2026 College Rankings

Top Colleges Ranked by Student Loan Default Rate – Undenominational

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The two-year student loan default rate measures how many graduates from the institution go into default on their student loans with two years of graduation. This is a complicated metric with many factors, but in general colleges and universities with high student loan default rates may indicate that students have trouble finding employment or well-paying jobs after college. This may mean that the institution has a less-established reputation with employers or that it graduates a higher percentage of students with degrees in lower-wage fields of study.

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Rank	Institution	Student Loan Default Rate (2 Year)	Acceptance Rate	SAT Score	Your Est. Net Price Avg. Net Price	Median Starting Salary	Save
1	Amberton University	0	63.88	--	0	63721	#1 2026 Top Colleges Ranked by Student Loan Default Rate – Undenominational Amberton University Garland, TX Student Loan Default Rate (2 Year) -- Acceptance Rate 63.9% SAT Score -- Avg. Net Price $0 Sign in to see your Estimated Net Price Median Starting Salary $63,721
2	Hillsdale College	0	20.72	1,350 – 1,480	26030	63721	#2 2026 Top Colleges Ranked by Student Loan Default Rate – Undenominational Hillsdale College Hillsdale, MI Hillsdale College’s motto is “Virtus Tentamine Gaudet” or “Strength Rejoices in the Challenge.” The school has a 97% first year retention rate and an 8 to 1 student-to-faculty ratio. All students have to take courses on the “Great Books” and the United States Constitution. 78% will graduate within 4 years. Student Loan Default Rate (2 Year) -- Acceptance Rate 20.7% SAT Score 1,350 – 1,480 Avg. Net Price $26,030 Sign in to see your Estimated Net Price Median Starting Salary $63,721
3	Los Angeles Pacific University	0	0	--	19075	63721	#3 2026 Top Colleges Ranked by Student Loan Default Rate – Undenominational Los Angeles Pacific University San Dimas, CA Student Loan Default Rate (2 Year) -- Acceptance Rate -- SAT Score -- Avg. Net Price $19,075 Sign in to see your Estimated Net Price Median Starting Salary $63,721
4	Wheaton College	1	89.98	1,270 – 1,440	31346	50270	#4 2026 Top Colleges Ranked by Student Loan Default Rate – Undenominational Wheaton College Wheaton, IL Wheaton College was founded by evangelical abolitionists in 1860 and would become a stop on the Underground Railroad. Business/Managerial Economics is the most popular major....Read more Student Loan Default Rate (2 Year) 1.0 % Acceptance Rate 90.0% SAT Score 1,270 – 1,440 Avg. Net Price $31,346 Sign in to see your Estimated Net Price Median Starting Salary $50,270
5	Biola University	1.6	74.82	1,170 – 1,370	30510	45752	#5 2026 Top Colleges Ranked by Student Loan Default Rate – Undenominational Biola University La Mirada, CA Since 2017, Biola University has competed primarily in the Pacific West Conference. Athletes are known as the Eagles, and wear red, white, and black. Some popular sports include Basketball, Soccer, and Track and Field and Cross Country (combined)....Read more Student Loan Default Rate (2 Year) 1.6 % Acceptance Rate 74.8% SAT Score 1,170 – 1,370 Avg. Net Price $30,510 Sign in to see your Estimated Net Price Median Starting Salary $45,752
6	Azusa Pacific University	3.7	79.59	990 – 1,300	26117	56794	#6 2026 Top Colleges Ranked by Student Loan Default Rate – Undenominational Azusa Pacific University Azusa, CA Azusa Pacific University is a private Christian school located just northeast of Los Angeles. Opened in 1899, it was originally called the Training School for Christian Workers. Over the next few decades, it merged with other colleges and received its current moniker in 1981....Read more Student Loan Default Rate (2 Year) 3.7 % Acceptance Rate 79.6% SAT Score 990 – 1,300 Avg. Net Price $26,117 Sign in to see your Estimated Net Price Median Starting Salary $56,794
7	Colorado Christian University	4.1	83.28	1,010 – 1,210	26770	41623	#7 2026 Top Colleges Ranked by Student Loan Default Rate – Undenominational Colorado Christian University Lakewood, CO Colorado Christian University has a first year retention rate - 84%%. Unlike many schools who use Latin in their mottos, CCU takes inspiration from the Greeks. “χαρις και αληθεια” translates to mean “Grace and Truth.” Mental Health Counseling/Counselor is a popular area of study. Student Loan Default Rate (2 Year) 4.1 % Acceptance Rate 83.3% SAT Score 1,010 – 1,210 Avg. Net Price $26,770 Sign in to see your Estimated Net Price Median Starting Salary $41,623
8	Boise Bible College	4.5	96.43	810 – 1,110	14639	32662	#8 2026 Top Colleges Ranked by Student Loan Default Rate – Undenominational Boise Bible College Boise, ID Located in Boise, Boise Bible College accepted 96% students who applied to the school in the last admissions cycle. They request $25 for undergraduate applications and . About 100% of students attending Boise Bible College will receive institutional grant aid. The first year retention rate is 68%....Read more Student Loan Default Rate (2 Year) 4.5 % Acceptance Rate 96.4% SAT Score 810 – 1,110 Avg. Net Price $14,639 Sign in to see your Estimated Net Price Median Starting Salary $32,662
9	Arizona Christian University	5	74.42	970 – 1,210	32397	39524	#9 2026 Top Colleges Ranked by Student Loan Default Rate – Undenominational Arizona Christian University Glendale, AZ Located in Glendale, Arizona Christian University accepted 74% students who applied to the school in the last admissions cycle. They request unknown for undergraduate applications, but some schools offer fee waivers. About 96% of students at Arizona Christian University will receive institutional grant aid. The institution’s......Read more Student Loan Default Rate (2 Year) 5.0 % Acceptance Rate 74.4% SAT Score 970 – 1,210 Avg. Net Price $32,397 Sign in to see your Estimated Net Price Median Starting Salary $39,524
10	Davis College	7.3	33.33	850 – 1,110	14320	29943	#10 2026 Top Colleges Ranked by Student Loan Default Rate – Undenominational Davis College Pottersville, NY Found in Pottersville, Davis College’s acceptance rate is 33%. They request unknown for undergraduate applications, but some students qualify for fee waivers. Approximately 67% of students at Davis College will receive institutional grant aid. The first year retention rate is 85%....Read more Student Loan Default Rate (2 Year) 7.3 % Acceptance Rate 33.3% SAT Score 850 – 1,110 Avg. Net Price $14,320 Sign in to see your Estimated Net Price Median Starting Salary $29,943
11	Providence Christian College	8.3	92.52	1,010 – 1,210	25354	52373	#11 2026 Top Colleges Ranked by Student Loan Default Rate – Undenominational Providence Christian College Pasadena, CA Student Loan Default Rate (2 Year) 8.3 % Acceptance Rate 92.5% SAT Score 1,010 – 1,210 Avg. Net Price $25,354 Sign in to see your Estimated Net Price Median Starting Salary $52,373
12	College of Biblical Studies-Houston	8.6	89.93	--	14684	33366	#12 2026 Top Colleges Ranked by Student Loan Default Rate – Undenominational College of Biblical Studies-Houston Houston, TX Found in Houston, the College of Biblical Studies-Houston accepts 90% of applicants. They request $40 for undergraduate applications. Approximately 22% of students attending the College of Biblical Studies-Houston currently receive grant aid from the school....Read more Student Loan Default Rate (2 Year) 8.6 % Acceptance Rate 89.9% SAT Score -- Avg. Net Price $14,684 Sign in to see your Estimated Net Price Median Starting Salary $33,366