Middle Class Affordability Rankings™ - State of Massachusetts

Most Affordable Colleges in the state of Massachusetts for 2026

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Which colleges are most affordable for Massachusetts residents ? The answer may surprise you.
These rankings of the most affordable colleges for Massachusetts residents are based on the estimated net price for a "typical" middle class family living in the state of Massachusetts.
Note: Net price is the actual cost of the school paid by the student and family, after factoring in merit and grant aid from the college federal programs and work study.The net prices displayed in these rankings are College Raptor's estimates.

“Typical” middle class family values used in the Net Price estimates on this page are:

Number of people in family: 4
Number of students in college: 1
Total income: $80,000
Total assets: $50,000

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Massachusetts

Rank	Institution	Typical Net Price	Sticker Price	% Savings	Undergraduates	Est. Median SAT	Acceptance Rate	Save
1	Williams College	3400	88700	0.962	2,101	1527	0.0825	#1 #1 Middle Class Affordability Rankings Williams College Williamstown, MA Typical Net Price $3,400 • Sign in to see your Estimated Net Price Sticker Price $88,700 % Savings 96% Undergraduates 2,101 Est. Median SAT 1,527 Acceptance Rate 8.3 %
2	Amherst College	3500	95200	0.9635	1,914	1514	0.0901	#2 #2 Middle Class Affordability Rankings Amherst College Amherst, MA Typical Net Price $3,500 • Sign in to see your Estimated Net Price Sticker Price $95,200 % Savings 96% Undergraduates 1,914 Est. Median SAT 1,514 Acceptance Rate 9.0 %
3	Massachusetts Institute of Technology	4300	85800	0.9499	4,576	1535	0.0485	#3 #3 Middle Class Affordability Rankings Massachusetts Institute of Technology Cambridge, MA Typical Net Price $4,300 • Sign in to see your Estimated Net Price Sticker Price $85,800 % Savings 95% Undergraduates 4,576 Est. Median SAT 1,535 Acceptance Rate 4.9 %
4	Smith College	5200	91800	0.9437	2,549	1477	0.21	#4 #4 Middle Class Affordability Rankings Smith College Northampton, MA Typical Net Price $5,200 • Sign in to see your Estimated Net Price Sticker Price $91,800 % Savings 94% Undergraduates 2,549 Est. Median SAT 1,477 Acceptance Rate 21.0 %
5	Harvard University	5900	90400	0.9345	7,038	1535	0.0365	#5 #5 Middle Class Affordability Rankings Harvard University Cambridge, MA Typical Net Price $5,900 • Sign in to see your Estimated Net Price Sticker Price $90,400 % Savings 93% Undergraduates 7,038 Est. Median SAT 1,535 Acceptance Rate 3.7 %
6	Mount Holyoke College	8200	88800	0.9071	2,178	1449	0.3603	#6 #6 Middle Class Affordability Rankings Mount Holyoke College South Hadley, MA Typical Net Price $8,200 • Sign in to see your Estimated Net Price Sticker Price $88,800 % Savings 91% Undergraduates 2,178 Est. Median SAT 1,449 Acceptance Rate 36.0 %
7	Franklin W Olin College of Engineering	8300	88000	0.9057	402	1520	0.2381	#7 #7 Middle Class Affordability Rankings Franklin W Olin College of Engineering Needham, MA Typical Net Price $8,300 • Sign in to see your Estimated Net Price Sticker Price $88,000 % Savings 91% Undergraduates 402 Est. Median SAT 1,520 Acceptance Rate 23.8 %
8	Boston College	8700	93600	0.9072	9,654	1490	0.1619	#8 #8 Middle Class Affordability Rankings Boston College Chestnut Hill, MA Typical Net Price $8,700 • Sign in to see your Estimated Net Price Sticker Price $93,600 % Savings 91% Undergraduates 9,654 Est. Median SAT 1,490 Acceptance Rate 16.2 %
9	College of the Holy Cross	9300	85100	0.8911	3,107	1338	0.1761	#9 #9 Middle Class Affordability Rankings College of the Holy Cross Worcester, MA Typical Net Price $9,300 • Sign in to see your Estimated Net Price Sticker Price $85,100 % Savings 89% Undergraduates 3,107 Est. Median SAT 1,338 Acceptance Rate 17.6 %
10	Northeastern University	10200	88700	0.8854	22,695	1490	0.0522	#10 #10 Middle Class Affordability Rankings Northeastern University Boston, MA Typical Net Price $10,200 • Sign in to see your Estimated Net Price Sticker Price $88,700 % Savings 89% Undergraduates 22,695 Est. Median SAT 1,490 Acceptance Rate 5.2 %
11	Wellesley College	11300	90300	0.8754	2,407	1500	0.1405	#11 #11 Middle Class Affordability Rankings Wellesley College Wellesley, MA Typical Net Price $11,300 • Sign in to see your Estimated Net Price Sticker Price $90,300 % Savings 88% Undergraduates 2,407 Est. Median SAT 1,500 Acceptance Rate 14.1 %
12	Tufts University	11500	92100	0.8753	7,126	1507	0.1153	#12 #12 Middle Class Affordability Rankings Tufts University Medford, MA Typical Net Price $11,500 • Sign in to see your Estimated Net Price Sticker Price $92,100 % Savings 88% Undergraduates 7,126 Est. Median SAT 1,507 Acceptance Rate 11.5 %
13	Massachusetts Maritime Academy	12800	21000	0.3911	1,407	1120	0.7207	#13 #13 Middle Class Affordability Rankings Massachusetts Maritime Academy Buzzards Bay, MA Typical Net Price $12,800 • Sign in to see your Estimated Net Price Sticker Price $21,000 % Savings 39% Undergraduates 1,407 Est. Median SAT 1,120 Acceptance Rate 72.1 %
14	Massachusetts College of Liberal Arts	17100	35900	0.5227	836	1070	0.9235	#14 #14 Middle Class Affordability Rankings Massachusetts College of Liberal Arts North Adams, MA Typical Net Price $17,100 • Sign in to see your Estimated Net Price Sticker Price $35,900 % Savings 52% Undergraduates 836 Est. Median SAT 1,070 Acceptance Rate 92.4 %
15	Brandeis University	17500	89700	0.8047	3,632	1454	0.4051	#15 #15 Middle Class Affordability Rankings Brandeis University Waltham, MA Typical Net Price $17,500 • Sign in to see your Estimated Net Price Sticker Price $89,700 % Savings 80% Undergraduates 3,632 Est. Median SAT 1,454 Acceptance Rate 40.5 %
16	Bay Path University	18400	54400	0.6621	1,278	1110	0.7381	#16 #16 Middle Class Affordability Rankings Bay Path University Longmeadow, MA Typical Net Price $18,400 • Sign in to see your Estimated Net Price Sticker Price $54,400 % Savings 66% Undergraduates 1,278 Est. Median SAT 1,110 Acceptance Rate 73.8 %
16	Boston University	18400	88000	0.7914	18,805	1475	0.1111	#16 #16 Middle Class Affordability Rankings Boston University Boston, MA Typical Net Price $18,400 • Sign in to see your Estimated Net Price Sticker Price $88,000 % Savings 79% Undergraduates 18,805 Est. Median SAT 1,475 Acceptance Rate 11.1 %
18	Bentley University	18500	84500	0.7808	4,526	1359	0.4505	#18 #18 Middle Class Affordability Rankings Bentley University Waltham, MA Typical Net Price $18,500 • Sign in to see your Estimated Net Price Sticker Price $84,500 % Savings 78% Undergraduates 4,526 Est. Median SAT 1,359 Acceptance Rate 45.1 %
19	Framingham State University	18800	31000	0.3938	2,817	1125	0.8491	#19 #19 Middle Class Affordability Rankings Framingham State University Framingham, MA Typical Net Price $18,800 • Sign in to see your Estimated Net Price Sticker Price $31,000 % Savings 39% Undergraduates 2,817 Est. Median SAT 1,125 Acceptance Rate 84.9 %
20	Babson College	19100	80900	0.7635	2,793	1455	0.1709	#20 #20 Middle Class Affordability Rankings Babson College Wellesley, MA Typical Net Price $19,100 • Sign in to see your Estimated Net Price Sticker Price $80,900 % Savings 76% Undergraduates 2,793 Est. Median SAT 1,455 Acceptance Rate 17.1 %
20	Westfield State University	19100	32500	0.4135	3,868	1105	0.8671	#20 #20 Middle Class Affordability Rankings Westfield State University Westfield, MA Typical Net Price $19,100 • Sign in to see your Estimated Net Price Sticker Price $32,500 % Savings 41% Undergraduates 3,868 Est. Median SAT 1,105 Acceptance Rate 86.7 %
22	Worcester State University	19400	26200	0.2597	4,892	1140	0.8799	#22 #22 Middle Class Affordability Rankings Worcester State University Worcester, MA Typical Net Price $19,400 • Sign in to see your Estimated Net Price Sticker Price $26,200 % Savings 26% Undergraduates 4,892 Est. Median SAT 1,140 Acceptance Rate 88.0 %
23	Fitchburg State University	20000	31300	0.3616	3,027	1150	0.8693	#23 #23 Middle Class Affordability Rankings Fitchburg State University Fitchburg, MA Typical Net Price $20,000 • Sign in to see your Estimated Net Price Sticker Price $31,300 % Savings 36% Undergraduates 3,027 Est. Median SAT 1,150 Acceptance Rate 86.9 %
24	Salem State University	20600	28500	0.2773	4,853	1100	0.9557	#24 #24 Middle Class Affordability Rankings Salem State University Salem, MA Typical Net Price $20,600 • Sign in to see your Estimated Net Price Sticker Price $28,500 % Savings 28% Undergraduates 4,853 Est. Median SAT 1,100 Acceptance Rate 95.6 %
25	Bridgewater State University	21600	28700	0.2473	8,172	1135	0.8919	#25 #25 Middle Class Affordability Rankings Bridgewater State University Bridgewater, MA Typical Net Price $21,600 • Sign in to see your Estimated Net Price Sticker Price $28,700 % Savings 25% Undergraduates 8,172 Est. Median SAT 1,135 Acceptance Rate 89.2 %
26	Anna Maria College	21900	53000	0.5867	995	985	0.896	#26 #26 Middle Class Affordability Rankings Anna Maria College Paxton, MA Typical Net Price $21,900 • Sign in to see your Estimated Net Price Sticker Price $53,000 % Savings 59% Undergraduates 995 Est. Median SAT 985 Acceptance Rate 89.6 %
27	Eastern Nazarene College	22700	45000	0.4956	379	1034	0.5896	#27 #27 Middle Class Affordability Rankings Eastern Nazarene College Quincy, MA Typical Net Price $22,700 • Sign in to see your Estimated Net Price Sticker Price $45,000 % Savings 50% Undergraduates 379 Est. Median SAT 1,034 Acceptance Rate 59.0 %
28	University of Massachusetts-Amherst	24100	37100	0.3513	23,920	1390	0.5973	#28 #28 Middle Class Affordability Rankings University of Massachusetts-Amherst Amherst, MA Typical Net Price $24,100 • Sign in to see your Estimated Net Price Sticker Price $37,100 % Savings 35% Undergraduates 23,920 Est. Median SAT 1,390 Acceptance Rate 59.7 %
29	University of Massachusetts-Dartmouth	24300	35500	0.3135	5,731	1174	0.9064	#29 #29 Middle Class Affordability Rankings University of Massachusetts-Dartmouth North Dartmouth, MA Typical Net Price $24,300 • Sign in to see your Estimated Net Price Sticker Price $35,500 % Savings 31% Undergraduates 5,731 Est. Median SAT 1,174 Acceptance Rate 90.6 %
30	Springfield College	25200	62400	0.5965	1,764	1201	0.7189	#30 #30 Middle Class Affordability Rankings Springfield College Springfield, MA Typical Net Price $25,200 • Sign in to see your Estimated Net Price Sticker Price $62,400 % Savings 60% Undergraduates 1,764 Est. Median SAT 1,201 Acceptance Rate 71.9 %
31	Gordon College	25400	50300	0.4956	1,314	1256	0.8562	#31 #31 Middle Class Affordability Rankings Gordon College Wenham, MA Typical Net Price $25,400 • Sign in to see your Estimated Net Price Sticker Price $50,300 % Savings 50% Undergraduates 1,314 Est. Median SAT 1,256 Acceptance Rate 85.6 %
31	University of Massachusetts-Boston	25400	42200	0.3981	12,234	1194	0.8296	#31 #31 Middle Class Affordability Rankings University of Massachusetts-Boston Boston, MA Typical Net Price $25,400 • Sign in to see your Estimated Net Price Sticker Price $42,200 % Savings 40% Undergraduates 12,234 Est. Median SAT 1,194 Acceptance Rate 83.0 %
33	University of Massachusetts-Lowell	25800	35700	0.2777	12,122	1283	0.8296	#33 #33 Middle Class Affordability Rankings University of Massachusetts-Lowell Lowell, MA Typical Net Price $25,800 • Sign in to see your Estimated Net Price Sticker Price $35,700 % Savings 28% Undergraduates 12,122 Est. Median SAT 1,283 Acceptance Rate 83.0 %
34	American International College	26600	62300	0.5733	1,331	1020	0.969	#34 #34 Middle Class Affordability Rankings American International College Springfield, MA Typical Net Price $26,600 • Sign in to see your Estimated Net Price Sticker Price $62,300 % Savings 57% Undergraduates 1,331 Est. Median SAT 1,020 Acceptance Rate 96.9 %
35	Hampshire College	27400	80500	0.659	844	1254	0.7528	#35 #35 Middle Class Affordability Rankings Hampshire College Amherst, MA Typical Net Price $27,400 • Sign in to see your Estimated Net Price Sticker Price $80,500 % Savings 66% Undergraduates 844 Est. Median SAT 1,254 Acceptance Rate 75.3 %
36	Simmons University	28200	54800	0.485	1,760	1279	0.66	#36 #36 Middle Class Affordability Rankings Simmons University Boston, MA Typical Net Price $28,200 • Sign in to see your Estimated Net Price Sticker Price $54,800 % Savings 49% Undergraduates 1,760 Est. Median SAT 1,279 Acceptance Rate 66.0 %
37	Assumption University	28300	72600	0.61	1,713	1085	0.8298	#37 #37 Middle Class Affordability Rankings Assumption University Worcester, MA Typical Net Price $28,300 • Sign in to see your Estimated Net Price Sticker Price $72,600 % Savings 61% Undergraduates 1,713 Est. Median SAT 1,085 Acceptance Rate 83.0 %
37	Regis College	28300	69800	0.5947	1,055	965	0.9009	#37 #37 Middle Class Affordability Rankings Regis College Weston, MA Typical Net Price $28,300 • Sign in to see your Estimated Net Price Sticker Price $69,800 % Savings 59% Undergraduates 1,055 Est. Median SAT 965 Acceptance Rate 90.1 %
39	Clark University	29500	76800	0.6159	2,266	1381	0.3954	#39 #39 Middle Class Affordability Rankings Clark University Worcester, MA Typical Net Price $29,500 • Sign in to see your Estimated Net Price Sticker Price $76,800 % Savings 62% Undergraduates 2,266 Est. Median SAT 1,381 Acceptance Rate 39.5 %
40	Lasell University	30100	46400	0.3496	1,293	1139	0.927	#40 #40 Middle Class Affordability Rankings Lasell University Newton, MA Typical Net Price $30,100 • Sign in to see your Estimated Net Price Sticker Price $46,400 % Savings 35% Undergraduates 1,293 Est. Median SAT 1,139 Acceptance Rate 92.7 %
41	Dean College	30200	69700	0.567	1,151	1015	0.736	#41 #41 Middle Class Affordability Rankings Dean College Franklin, MA Typical Net Price $30,200 • Sign in to see your Estimated Net Price Sticker Price $69,700 % Savings 57% Undergraduates 1,151 Est. Median SAT 1,015 Acceptance Rate 73.6 %
42	College of Our Lady of the Elms	30400	64600	0.5295	1,002	1235	0.8882	#42 #42 Middle Class Affordability Rankings College of Our Lady of the Elms Chicopee, MA Typical Net Price $30,400 • Sign in to see your Estimated Net Price Sticker Price $64,600 % Savings 53% Undergraduates 1,002 Est. Median SAT 1,235 Acceptance Rate 88.8 %
43	Wheaton College (Massachusetts)	30700	73600	0.5826	1,749	1235	0.7133	#43 #43 Middle Class Affordability Rankings Wheaton College (Massachusetts) Norton, MA Typical Net Price $30,700 • Sign in to see your Estimated Net Price Sticker Price $73,600 % Savings 58% Undergraduates 1,749 Est. Median SAT 1,235 Acceptance Rate 71.3 %
44	Fisher College	30900	62300	0.5042	1,384	961	0.7075	#44 #44 Middle Class Affordability Rankings Fisher College Boston, MA Typical Net Price $30,900 • Sign in to see your Estimated Net Price Sticker Price $62,300 % Savings 50% Undergraduates 1,384 Est. Median SAT 961 Acceptance Rate 70.8 %
45	Lesley University	32000	53600	0.403	1,342	1140	0.9442	#45 #45 Middle Class Affordability Rankings Lesley University Cambridge, MA Typical Net Price $32,000 • Sign in to see your Estimated Net Price Sticker Price $53,600 % Savings 40% Undergraduates 1,342 Est. Median SAT 1,140 Acceptance Rate 94.4 %
46	Massachusetts College of Art and Design	32600	41100	0.2069	1,871	1085	0.7627	#46 #46 Middle Class Affordability Rankings Massachusetts College of Art and Design Boston, MA Typical Net Price $32,600 • Sign in to see your Estimated Net Price Sticker Price $41,100 % Savings 21% Undergraduates 1,871 Est. Median SAT 1,085 Acceptance Rate 76.3 %
47	Emmanuel College	33600	67200	0.4998	1,909	1255	0.7565	#47 #47 Middle Class Affordability Rankings Emmanuel College Boston, MA Typical Net Price $33,600 • Sign in to see your Estimated Net Price Sticker Price $67,200 % Savings 50% Undergraduates 1,909 Est. Median SAT 1,255 Acceptance Rate 75.7 %
48	Suffolk University	34900	73000	0.5219	4,324	1209	0.822	#48 #48 Middle Class Affordability Rankings Suffolk University Boston, MA Typical Net Price $34,900 • Sign in to see your Estimated Net Price Sticker Price $73,000 % Savings 52% Undergraduates 4,324 Est. Median SAT 1,209 Acceptance Rate 82.2 %
49	Curry College	36500	50800	0.2815	1,818	1130	0.9205	#49 #49 Middle Class Affordability Rankings Curry College Milton, MA Typical Net Price $36,500 • Sign in to see your Estimated Net Price Sticker Price $50,800 % Savings 28% Undergraduates 1,818 Est. Median SAT 1,130 Acceptance Rate 92.1 %
50	Western New England University	38600	66000	0.4156	2,616	1199	0.8348	#50 #50 Middle Class Affordability Rankings Western New England University Springfield, MA Typical Net Price $38,600 • Sign in to see your Estimated Net Price Sticker Price $66,000 % Savings 42% Undergraduates 2,616 Est. Median SAT 1,199 Acceptance Rate 83.5 %
51	Nichols College	39600	59600	0.3359	1,152	1070	0.8814	#51 #51 Middle Class Affordability Rankings Nichols College Dudley, MA Typical Net Price $39,600 • Sign in to see your Estimated Net Price Sticker Price $59,600 % Savings 34% Undergraduates 1,152 Est. Median SAT 1,070 Acceptance Rate 88.1 %
52	Worcester Polytechnic Institute	39900	81100	0.5072	5,558	1292	0.6016	#52 #52 Middle Class Affordability Rankings Worcester Polytechnic Institute Worcester, MA Typical Net Price $39,900 • Sign in to see your Estimated Net Price Sticker Price $81,100 % Savings 51% Undergraduates 5,558 Est. Median SAT 1,292 Acceptance Rate 60.2 %
53	Endicott College	40700	63200	0.356	3,176	1215	0.7229	#53 #53 Middle Class Affordability Rankings Endicott College Beverly, MA Typical Net Price $40,700 • Sign in to see your Estimated Net Price Sticker Price $63,200 % Savings 36% Undergraduates 3,176 Est. Median SAT 1,215 Acceptance Rate 72.3 %
54	Bard College at Simon's Rock	40900	84200	0.5148	313	1278	0.9738	#54 #54 Middle Class Affordability Rankings Bard College at Simon's Rock Great Barrington, MA Typical Net Price $40,900 • Sign in to see your Estimated Net Price Sticker Price $84,200 % Savings 51% Undergraduates 313 Est. Median SAT 1,278 Acceptance Rate 97.4 %
55	Berklee College of Music	41200	79400	0.4814	7,549	0	0.4353	#55 #55 Middle Class Affordability Rankings Berklee College of Music Boston, MA Typical Net Price $41,200 • Sign in to see your Estimated Net Price Sticker Price $79,400 % Savings 48% Undergraduates 7,549 Est. Median SAT -- Acceptance Rate 43.5 %
56	MCPHS University	42300	67900	0.3772	3,477	1203	0.8521	#56 #56 Middle Class Affordability Rankings MCPHS University Boston, MA Typical Net Price $42,300 • Sign in to see your Estimated Net Price Sticker Price $67,900 % Savings 38% Undergraduates 3,477 Est. Median SAT 1,203 Acceptance Rate 85.2 %
57	Merrimack College	43500	78800	0.4481	4,199	1115	0.7361	#57 #57 Middle Class Affordability Rankings Merrimack College North Andover, MA Typical Net Price $43,500 • Sign in to see your Estimated Net Price Sticker Price $78,800 % Savings 45% Undergraduates 4,199 Est. Median SAT 1,115 Acceptance Rate 73.6 %
58	Wentworth Institute of Technology	45000	51400	0.1244	3,965	1229	0.9121	#58 #58 Middle Class Affordability Rankings Wentworth Institute of Technology Boston, MA Typical Net Price $45,000 • Sign in to see your Estimated Net Price Sticker Price $51,400 % Savings 12% Undergraduates 3,965 Est. Median SAT 1,229 Acceptance Rate 91.2 %
59	Emerson College	58900	81600	0.2784	4,171	1339	0.4749	#59 #59 Middle Class Affordability Rankings Emerson College Boston, MA Typical Net Price $58,900 • Sign in to see your Estimated Net Price Sticker Price $81,600 % Savings 28% Undergraduates 4,171 Est. Median SAT 1,339 Acceptance Rate 47.5 %
60	Stonehill College	69500	69500	0.0001	2,515	1245	0.7256	#60 #60 Middle Class Affordability Rankings Stonehill College Easton, MA Typical Net Price $69,500 • Sign in to see your Estimated Net Price Sticker Price $69,500 % Savings 0% Undergraduates 2,515 Est. Median SAT 1,245 Acceptance Rate 72.6 %