Loan Officers

People in this career often have these skills:

• Active Listening - Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
• Speaking - Talking to others to convey information effectively.
• Reading Comprehension - Understanding written sentences and paragraphs in work related documents.
• Judgment and Decision Making - Considering the relative costs and benefits of potential actions to choose the most appropriate one.
• Critical Thinking - Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
• Service Orientation - Actively looking for ways to help people.

People in this career often know a lot about:

• Customer and Personal Service - Knowledge of principles and processes for providing customer and personal services. This includes customer needs assessment, meeting quality standards for services, and evaluation of customer satisfaction.
• Economics and Accounting - Knowledge of economic and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data.
• English Language - Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition, and grammar.
• Mathematics - Knowledge of arithmetic, algebra, geometry, calculus, statistics, and their applications.
• Sales and Marketing - Knowledge of principles and methods for showing, promoting, and selling products or services. This includes marketing strategy and tactics, product demonstration, sales techniques, and sales control systems.
• Computers and Electronics - Knowledge of circuit boards, processors, chips, electronic equipment, and computer hardware and software, including applications and programming.

• Law and Government - Knowledge of laws, legal codes, court procedures, precedents, government regulations, executive orders, agency rules, and the democratic political process.

People in this career often have talent in:

• Oral Comprehension - The ability to listen to and understand information and ideas presented through spoken words and sentences.
• Oral Expression - The ability to communicate information and ideas in speaking so others will understand.
• Speech Clarity - The ability to speak clearly so others can understand you.
• Written Comprehension - The ability to read and understand information and ideas presented in writing.
• Problem Sensitivity - The ability to tell when something is wrong or is likely to go wrong. It does not involve solving the problem, only recognizing there is a problem.
• Deductive Reasoning - The ability to apply general rules to specific problems to produce answers that make sense.

• Inductive Reasoning - The ability to combine pieces of information to form general rules or conclusions (includes finding a relationship among seemingly unrelated events).
• Speech Recognition - The ability to identify and understand the speech of another person.
• Written Expression - The ability to communicate information and ideas in writing so others will understand.
• Near Vision - The ability to see details at close range (within a few feet of the observer).

People in this career often do these activities:

• Assess financial status of clients.
• Gather financial records.
• Interview clients to gather financial information.
• Interpret financial information for others.
• Verify accuracy of financial information.
• Authorize financial actions.

• Correspond with customers to answer questions or resolve complaints.
• Establish organizational guidelines or policies.
• Update professional knowledge.
• Examine financial records.
• Maintain data in information systems or databases.
• Submit financial applications.
• Compute debt repayment schedules.
• Confer with personnel to coordinate business operations.
• Market products, services, or events.
• Develop financial plans for clients.
• Negotiate agreements to resolve disputes.
• Analyze market conditions or trends.
• Prepare financial documents, reports, or budgets.
• Supervise employees.
• Train personnel to enhance job skills.
• Conduct eligibility or selection interviews.
• Recommend investments to clients.
• Execute sales or other financial transactions.
• Communicate with government agencies.

• Customs Brokers

• Personal Financial Advisors

• Tax Preparers

• Insurance Sales Agents

• Sales Agents, Financial Services

• Real Estate Sales Agents

• Brokerage Clerks

• Credit Authorizers

• Eligibility Interviewers, Government Programs

• Loan Interviewers and Clerks