About

Morgan Staub
Morgan Staub is a junior English major at SUNY Geneseo who hails from the small town of Katonah, New York. He has previously blogged for the Gandy Dancer, Geneseo's literary journal.

Pros and Cons of Auto-Debiting Loans

These days, a majority of college students find themselves having to take loans out to assist in their tuition payments. Most of these loans are to be completed in installments over a long period of time after graduation. If you’re the type of person, like yours truly, that finds paying bills to be stressful or …

Pros and Cons of Income-Driven Repayment Plans for Student Loans

When striving to ease the burden of student loan payments, there are many different routes to take, but some of the most popular are known as “income-driven” plans. Simply put, these programs allow college grads to choose options that meld better with their current financial status, taking into consideration a student’s income to outline a …

EFC: Is That What You’ll Actually Pay?

According to a few recent studies, students are more worried than ever about the hefty price tag stuck on a four-year education. Nearly 9 in 10 students described financial aid as either “extremely” or “very” necessary for them to make it through college, and about 70% of students said they feel stress about their personal …

Mistakes to Avoid: ACT Science Section

One of the major differences between the SAT and ACT is the latter’s addition of a section focused, ostensibly, on science. More specifically, the section is branded “Science Reasoning,” and asks students to draw conclusions based on graphs, charts, and other presented information. For some students this section can be intimidating. I was never a …

What is a College Credit Union?

I’m sure that, at this point, you know all the stereotypes of the college financial experience: scrimping and saving, eating ramen three times a day, and generally having no extra cash to your name. While these events are a reality for many students, there are institutions available to make your life at university a bit …

Using Social Media to Discover Scholarships

As we move further and further into the digital age, social media is becoming a more central aspect of our lives. According to recent statistics, our social media use is as much of a routine as brushing our teeth; 75% of Facebook users, 51% of Instagram users and 42% of Twitter users reported that they …

Pros and Cons of a 529 Savings Plan

The “list of pros and cons” is a classic decision-making technique often used to help whittle down two options to one. For many parents, the decisions surrounding their child’s higher education are some of the most crucial they will ever make. Why not turn to the old standard, the pros-and-cons list, to try to figure …