All Paying for College Articles

How to Lower Your Student Loan Interest Rate

A white arrow pointing away printed on a road. student loans
If you’re like most graduates with student loan debt, you’re probably interested in just about any option you have to reduce your student loan interest rate and bill–whether you just want to pay less each month or you’re thinking about the long term investment. One strategy for reducing the amount that you pay on your …
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5 Reasons to Refinance Your Student Loans

There are five reasons to refinance student loans student loans
Many borrowers see ads and websites that talk about refinancing their student loans, but they never really understand the reasons to refinance. What are the benefits of refinancing? Why does it even matter? These are fair questions–after all, why take the time to refinance your student loans if you’re not getting anything out of it? …
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5 Ways to Lower Your Student Loan Payments

Here are 5 ways to lower your student loan payments student loans
Student loan payments can be a big hassle for many graduates. Among the major complaints are that many students cannot afford to make their monthly payments once they come due. Do you need to lower your monthly payment to help make ends meet? Well, you’re in luck. There are a number of ways to reduce …
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Student Loan Assistance and Forgiveness: Fact or Fiction?

Photograph of a person withdrawing money from an ATM. student loans
Many student borrowers wonder about the idea of loan assistance or forgiveness. There are often ads everywhere for “Obama Loan Forgiveness” programs–but are they legit? We investigated a number of companies and options to learn about these programs and figure out which ones are fact and which ones are peddling fiction. Unfortunately–as you may have …
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Why Work Study Isn’t Really “Financial Aid”

What's work study and why isn't it actually financial aid financial aid
In the next few weeks, financial aid packages for college-bound high school seniors will begin to roll through the door. Interpreting and comparing them is one of life’s bigger challenges. In part because financial aid has its own language, in part because each school might do things just a little differently, and in part because …
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9 Ways to Pay Off Your Student Loans Sooner

Here's how to pay off your student loans faster. student loans
Student loans have become one of the most common types of loans in the US. As tuition costs have risen, students are relying more and more on student loans to cover the cost of their education. But paying student loans back can feel like a never-ending process. So how do you cut that process into …
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Refinancing Your Student Loans Through a Credit Union

Consider refinancing your student loans through a credit union student loans
Credit unions and community banks have risen in popularity over the last few years, especially among millennials who are looking for an alternative to big traditional banks. These institutions offer a number of key differences from traditional banks. Many people find them preferable to banking with large companies like Wells Fargo or Bank of America. …
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Fixed-Rate or Variable-Rate Student Loan Refinance: Which is Right for You?

If you’re in the market to refinance your student loans, then one of the biggest questions you might have is about fixed-rate and variable-rate loans. Which is better? Which should you choose? While variable-rate loans may offer lower introductory interest, there are other factors to consider before deciding which approach is right for you. In …
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