About

Ellen Andersen
Ellen is a guest blogger for College Raptor. She is a recent graduate of the University of Iowa. She holds a BA in English with Creative Writing and Psychology. Her current focus is applying to the Fulbright Scholar program.

What Is Economic Hardship Deferment?

Economic Hardship Deferment is a student loan borrower protection. It allows borrowers to temporarily defer payments toward their loans. If the borrower has a subsidized loan, it will not accrue interest throughout the deferment period. Deferment periods are taken in one-year increments, up to three years total. This deferment plan is only eligible to people …

A Breakdown of Student Loan Borrower Protections

When taking out student loans, borrowers need to be aware of the protections they have. It’s very important to do plenty of research into borrower protections before signing the dotted line. Read the fine print carefully before you agree to any loan, federal or private, that you take out.  Repayment Options Federal loans will offer …

Pros and Cons of Job Shadowing

If you’re not quite certain about a professional field, job shadowing is a great option to consider. It’s also a good way for employers to train new employees so that they aren’t being thrown into the deep end, as it were. This is generally a useful time to ask questions about the field and get …

Colleges for Students Interested In Space!

There are plenty of reasons for people to like space. Space is cool. It’s a great medium to work with problem-solving skills. And let’s be real, who wouldn’t want to go up in a rocket? There are plenty of job opportunities for people interested in space, too. Here’s a list of schools that might be …

Using Your Summer to Cultivate Essay-Worthy Experiences

As tempting as it is to lounge around all summer playing video games or binge-watching shows on Netflix, it’s going to be difficult to turn those experiences into application essays. (It might be possible, but probably not.) So it might be a good idea to use the time to explore your options. How to use …

Why You Should Visit a College Multiple Times

When it comes to finding the right “fit” with a college, visiting campus is almost essential. The space around you can have a huge impact on your psychological well-being. If you don’t feel happy wandering around campus, it will be a rough four or five years ahead. So that explains why you should visit once, …

What Happens to Your Original Loan When You Refinance?

There are several options available when it comes to making paying off student loans more bearable. Refinancing is a popular option. But what does refinancing entail, and how is it different from your original loan? Student Loan Refinance When you refinance a loan, you have a private lender (someone unrelated to the federal government) pay …

What is the Common Black College Application?

The Common Application is well-known and well-used when it comes to applying to colleges. The Common Black College Application (CBCA) is a similar process with some key features. Whereas most of the time you pay application fees to each college you submit an application to, the Common Black College App allows you to apply to …

Colleges for Students Who Like Extreme Sports

Some students are content to keep their workouts confined to the safety of a gym or recreation center. Then there are those students who live for the rush of adrenaline that only a more extreme stimulation can give. Few colleges sanction extreme sports due to the higher risk to students’ health, but if you live …