA Typical Net Price $29,200 • Sign in to see your Estimated Net Price Sticker Price $47,500 % Savings 39% Undergraduates 1,293 Est. Median SAT 1,095 Acceptance Rate 81.2 %
39	Clark University	29300	80500	0.6355	2,266	1381	0.3954	#39 #39 Middle Class Affordability Rankings Clark University Worcester, MA Typical Net Price $29,300 • Sign in to see your Estimated Net Price Sticker Price $80,500 % Savings 64% Undergraduates 2,266 Est. Median SAT 1,381 Acceptance Rate 39.5 %
40	Springfield College	30100	62500	0.5188	1,763	1244	0.7189	#40 #40 Middle Class Affordability Rankings Springfield College Springfield, MA Typical Net Price $30,100 • Sign in to see your Estimated Net Price Sticker Price $62,500 % Savings 52% Undergraduates 1,763 Est. Median SAT 1,244 Acceptance Rate 71.9 %
41	Lesley University	31500	53600	0.4124	1,229	1115	0.9687	#41 #41 Middle Class Affordability Rankings Lesley University Cambridge, MA Typical Net Price $31,500 • Sign in to see your Estimated Net Price Sticker Price $53,600 % Savings 41% Undergraduates 1,229 Est. Median SAT 1,115 Acceptance Rate 96.9 %
42	Wheaton College (Massachusetts)	31800	88600	0.6409	1,785	1319	0.6773	#42 #42 Middle Class Affordability Rankings Wheaton College (Massachusetts) Norton, MA Typical Net Price $31,800 • Sign in to see your Estimated Net Price Sticker Price $88,600 % Savings 64% Undergraduates 1,785 Est. Median SAT 1,319 Acceptance Rate 67.7 %
43	Curry College	32400	87400	0.6294	1,808	1140	0.8765	#43 #43 Middle Class Affordability Rankings Curry College Milton, MA Typical Net Price $32,400 • Sign in to see your Estimated Net Price Sticker Price $87,400 % Savings 63% Undergraduates 1,808 Est. Median SAT 1,140 Acceptance Rate 87.7 %
44	Massachusetts College of Art and Design	32500	41200	0.211	1,871	1085	0.7627	#44 #44 Middle Class Affordability Rankings Massachusetts College of Art and Design Boston, MA Typical Net Price $32,500 • Sign in to see your Estimated Net Price Sticker Price $41,200 % Savings 21% Undergraduates 1,871 Est. Median SAT 1,085 Acceptance Rate 76.3 %
44	Suffolk University	32500	68900	0.5285	4,326	1209	0.8233	#44 #44 Middle Class Affordability Rankings Suffolk University Boston, MA Typical Net Price $32,500 • Sign in to see your Estimated Net Price Sticker Price $68,900 % Savings 53% Undergraduates 4,326 Est. Median SAT 1,209 Acceptance Rate 82.3 %
46	Massachusetts Institute of Technology	33500	88900	0.6234	4,535	1542	0.0455	#46 #46 Middle Class Affordability Rankings Massachusetts Institute of Technology Cambridge, MA Typical Net Price $33,500 • Sign in to see your Estimated Net Price Sticker Price $88,900 % Savings 62% Undergraduates 4,535 Est. Median SAT 1,542 Acceptance Rate 4.6 %
47	Emmanuel College	33600	67200	0.4998	1,909	1255	0.7565	#47 #47 Middle Class Affordability Rankings Emmanuel College Boston, MA Typical Net Price $33,600 • Sign in to see your Estimated Net Price Sticker Price $67,200 % Savings 50% Undergraduates 1,909 Est. Median SAT 1,255 Acceptance Rate 75.7 %
48	Fisher College	33900	65300	0.4805	1,536	961	0.7068	#48 #48 Middle Class Affordability Rankings Fisher College Boston, MA Typical Net Price $33,900 • Sign in to see your Estimated Net Price Sticker Price $65,300 % Savings 48% Undergraduates 1,536 Est. Median SAT 961 Acceptance Rate 70.7 %
49	Western New England University	34500	66100	0.4772	2,616	1199	0.8348	#49 #49 Middle Class Affordability Rankings Western New England University Springfield, MA Typical Net Price $34,500 • Sign in to see your Estimated Net Price Sticker Price $66,100 % Savings 48% Undergraduates 2,616 Est. Median SAT 1,199 Acceptance Rate 83.5 %
50	Endicott College	39300	64200	0.3878	3,194	1275	0.7121	#50 #50 Middle Class Affordability Rankings Endicott College Beverly, MA Typical Net Price $39,300 • Sign in to see your Estimated Net Price Sticker Price $64,200 % Savings 39% Undergraduates 3,194 Est. Median SAT 1,275 Acceptance Rate 71.2 %
51	Nichols College	39600	59600	0.3359	1,163	1135	0.8084	#51 #51 Middle Class Affordability Rankings Nichols College Dudley, MA Typical Net Price $39,600 • Sign in to see your Estimated Net Price Sticker Price $59,600 % Savings 34% Undergraduates 1,163 Est. Median SAT 1,135 Acceptance Rate 80.8 %
52	Worcester Polytechnic Institute	40000	81600	0.5102	5,558	1292	0.6016	#52 #52 Middle Class Affordability Rankings Worcester Polytechnic Institute Worcester, MA Typical Net Price $40,000 • Sign in to see your Estimated Net Price Sticker Price $81,600 % Savings 51% Undergraduates 5,558 Est. Median SAT 1,292 Acceptance Rate 60.2 %
53	Berklee College of Music	40700	98900	0.5886	7,549	0	0.4353	#53 #53 Middle Class Affordability Rankings Berklee College of Music Boston, MA Typical Net Price $40,700 • Sign in to see your Estimated Net Price Sticker Price $98,900 % Savings 59% Undergraduates 7,549 Est. Median SAT -- Acceptance Rate 43.5 %
54	Bard College at Simon's Rock	40900	84200	0.5148	314	1278	0.9589	#54 #54 Middle Class Affordability Rankings Bard College at Simon's Rock Great Barrington, MA Typical Net Price $40,900 • Sign in to see your Estimated Net Price Sticker Price $84,200 % Savings 51% Undergraduates 314 Est. Median SAT 1,278 Acceptance Rate 95.9 %
55	MCPHS University	42800	87400	0.5105	3,469	1281	0.8521	#55 #55 Middle Class Affordability Rankings MCPHS University Boston, MA Typical Net Price $42,800 • Sign in to see your Estimated Net Price Sticker Price $87,400 % Savings 51% Undergraduates 3,469 Est. Median SAT 1,281 Acceptance Rate 85.2 %
56	Merrimack College	43600	78800	0.4471	4,102	1115	0.7002	#56 #56 Middle Class Affordability Rankings Merrimack College North Andover, MA Typical Net Price $43,600 • Sign in to see your Estimated Net Price Sticker Price $78,800 % Savings 45% Undergraduates 4,102 Est. Median SAT 1,115 Acceptance Rate 70.0 %
57	Wentworth Institute of Technology	45100	67900	0.3357	3,965	1229	0.9121	#57 #57 Middle Class Affordability Rankings Wentworth Institute of Technology Boston, MA Typical Net Price $45,100 • Sign in to see your Estimated Net Price Sticker Price $67,900 % Savings 34% Undergraduates 3,965 Est. Median SAT 1,229 Acceptance Rate 91.2 %
58	Emerson College	57600	81600	0.2943	3,908	1359	0.5131	#58 #58 Middle Class Affordability Rankings Emerson College Boston, MA Typical Net Price $57,600 • Sign in to see your Estimated Net Price Sticker Price $81,600 % Savings 29% Undergraduates 3,908 Est. Median SAT 1,359 Acceptance Rate 51.3 %
59	Stonehill College	69400	69500	0.0001	2,568	1150	0.6628	#59 #59 Middle Class Affordability Rankings Stonehill College Easton, MA Typical Net Price $69,400 • Sign in to see your Estimated Net Price Sticker Price $69,500 % Savings 0% Undergraduates 2,568 Est. Median SAT 1,150 Acceptance Rate 66.3 %