Middle Class Affordability Rankings™ - State of Massachusetts

Most Affordable Colleges in the state of Massachusetts for 2026

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Which colleges are most affordable for Massachusetts residents ? The answer may surprise you.
These rankings of the most affordable colleges for Massachusetts residents are based on the estimated net price for a "typical" middle class family living in the state of Massachusetts.
Note: Net price is the actual cost of the school paid by the student and family, after factoring in merit and grant aid from the college federal programs and work study.The net prices displayed in these rankings are College Raptor's estimates.

“Typical” middle class family values used in the Net Price estimates on this page are:

Number of people in family: 4
Number of students in college: 1
Total income: $80,000
Total assets: $50,000

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Massachusetts

Rank	Institution	Typical Net Price	Sticker Price	% Savings	Undergraduates	Est. Median SAT	Acceptance Rate	Save
1	Amherst College	4300	95200	0.9553	1,914	1514	0.0901	#1 #1 Middle Class Affordability Rankings Amherst College Amherst, MA Typical Net Price $4,300 • Sign in to see your Estimated Net Price Sticker Price $95,200 % Savings 96% Undergraduates 1,914 Est. Median SAT 1,514 Acceptance Rate 9.0 %
2	Smith College	4900	93500	0.948	2,549	1477	0.21	#2 #2 Middle Class Affordability Rankings Smith College Northampton, MA Typical Net Price $4,900 • Sign in to see your Estimated Net Price Sticker Price $93,500 % Savings 95% Undergraduates 2,549 Est. Median SAT 1,477 Acceptance Rate 21.0 %
3	Harvard University	5900	95100	0.9376	8,844	1535	0.0365	#3 #3 Middle Class Affordability Rankings Harvard University Cambridge, MA Typical Net Price $5,900 • Sign in to see your Estimated Net Price Sticker Price $95,100 % Savings 94% Undergraduates 8,844 Est. Median SAT 1,535 Acceptance Rate 3.7 %
4	Franklin W Olin College of Engineering	7200	88000	0.9182	405	1527	0.252	#4 #4 Middle Class Affordability Rankings Franklin W Olin College of Engineering Needham, MA Typical Net Price $7,200 • Sign in to see your Estimated Net Price Sticker Price $88,000 % Savings 92% Undergraduates 405 Est. Median SAT 1,527 Acceptance Rate 25.2 %
5	Williams College	7800	88700	0.9124	2,115	1527	0.0825	#5 #5 Middle Class Affordability Rankings Williams College Williamstown, MA Typical Net Price $7,800 • Sign in to see your Estimated Net Price Sticker Price $88,700 % Savings 91% Undergraduates 2,115 Est. Median SAT 1,527 Acceptance Rate 8.3 %
6	Massachusetts Maritime Academy	10300	21000	0.5101	1,402	1120	0.947	#6 #6 Middle Class Affordability Rankings Massachusetts Maritime Academy Buzzards Bay, MA Typical Net Price $10,300 • Sign in to see your Estimated Net Price Sticker Price $21,000 % Savings 51% Undergraduates 1,402 Est. Median SAT 1,120 Acceptance Rate 94.7 %
7	Wellesley College	11300	90300	0.8754	2,407	1500	0.1405	#7 #7 Middle Class Affordability Rankings Wellesley College Wellesley, MA Typical Net Price $11,300 • Sign in to see your Estimated Net Price Sticker Price $90,300 % Savings 88% Undergraduates 2,407 Est. Median SAT 1,500 Acceptance Rate 14.1 %
8	Tufts University	12000	92100	0.8698	7,126	1507	0.1149	#8 #8 Middle Class Affordability Rankings Tufts University Medford, MA Typical Net Price $12,000 • Sign in to see your Estimated Net Price Sticker Price $92,100 % Savings 87% Undergraduates 7,126 Est. Median SAT 1,507 Acceptance Rate 11.5 %
9	Mount Holyoke College	12300	88900	0.862	2,178	1449	0.3603	#9 #9 Middle Class Affordability Rankings Mount Holyoke College South Hadley, MA Typical Net Price $12,300 • Sign in to see your Estimated Net Price Sticker Price $88,900 % Savings 86% Undergraduates 2,178 Est. Median SAT 1,449 Acceptance Rate 36.0 %
10	Massachusetts Institute of Technology	13900	88900	0.844	4,535	1542	0.0455	#10 #10 Middle Class Affordability Rankings Massachusetts Institute of Technology Cambridge, MA Typical Net Price $13,900 • Sign in to see your Estimated Net Price Sticker Price $88,900 % Savings 84% Undergraduates 4,535 Est. Median SAT 1,542 Acceptance Rate 4.6 %
11	Boston University	14000	91700	0.8476	18,805	1475	0.1111	#11 #11 Middle Class Affordability Rankings Boston University Boston, MA Typical Net Price $14,000 • Sign in to see your Estimated Net Price Sticker Price $91,700 % Savings 85% Undergraduates 18,805 Est. Median SAT 1,475 Acceptance Rate 11.1 %
12	Northeastern University	15400	89100	0.8275	17,432	1490	0.0522	#12 #12 Middle Class Affordability Rankings Northeastern University Boston, MA Typical Net Price $15,400 • Sign in to see your Estimated Net Price Sticker Price $89,100 % Savings 83% Undergraduates 17,432 Est. Median SAT 1,490 Acceptance Rate 5.2 %
13	Worcester State University	15500	30000	0.4836	4,868	1157	0.8799	#13 #13 Middle Class Affordability Rankings Worcester State University Worcester, MA Typical Net Price $15,500 • Sign in to see your Estimated Net Price Sticker Price $30,000 % Savings 48% Undergraduates 4,868 Est. Median SAT 1,157 Acceptance Rate 88.0 %
14	Fitchburg State University	16400	33700	0.5137	3,027	1145	0.8693	#14 #14 Middle Class Affordability Rankings Fitchburg State University Fitchburg, MA Typical Net Price $16,400 • Sign in to see your Estimated Net Price Sticker Price $33,700 % Savings 51% Undergraduates 3,027 Est. Median SAT 1,145 Acceptance Rate 86.9 %
15	Westfield State University	16700	33100	0.4966	3,868	1085	0.8141	#15 #15 Middle Class Affordability Rankings Westfield State University Westfield, MA Typical Net Price $16,700 • Sign in to see your Estimated Net Price Sticker Price $33,100 % Savings 50% Undergraduates 3,868 Est. Median SAT 1,085 Acceptance Rate 81.4 %
16	Boston College	16900	96100	0.824	10,314	1490	0.1643	#16 #16 Middle Class Affordability Rankings Boston College Chestnut Hill, MA Typical Net Price $16,900 • Sign in to see your Estimated Net Price Sticker Price $96,100 % Savings 82% Undergraduates 10,314 Est. Median SAT 1,490 Acceptance Rate 16.4 %
16	Massachusetts College of Liberal Arts	16900	34300	0.5063	794	1070	0.8974	#16 #16 Middle Class Affordability Rankings Massachusetts College of Liberal Arts North Adams, MA Typical Net Price $16,900 • Sign in to see your Estimated Net Price Sticker Price $34,300 % Savings 51% Undergraduates 794 Est. Median SAT 1,070 Acceptance Rate 89.7 %
18	College of the Holy Cross	17000	86400	0.8037	3,126	1338	0.1761	#18 #18 Middle Class Affordability Rankings College of the Holy Cross Worcester, MA Typical Net Price $17,000 • Sign in to see your Estimated Net Price Sticker Price $86,400 % Savings 80% Undergraduates 3,126 Est. Median SAT 1,338 Acceptance Rate 17.6 %
19	Salem State University	17300	28500	0.3931	4,867	1075	0.9588	#19 #19 Middle Class Affordability Rankings Salem State University Salem, MA Typical Net Price $17,300 • Sign in to see your Estimated Net Price Sticker Price $28,500 % Savings 39% Undergraduates 4,867 Est. Median SAT 1,075 Acceptance Rate 95.9 %
20	Brandeis University	17500	91000	0.8076	3,632	1454	0.405	#20 #20 Middle Class Affordability Rankings Brandeis University Waltham, MA Typical Net Price $17,500 • Sign in to see your Estimated Net Price Sticker Price $91,000 % Savings 81% Undergraduates 3,632 Est. Median SAT 1,454 Acceptance Rate 40.5 %
21	Bentley University	18500	85200	0.7826	4,526	1359	0.4505	#21 #21 Middle Class Affordability Rankings Bentley University Waltham, MA Typical Net Price $18,500 • Sign in to see your Estimated Net Price Sticker Price $85,200 % Savings 78% Undergraduates 4,526 Est. Median SAT 1,359 Acceptance Rate 45.1 %
22	Babson College	19200	82100	0.7664	2,793	1455	0.1709	#22 #22 Middle Class Affordability Rankings Babson College Wellesley, MA Typical Net Price $19,200 • Sign in to see your Estimated Net Price Sticker Price $82,100 % Savings 77% Undergraduates 2,793 Est. Median SAT 1,455 Acceptance Rate 17.1 %
22	Bridgewater State University	19200	25400	0.2431	8,270	1180	0.8781	#22 #22 Middle Class Affordability Rankings Bridgewater State University Bridgewater, MA Typical Net Price $19,200 • Sign in to see your Estimated Net Price Sticker Price $25,400 % Savings 24% Undergraduates 8,270 Est. Median SAT 1,180 Acceptance Rate 87.8 %
24	University of Massachusetts-Lowell	19300	35700	0.4596	12,122	1283	0.8304	#24 #24 Middle Class Affordability Rankings University of Massachusetts-Lowell Lowell, MA Typical Net Price $19,300 • Sign in to see your Estimated Net Price Sticker Price $35,700 % Savings 46% Undergraduates 12,122 Est. Median SAT 1,283 Acceptance Rate 83.0 %
25	Bay Path University	19900	54400	0.6346	1,177	1110	0.852	#25 #25 Middle Class Affordability Rankings Bay Path University Longmeadow, MA Typical Net Price $19,900 • Sign in to see your Estimated Net Price Sticker Price $54,400 % Savings 63% Undergraduates 1,177 Est. Median SAT 1,110 Acceptance Rate 85.2 %
26	Anna Maria College	21100	53000	0.6018	916	885	0.503	#26 #26 Middle Class Affordability Rankings Anna Maria College Paxton, MA Typical Net Price $21,100 • Sign in to see your Estimated Net Price Sticker Price $53,000 % Savings 60% Undergraduates 916 Est. Median SAT 885 Acceptance Rate 50.3 %
27	Framingham State University	22100	31000	0.2874	2,782	1190	0.8361	#27 #27 Middle Class Affordability Rankings Framingham State University Framingham, MA Typical Net Price $22,100 • Sign in to see your Estimated Net Price Sticker Price $31,000 % Savings 29% Undergraduates 2,782 Est. Median SAT 1,190 Acceptance Rate 83.6 %
28	Hampshire College	22600	83900	0.731	844	1254	0.7528	#28 #28 Middle Class Affordability Rankings Hampshire College Amherst, MA Typical Net Price $22,600 • Sign in to see your Estimated Net Price Sticker Price $83,900 % Savings 73% Undergraduates 844 Est. Median SAT 1,254 Acceptance Rate 75.3 %
29	University of Massachusetts-Dartmouth	22800	35400	0.3541	5,731	1174	0.9064	#29 #29 Middle Class Affordability Rankings University of Massachusetts-Dartmouth North Dartmouth, MA Typical Net Price $22,800 • Sign in to see your Estimated Net Price Sticker Price $35,400 % Savings 35% Undergraduates 5,731 Est. Median SAT 1,174 Acceptance Rate 90.6 %
30	Simmons University	23400	54800	0.5725	1,675	1317	0.6998	#30 #30 Middle Class Affordability Rankings Simmons University Boston, MA Typical Net Price $23,400 • Sign in to see your Estimated Net Price Sticker Price $54,800 % Savings 57% Undergraduates 1,675 Est. Median SAT 1,317 Acceptance Rate 70.0 %
31	University of Massachusetts-Boston	23500	43300	0.4578	12,138	1189	0.8378	#31 #31 Middle Class Affordability Rankings University of Massachusetts-Boston Boston, MA Typical Net Price $23,500 • Sign in to see your Estimated Net Price Sticker Price $43,300 % Savings 46% Undergraduates 12,138 Est. Median SAT 1,189 Acceptance Rate 83.8 %
32	University of Massachusetts-Amherst	24100	39300	0.3877	23,920	1397	0.5973	#32 #32 Middle Class Affordability Rankings University of Massachusetts-Amherst Amherst, MA Typical Net Price $24,100 • Sign in to see your Estimated Net Price Sticker Price $39,300 % Savings 39% Undergraduates 23,920 Est. Median SAT 1,397 Acceptance Rate 59.7 %
33	Gordon College	24700	50300	0.5095	1,314	1256	0.6923	#33 #33 Middle Class Affordability Rankings Gordon College Wenham, MA Typical Net Price $24,700 • Sign in to see your Estimated Net Price Sticker Price $50,300 % Savings 51% Undergraduates 1,314 Est. Median SAT 1,256 Acceptance Rate 69.2 %
34	Regis College	26300	70700	0.628	987	965	0.6978	#34 #34 Middle Class Affordability Rankings Regis College Weston, MA Typical Net Price $26,300 • Sign in to see your Estimated Net Price Sticker Price $70,700 % Savings 63% Undergraduates 987 Est. Median SAT 965 Acceptance Rate 69.8 %
35	Assumption University	26400	73400	0.6403	1,713	1085	0.8298	#35 #35 Middle Class Affordability Rankings Assumption University Worcester, MA Typical Net Price $26,400 • Sign in to see your Estimated Net Price Sticker Price $73,400 % Savings 64% Undergraduates 1,713 Est. Median SAT 1,085 Acceptance Rate 83.0 %
36	American International College	26600	62300	0.5733	1,207	1025	0.9957	#36 #36 Middle Class Affordability Rankings American International College Springfield, MA Typical Net Price $26,600 • Sign in to see your Estimated Net Price Sticker Price $62,300 % Savings 57% Undergraduates 1,207 Est. Median SAT 1,025 Acceptance Rate 99.6 %
37	Springfield College	29100	62500	0.5348	1,763	1244	0.7189	#37 #37 Middle Class Affordability Rankings Springfield College Springfield, MA Typical Net Price $29,100 • Sign in to see your Estimated Net Price Sticker Price $62,500 % Savings 53% Undergraduates 1,763 Est. Median SAT 1,244 Acceptance Rate 71.9 %
38	Clark University	29200	80500	0.6368	2,266	1381	0.3954	#38 #38 Middle Class Affordability Rankings Clark University Worcester, MA Typical Net Price $29,200 • Sign in to see your Estimated Net Price Sticker Price $80,500 % Savings 64% Undergraduates 2,266 Est. Median SAT 1,381 Acceptance Rate 39.5 %
39	Lasell University	29400	47500	0.3811	1,293	1095	0.8122	#39 #39 Middle Class Affordability Rankings Lasell University Newton, MA Typical Net Price $29,400 • Sign in to see your Estimated Net Price Sticker Price $47,500 % Savings 38% Undergraduates 1,293 Est. Median SAT 1,095 Acceptance Rate 81.2 %
40	Dean College	29900	69700	0.5713	1,092	1015	0.7371	#40 #40 Middle Class Affordability Rankings Dean College Franklin, MA Typical Net Price $29,900 • Sign in to see your Estimated Net Price Sticker Price $69,700 % Savings 57% Undergraduates 1,092 Est. Median SAT 1,015 Acceptance Rate 73.7 %
41	Emmanuel College	30200	67600	0.5535	1,909	1255	0.7565	#41 #41 Middle Class Affordability Rankings Emmanuel College Boston, MA Typical Net Price $30,200 • Sign in to see your Estimated Net Price Sticker Price $67,600 % Savings 55% Undergraduates 1,909 Est. Median SAT 1,255 Acceptance Rate 75.7 %
42	Lesley University	31400	53600	0.4142	1,229	1115	0.9687	#42 #42 Middle Class Affordability Rankings Lesley University Cambridge, MA Typical Net Price $31,400 • Sign in to see your Estimated Net Price Sticker Price $53,600 % Savings 41% Undergraduates 1,229 Est. Median SAT 1,115 Acceptance Rate 96.9 %
43	Massachusetts College of Art and Design	31600	41200	0.2329	1,871	1085	0.7627	#43 #43 Middle Class Affordability Rankings Massachusetts College of Art and Design Boston, MA Typical Net Price $31,600 • Sign in to see your Estimated Net Price Sticker Price $41,200 % Savings 23% Undergraduates 1,871 Est. Median SAT 1,085 Acceptance Rate 76.3 %
44	Curry College	32300	76500	0.5776	1,808	1140	0.8765	#44 #44 Middle Class Affordability Rankings Curry College Milton, MA Typical Net Price $32,300 • Sign in to see your Estimated Net Price Sticker Price $76,500 % Savings 58% Undergraduates 1,808 Est. Median SAT 1,140 Acceptance Rate 87.7 %
45	Wheaton College (Massachusetts)	32400	88600	0.6341	1,785	1319	0.6773	#45 #45 Middle Class Affordability Rankings Wheaton College (Massachusetts) Norton, MA Typical Net Price $32,400 • Sign in to see your Estimated Net Price Sticker Price $88,600 % Savings 63% Undergraduates 1,785 Est. Median SAT 1,319 Acceptance Rate 67.7 %
46	Suffolk University	32800	68900	0.5241	4,326	1209	0.8233	#46 #46 Middle Class Affordability Rankings Suffolk University Boston, MA Typical Net Price $32,800 • Sign in to see your Estimated Net Price Sticker Price $68,900 % Savings 52% Undergraduates 4,326 Est. Median SAT 1,209 Acceptance Rate 82.3 %
47	Fisher College	33800	65300	0.4818	1,536	961	0.7068	#47 #47 Middle Class Affordability Rankings Fisher College Boston, MA Typical Net Price $33,800 • Sign in to see your Estimated Net Price Sticker Price $65,300 % Savings 48% Undergraduates 1,536 Est. Median SAT 961 Acceptance Rate 70.7 %
48	Western New England University	35300	66100	0.4651	2,616	1199	0.8348	#48 #48 Middle Class Affordability Rankings Western New England University Springfield, MA Typical Net Price $35,300 • Sign in to see your Estimated Net Price Sticker Price $66,100 % Savings 47% Undergraduates 2,616 Est. Median SAT 1,199 Acceptance Rate 83.5 %
49	College of Our Lady of the Elms	35600	66400	0.4644	1,002	1235	0.8526	#49 #49 Middle Class Affordability Rankings College of Our Lady of the Elms Chicopee, MA Typical Net Price $35,600 • Sign in to see your Estimated Net Price Sticker Price $66,400 % Savings 46% Undergraduates 1,002 Est. Median SAT 1,235 Acceptance Rate 85.3 %
50	Endicott College	39100	64200	0.391	3,194	1275	0.7121	#50 #50 Middle Class Affordability Rankings Endicott College Beverly, MA Typical Net Price $39,100 • Sign in to see your Estimated Net Price Sticker Price $64,200 % Savings 39% Undergraduates 3,194 Est. Median SAT 1,275 Acceptance Rate 71.2 %
51	Nichols College	39600	59600	0.3359	1,163	1135	0.8084	#51 #51 Middle Class Affordability Rankings Nichols College Dudley, MA Typical Net Price $39,600 • Sign in to see your Estimated Net Price Sticker Price $59,600 % Savings 34% Undergraduates 1,163 Est. Median SAT 1,135 Acceptance Rate 80.8 %
52	Worcester Polytechnic Institute	39800	82800	0.5195	5,558	1292	0.6016	#52 #52 Middle Class Affordability Rankings Worcester Polytechnic Institute Worcester, MA Typical Net Price $39,800 • Sign in to see your Estimated Net Price Sticker Price $82,800 % Savings 52% Undergraduates 5,558 Est. Median SAT 1,292 Acceptance Rate 60.2 %
53	Merrimack College	43500	78800	0.4477	4,102	1115	0.7002	#53 #53 Middle Class Affordability Rankings Merrimack College North Andover, MA Typical Net Price $43,500 • Sign in to see your Estimated Net Price Sticker Price $78,800 % Savings 45% Undergraduates 4,102 Est. Median SAT 1,115 Acceptance Rate 70.0 %
54	Berklee College of Music	44000	80400	0.4527	7,549	0	0.4353	#54 #54 Middle Class Affordability Rankings Berklee College of Music Boston, MA Typical Net Price $44,000 • Sign in to see your Estimated Net Price Sticker Price $80,400 % Savings 45% Undergraduates 7,549 Est. Median SAT -- Acceptance Rate 43.5 %
55	Wentworth Institute of Technology	45000	67900	0.3372	3,965	1229	0.9121	#55 #55 Middle Class Affordability Rankings Wentworth Institute of Technology Boston, MA Typical Net Price $45,000 • Sign in to see your Estimated Net Price Sticker Price $67,900 % Savings 34% Undergraduates 3,965 Est. Median SAT 1,229 Acceptance Rate 91.2 %
56	MCPHS University	47700	77500	0.3844	3,469	1281	0.8521	#56 #56 Middle Class Affordability Rankings MCPHS University Boston, MA Typical Net Price $47,700 • Sign in to see your Estimated Net Price Sticker Price $77,500 % Savings 38% Undergraduates 3,469 Est. Median SAT 1,281 Acceptance Rate 85.2 %
57	Bard College at Simon's Rock	52300	84200	0.3794	314	1278	0.9589	#57 #57 Middle Class Affordability Rankings Bard College at Simon's Rock Great Barrington, MA Typical Net Price $52,300 • Sign in to see your Estimated Net Price Sticker Price $84,200 % Savings 38% Undergraduates 314 Est. Median SAT 1,278 Acceptance Rate 95.9 %
58	Emerson College	57600	81600	0.2943	3,908	1359	0.5131	#58 #58 Middle Class Affordability Rankings Emerson College Boston, MA Typical Net Price $57,600 • Sign in to see your Estimated Net Price Sticker Price $81,600 % Savings 29% Undergraduates 3,908 Est. Median SAT 1,359 Acceptance Rate 51.3 %
59	Stonehill College	69400	69500	0.0001	2,568	1150	0.6628	#59 #59 Middle Class Affordability Rankings Stonehill College Easton, MA Typical Net Price $69,400 • Sign in to see your Estimated Net Price Sticker Price $69,500 % Savings 0% Undergraduates 2,568 Est. Median SAT 1,150 Acceptance Rate 66.3 %