All Paying for College Articles

Student Loan Refinancing When You Have Bad Credit

Scrambled letters arranged as the word "declined". student loans
One of the toughest situations to be in as a borrower with student loan debt is needing or wanting to refinance your loans to save money, but not having the credit you need to be approved for the terms of refinancing your loans. It can feel a lot like you’re trapped in an endless cycle–you can’t …
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Benefits of Refinancing Your Student Loans with a Co-Signer

student loan refinancing student loans
As many student borrowers have likely discovered, the process of refinancing your student loans can sometimes involve bringing on a co-signer. Why, you might ask, do I need a co-signer to refinance student loans that I already had without one? That’s a good question–but it also has a good answer. To put it simply: Student …
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How Student Borrowers Can Take Over Parent PLUS Loans

A girl graduate student is smiling and looking far away. student loans
One of the messiest situations in student loan refinancing arises when a student is trying to consolidate and refinance their loans that were taken out by their parents to help them pay for school. This is a common occurrence because while in school, students are only allowed to borrow a certain amount in federal loans, …
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LendKey Review – Student Loans from Local and Regional Credit Unions

LendKey has a network of local and regional lenders around the country that provide student loans and refinance/consolidation options. student loans
LendKey offers borrowers a way to refinance their student loans using local and regional credit unions, and community lenders. Going local is one of the main reasons people choose to use their service over other competitors, which tend to be large national or multinational corporations or services that connect borrowers with those lenders. Borrowing from …
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