Middle Class Affordability Rankings™ - State of Massachusetts

Most Affordable Colleges in the state of Massachusetts for 2026

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Which colleges are most affordable for Massachusetts residents ? The answer may surprise you.
These rankings of the most affordable colleges for Massachusetts residents are based on the estimated net price for a "typical" middle class family living in the state of Massachusetts.
Note: Net price is the actual cost of the school paid by the student and family, after factoring in merit and grant aid from the college federal programs and work study.The net prices displayed in these rankings are College Raptor's estimates.

“Typical” middle class family values used in the Net Price estimates on this page are:

Number of people in family: 4
Number of students in college: 1
Total income: $80,000
Total assets: $50,000

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Massachusetts

Rank	Institution	Typical Net Price	Sticker Price	% Savings	Undergraduates	Est. Median SAT	Acceptance Rate	Save
1	Harvard University	5900	90400	0.9345	7,038	1535	0.0365	#1 #1 Middle Class Affordability Rankings Harvard University Cambridge, MA Typical Net Price $5,900 • Sign in to see your Estimated Net Price Sticker Price $90,400 % Savings 93% Undergraduates 7,038 Est. Median SAT 1,535 Acceptance Rate 3.7 %
2	Amherst College	6900	95200	0.9271	1,914	1514	0.0901	#2 #2 Middle Class Affordability Rankings Amherst College Amherst, MA Typical Net Price $6,900 • Sign in to see your Estimated Net Price Sticker Price $95,200 % Savings 93% Undergraduates 1,914 Est. Median SAT 1,514 Acceptance Rate 9.0 %
3	Williams College	7800	88700	0.9124	2,101	1527	0.0825	#3 #3 Middle Class Affordability Rankings Williams College Williamstown, MA Typical Net Price $7,800 • Sign in to see your Estimated Net Price Sticker Price $88,700 % Savings 91% Undergraduates 2,101 Est. Median SAT 1,527 Acceptance Rate 8.3 %
4	Smith College	10000	93500	0.8935	2,549	1477	0.21	#4 #4 Middle Class Affordability Rankings Smith College Northampton, MA Typical Net Price $10,000 • Sign in to see your Estimated Net Price Sticker Price $93,500 % Savings 89% Undergraduates 2,549 Est. Median SAT 1,477 Acceptance Rate 21.0 %
5	Franklin W Olin College of Engineering	11300	88000	0.8716	402	1520	0.2381	#5 #5 Middle Class Affordability Rankings Franklin W Olin College of Engineering Needham, MA Typical Net Price $11,300 • Sign in to see your Estimated Net Price Sticker Price $88,000 % Savings 87% Undergraduates 402 Est. Median SAT 1,520 Acceptance Rate 23.8 %
5	Wellesley College	11300	90300	0.8754	2,407	1500	0.1405	#5 #5 Middle Class Affordability Rankings Wellesley College Wellesley, MA Typical Net Price $11,300 • Sign in to see your Estimated Net Price Sticker Price $90,300 % Savings 88% Undergraduates 2,407 Est. Median SAT 1,500 Acceptance Rate 14.1 %
7	Massachusetts Maritime Academy	12200	21000	0.4197	1,407	1120	0.7207	#7 #7 Middle Class Affordability Rankings Massachusetts Maritime Academy Buzzards Bay, MA Typical Net Price $12,200 • Sign in to see your Estimated Net Price Sticker Price $21,000 % Savings 42% Undergraduates 1,407 Est. Median SAT 1,120 Acceptance Rate 72.1 %
8	Northeastern University	12600	89100	0.8589	22,695	1490	0.0522	#8 #8 Middle Class Affordability Rankings Northeastern University Boston, MA Typical Net Price $12,600 • Sign in to see your Estimated Net Price Sticker Price $89,100 % Savings 86% Undergraduates 22,695 Est. Median SAT 1,490 Acceptance Rate 5.2 %
8	Tufts University	12600	92100	0.8633	7,126	1507	0.1153	#8 #8 Middle Class Affordability Rankings Tufts University Medford, MA Typical Net Price $12,600 • Sign in to see your Estimated Net Price Sticker Price $92,100 % Savings 86% Undergraduates 7,126 Est. Median SAT 1,507 Acceptance Rate 11.5 %
10	Boston University	13700	91600	0.8507	18,805	1475	0.1111	#10 #10 Middle Class Affordability Rankings Boston University Boston, MA Typical Net Price $13,700 • Sign in to see your Estimated Net Price Sticker Price $91,600 % Savings 85% Undergraduates 18,805 Est. Median SAT 1,475 Acceptance Rate 11.1 %
11	Worcester State University	13800	30000	0.5402	4,892	1140	0.8799	#11 #11 Middle Class Affordability Rankings Worcester State University Worcester, MA Typical Net Price $13,800 • Sign in to see your Estimated Net Price Sticker Price $30,000 % Savings 54% Undergraduates 4,892 Est. Median SAT 1,140 Acceptance Rate 88.0 %
12	Framingham State University	15400	31000	0.5035	2,817	1165	0.8491	#12 #12 Middle Class Affordability Rankings Framingham State University Framingham, MA Typical Net Price $15,400 • Sign in to see your Estimated Net Price Sticker Price $31,000 % Savings 50% Undergraduates 2,817 Est. Median SAT 1,165 Acceptance Rate 84.9 %
13	Boston College	15900	94200	0.8315	9,654	1490	0.1619	#13 #13 Middle Class Affordability Rankings Boston College Chestnut Hill, MA Typical Net Price $15,900 • Sign in to see your Estimated Net Price Sticker Price $94,200 % Savings 83% Undergraduates 9,654 Est. Median SAT 1,490 Acceptance Rate 16.2 %
13	Bridgewater State University	15900	25800	0.3849	8,172	1135	0.8919	#13 #13 Middle Class Affordability Rankings Bridgewater State University Bridgewater, MA Typical Net Price $15,900 • Sign in to see your Estimated Net Price Sticker Price $25,800 % Savings 38% Undergraduates 8,172 Est. Median SAT 1,135 Acceptance Rate 89.2 %
15	Fitchburg State University	16600	29100	0.4296	3,027	1150	0.8693	#15 #15 Middle Class Affordability Rankings Fitchburg State University Fitchburg, MA Typical Net Price $16,600 • Sign in to see your Estimated Net Price Sticker Price $29,100 % Savings 43% Undergraduates 3,027 Est. Median SAT 1,150 Acceptance Rate 86.9 %
16	College of the Holy Cross	16700	86400	0.8071	3,107	1338	0.1761	#16 #16 Middle Class Affordability Rankings College of the Holy Cross Worcester, MA Typical Net Price $16,700 • Sign in to see your Estimated Net Price Sticker Price $86,400 % Savings 81% Undergraduates 3,107 Est. Median SAT 1,338 Acceptance Rate 17.6 %
17	Westfield State University	16900	35700	0.5252	3,868	1105	0.8671	#17 #17 Middle Class Affordability Rankings Westfield State University Westfield, MA Typical Net Price $16,900 • Sign in to see your Estimated Net Price Sticker Price $35,700 % Savings 53% Undergraduates 3,868 Est. Median SAT 1,105 Acceptance Rate 86.7 %
18	Massachusetts College of Liberal Arts	17100	35900	0.5227	836	1070	0.9235	#18 #18 Middle Class Affordability Rankings Massachusetts College of Liberal Arts North Adams, MA Typical Net Price $17,100 • Sign in to see your Estimated Net Price Sticker Price $35,900 % Savings 52% Undergraduates 836 Est. Median SAT 1,070 Acceptance Rate 92.4 %
19	Brandeis University	17500	90800	0.8074	3,632	1454	0.4051	#19 #19 Middle Class Affordability Rankings Brandeis University Waltham, MA Typical Net Price $17,500 • Sign in to see your Estimated Net Price Sticker Price $90,800 % Savings 81% Undergraduates 3,632 Est. Median SAT 1,454 Acceptance Rate 40.5 %
20	Salem State University	18200	28500	0.3615	4,853	1100	0.9557	#20 #20 Middle Class Affordability Rankings Salem State University Salem, MA Typical Net Price $18,200 • Sign in to see your Estimated Net Price Sticker Price $28,500 % Savings 36% Undergraduates 4,853 Est. Median SAT 1,100 Acceptance Rate 95.6 %
21	Bentley University	18500	85200	0.7826	4,526	1359	0.4505	#21 #21 Middle Class Affordability Rankings Bentley University Waltham, MA Typical Net Price $18,500 • Sign in to see your Estimated Net Price Sticker Price $85,200 % Savings 78% Undergraduates 4,526 Est. Median SAT 1,359 Acceptance Rate 45.1 %
21	Mount Holyoke College	18500	88900	0.7923	2,178	1449	0.3603	#21 #21 Middle Class Affordability Rankings Mount Holyoke College South Hadley, MA Typical Net Price $18,500 • Sign in to see your Estimated Net Price Sticker Price $88,900 % Savings 79% Undergraduates 2,178 Est. Median SAT 1,449 Acceptance Rate 36.0 %
23	University of Massachusetts-Lowell	18800	35700	0.4736	12,122	1283	0.8296	#23 #23 Middle Class Affordability Rankings University of Massachusetts-Lowell Lowell, MA Typical Net Price $18,800 • Sign in to see your Estimated Net Price Sticker Price $35,700 % Savings 47% Undergraduates 12,122 Est. Median SAT 1,283 Acceptance Rate 83.0 %
24	Babson College	19200	82100	0.7664	2,793	1455	0.1709	#24 #24 Middle Class Affordability Rankings Babson College Wellesley, MA Typical Net Price $19,200 • Sign in to see your Estimated Net Price Sticker Price $82,100 % Savings 77% Undergraduates 2,793 Est. Median SAT 1,455 Acceptance Rate 17.1 %
25	University of Massachusetts-Dartmouth	19400	35400	0.4503	5,731	1174	0.9064	#25 #25 Middle Class Affordability Rankings University of Massachusetts-Dartmouth North Dartmouth, MA Typical Net Price $19,400 • Sign in to see your Estimated Net Price Sticker Price $35,400 % Savings 45% Undergraduates 5,731 Est. Median SAT 1,174 Acceptance Rate 90.6 %
26	University of Massachusetts-Boston	19600	88900	0.7798	12,234	1194	0.8296	#26 #26 Middle Class Affordability Rankings University of Massachusetts-Boston Boston, MA Typical Net Price $19,600 • Sign in to see your Estimated Net Price Sticker Price $88,900 % Savings 78% Undergraduates 12,234 Est. Median SAT 1,194 Acceptance Rate 83.0 %
27	Anna Maria College	21900	53000	0.5867	995	985	0.896	#27 #27 Middle Class Affordability Rankings Anna Maria College Paxton, MA Typical Net Price $21,900 • Sign in to see your Estimated Net Price Sticker Price $53,000 % Savings 59% Undergraduates 995 Est. Median SAT 985 Acceptance Rate 89.6 %
28	Eastern Nazarene College	22800	45000	0.494	379	1034	0.5896	#28 #28 Middle Class Affordability Rankings Eastern Nazarene College Quincy, MA Typical Net Price $22,800 • Sign in to see your Estimated Net Price Sticker Price $45,000 % Savings 49% Undergraduates 379 Est. Median SAT 1,034 Acceptance Rate 59.0 %
29	Bay Path University	22900	54400	0.5794	1,278	1110	0.7381	#29 #29 Middle Class Affordability Rankings Bay Path University Longmeadow, MA Typical Net Price $22,900 • Sign in to see your Estimated Net Price Sticker Price $54,400 % Savings 58% Undergraduates 1,278 Est. Median SAT 1,110 Acceptance Rate 73.8 %
30	College of Our Lady of the Elms	23200	81700	0.7162	1,002	1235	0.8882	#30 #30 Middle Class Affordability Rankings College of Our Lady of the Elms Chicopee, MA Typical Net Price $23,200 • Sign in to see your Estimated Net Price Sticker Price $81,700 % Savings 72% Undergraduates 1,002 Est. Median SAT 1,235 Acceptance Rate 88.8 %
31	University of Massachusetts-Amherst	24100	38000	0.3663	23,920	1390	0.5973	#31 #31 Middle Class Affordability Rankings University of Massachusetts-Amherst Amherst, MA Typical Net Price $24,100 • Sign in to see your Estimated Net Price Sticker Price $38,000 % Savings 37% Undergraduates 23,920 Est. Median SAT 1,390 Acceptance Rate 59.7 %
32	Assumption University	25300	91300	0.7227	1,713	1085	0.8298	#32 #32 Middle Class Affordability Rankings Assumption University Worcester, MA Typical Net Price $25,300 • Sign in to see your Estimated Net Price Sticker Price $91,300 % Savings 72% Undergraduates 1,713 Est. Median SAT 1,085 Acceptance Rate 83.0 %
33	Gordon College	25500	50300	0.4936	1,314	1256	0.8562	#33 #33 Middle Class Affordability Rankings Gordon College Wenham, MA Typical Net Price $25,500 • Sign in to see your Estimated Net Price Sticker Price $50,300 % Savings 49% Undergraduates 1,314 Est. Median SAT 1,256 Acceptance Rate 85.6 %
33	Regis College	25500	70700	0.6393	1,055	965	0.9009	#33 #33 Middle Class Affordability Rankings Regis College Weston, MA Typical Net Price $25,500 • Sign in to see your Estimated Net Price Sticker Price $70,700 % Savings 64% Undergraduates 1,055 Est. Median SAT 965 Acceptance Rate 90.1 %
35	American International College	26700	62300	0.5717	1,331	1020	0.969	#35 #35 Middle Class Affordability Rankings American International College Springfield, MA Typical Net Price $26,700 • Sign in to see your Estimated Net Price Sticker Price $62,300 % Savings 57% Undergraduates 1,331 Est. Median SAT 1,020 Acceptance Rate 96.9 %
36	Simmons University	26900	54800	0.5087	1,760	1279	0.66	#36 #36 Middle Class Affordability Rankings Simmons University Boston, MA Typical Net Price $26,900 • Sign in to see your Estimated Net Price Sticker Price $54,800 % Savings 51% Undergraduates 1,760 Est. Median SAT 1,279 Acceptance Rate 66.0 %
37	Hampshire College	27100	101600	0.7327	844	1254	0.7528	#37 #37 Middle Class Affordability Rankings Hampshire College Amherst, MA Typical Net Price $27,100 • Sign in to see your Estimated Net Price Sticker Price $101,600 % Savings 73% Undergraduates 844 Est. Median SAT 1,254 Acceptance Rate 75.3 %
38	Springfield College	27400	62500	0.562	1,764	1201	0.7189	#38 #38 Middle Class Affordability Rankings Springfield College Springfield, MA Typical Net Price $27,400 • Sign in to see your Estimated Net Price Sticker Price $62,500 % Savings 56% Undergraduates 1,764 Est. Median SAT 1,201 Acceptance Rate 71.9 %
39	Dean College	28700	69700	0.5886	1,092	1015	0.7354	#39 #39 Middle Class Affordability Rankings Dean College Franklin, MA Typical Net Price $28,700 • Sign in to see your Estimated Net Price Sticker Price $69,700 % Savings 59% Undergraduates 1,092 Est. Median SAT 1,015 Acceptance Rate 73.5 %
40	Clark University	29300	80500	0.6356	2,266	1381	0.3954	#40 #40 Middle Class Affordability Rankings Clark University Worcester, MA Typical Net Price $29,300 • Sign in to see your Estimated Net Price Sticker Price $80,500 % Savings 64% Undergraduates 2,266 Est. Median SAT 1,381 Acceptance Rate 39.5 %
41	Wheaton College (Massachusetts)	30500	88600	0.6555	1,785	1235	0.6773	#41 #41 Middle Class Affordability Rankings Wheaton College (Massachusetts) Norton, MA Typical Net Price $30,500 • Sign in to see your Estimated Net Price Sticker Price $88,600 % Savings 66% Undergraduates 1,785 Est. Median SAT 1,235 Acceptance Rate 67.7 %
42	Curry College	31900	102300	0.6884	1,818	1130	0.9205	#42 #42 Middle Class Affordability Rankings Curry College Milton, MA Typical Net Price $31,900 • Sign in to see your Estimated Net Price Sticker Price $102,300 % Savings 69% Undergraduates 1,818 Est. Median SAT 1,130 Acceptance Rate 92.1 %
43	Lesley University	32000	53600	0.403	1,342	1140	0.9442	#43 #43 Middle Class Affordability Rankings Lesley University Cambridge, MA Typical Net Price $32,000 • Sign in to see your Estimated Net Price Sticker Price $53,600 % Savings 40% Undergraduates 1,342 Est. Median SAT 1,140 Acceptance Rate 94.4 %
44	Massachusetts College of Art and Design	32500	41200	0.211	1,871	1085	0.7627	#44 #44 Middle Class Affordability Rankings Massachusetts College of Art and Design Boston, MA Typical Net Price $32,500 • Sign in to see your Estimated Net Price Sticker Price $41,200 % Savings 21% Undergraduates 1,871 Est. Median SAT 1,085 Acceptance Rate 76.3 %
44	Suffolk University	32500	68900	0.5285	4,324	1209	0.822	#44 #44 Middle Class Affordability Rankings Suffolk University Boston, MA Typical Net Price $32,500 • Sign in to see your Estimated Net Price Sticker Price $68,900 % Savings 53% Undergraduates 4,324 Est. Median SAT 1,209 Acceptance Rate 82.2 %
46	Massachusetts Institute of Technology	33500	88900	0.6234	4,580	1542	0.0455	#46 #46 Middle Class Affordability Rankings Massachusetts Institute of Technology Cambridge, MA Typical Net Price $33,500 • Sign in to see your Estimated Net Price Sticker Price $88,900 % Savings 62% Undergraduates 4,580 Est. Median SAT 1,542 Acceptance Rate 4.6 %
47	Emmanuel College	33600	67200	0.4998	1,909	1255	0.7565	#47 #47 Middle Class Affordability Rankings Emmanuel College Boston, MA Typical Net Price $33,600 • Sign in to see your Estimated Net Price Sticker Price $67,200 % Savings 50% Undergraduates 1,909 Est. Median SAT 1,255 Acceptance Rate 75.7 %
48	Fisher College	33900	65300	0.4806	1,384	961	0.7075	#48 #48 Middle Class Affordability Rankings Fisher College Boston, MA Typical Net Price $33,900 • Sign in to see your Estimated Net Price Sticker Price $65,300 % Savings 48% Undergraduates 1,384 Est. Median SAT 961 Acceptance Rate 70.8 %
49	Western New England University	34500	66100	0.4772	2,616	1199	0.8348	#49 #49 Middle Class Affordability Rankings Western New England University Springfield, MA Typical Net Price $34,500 • Sign in to see your Estimated Net Price Sticker Price $66,100 % Savings 48% Undergraduates 2,616 Est. Median SAT 1,199 Acceptance Rate 83.5 %
50	Lasell University	34600	47500	0.2716	1,293	1212	0.927	#50 #50 Middle Class Affordability Rankings Lasell University Newton, MA Typical Net Price $34,600 • Sign in to see your Estimated Net Price Sticker Price $47,500 % Savings 27% Undergraduates 1,293 Est. Median SAT 1,212 Acceptance Rate 92.7 %
51	Wentworth Institute of Technology	37500	67900	0.4476	3,965	1335	0.9121	#51 #51 Middle Class Affordability Rankings Wentworth Institute of Technology Boston, MA Typical Net Price $37,500 • Sign in to see your Estimated Net Price Sticker Price $67,900 % Savings 45% Undergraduates 3,965 Est. Median SAT 1,335 Acceptance Rate 91.2 %
52	Endicott College	39600	64200	0.3832	3,176	1255	0.7229	#52 #52 Middle Class Affordability Rankings Endicott College Beverly, MA Typical Net Price $39,600 • Sign in to see your Estimated Net Price Sticker Price $64,200 % Savings 38% Undergraduates 3,176 Est. Median SAT 1,255 Acceptance Rate 72.3 %
52	Nichols College	39600	59600	0.3359	1,152	1095	0.8814	#52 #52 Middle Class Affordability Rankings Nichols College Dudley, MA Typical Net Price $39,600 • Sign in to see your Estimated Net Price Sticker Price $59,600 % Savings 34% Undergraduates 1,152 Est. Median SAT 1,095 Acceptance Rate 88.1 %
54	MCPHS University	39800	87400	0.5448	3,477	1217	0.8521	#54 #54 Middle Class Affordability Rankings MCPHS University Boston, MA Typical Net Price $39,800 • Sign in to see your Estimated Net Price Sticker Price $87,400 % Savings 54% Undergraduates 3,477 Est. Median SAT 1,217 Acceptance Rate 85.2 %
55	Worcester Polytechnic Institute	40000	81600	0.5102	5,558	1292	0.6016	#55 #55 Middle Class Affordability Rankings Worcester Polytechnic Institute Worcester, MA Typical Net Price $40,000 • Sign in to see your Estimated Net Price Sticker Price $81,600 % Savings 51% Undergraduates 5,558 Est. Median SAT 1,292 Acceptance Rate 60.2 %
56	Berklee College of Music	40700	98900	0.5886	7,549	0	0.4353	#56 #56 Middle Class Affordability Rankings Berklee College of Music Boston, MA Typical Net Price $40,700 • Sign in to see your Estimated Net Price Sticker Price $98,900 % Savings 59% Undergraduates 7,549 Est. Median SAT -- Acceptance Rate 43.5 %
57	Bard College at Simon's Rock	40900	84200	0.5148	313	1278	0.9738	#57 #57 Middle Class Affordability Rankings Bard College at Simon's Rock Great Barrington, MA Typical Net Price $40,900 • Sign in to see your Estimated Net Price Sticker Price $84,200 % Savings 51% Undergraduates 313 Est. Median SAT 1,278 Acceptance Rate 97.4 %
58	Merrimack College	43600	78800	0.4472	4,199	1115	0.7361	#58 #58 Middle Class Affordability Rankings Merrimack College North Andover, MA Typical Net Price $43,600 • Sign in to see your Estimated Net Price Sticker Price $78,800 % Savings 45% Undergraduates 4,199 Est. Median SAT 1,115 Acceptance Rate 73.6 %
59	Emerson College	57600	81600	0.2943	4,171	1359	0.4749	#59 #59 Middle Class Affordability Rankings Emerson College Boston, MA Typical Net Price $57,600 • Sign in to see your Estimated Net Price Sticker Price $81,600 % Savings 29% Undergraduates 4,171 Est. Median SAT 1,359 Acceptance Rate 47.5 %
60	Stonehill College	69400	69500	0.0001	2,515	1245	0.7256	#60 #60 Middle Class Affordability Rankings Stonehill College Easton, MA Typical Net Price $69,400 • Sign in to see your Estimated Net Price Sticker Price $69,500 % Savings 0% Undergraduates 2,515 Est. Median SAT 1,245 Acceptance Rate 72.6 %