Morgan Staub


Morgan Staub is a recent graduate of the State University of New York at Geneseo, where he majored in English Literature. He served as visual arts editor for Geneseo's acclaimed literary journal, Gandy Dancer, and was the first place recipient of the school's 2017 Lucy Harmon Writing Award in Literary Fiction.

Pros and Cons of Auto-Debiting Loans

Five light bulbs with the right-most light bulb swinging. student loans
These days, a majority of college students find themselves having to take loans out to assist in their tuition payments. Most of these loans are to be completed in installments over a long period of time after graduation. If you’re the type of person, like yours truly, that finds paying bills to be stressful or …

Pros and Cons of Income-Driven Repayment Plans for Student Loans

A blue checkbook with a fountain pen underneath it. student loans
When striving to ease the burden of student loan payments, there are many different routes to take. But, one of the most popular is known as an “income-driven” repayment plan. Simply put, these programs allow college grads to choose options that meld better with their current financial status. It takes into consideration a student’s income …

EFC: Is That What You’ll Actually Pay?

A question mark written in a small chalkboard that is lying on the floor. questions & answers
According to a few recent studies, students are more worried than ever about the hefty price tag stuck on a four-year education. Nearly 9 in 10 students described financial aid as either “extremely” or “very” necessary for them to make it through college, and about 70% of students said they feel stress about their personal …

Mistakes to Avoid: ACT Science Section

Here are 4 ACT science tips to help you get through the section. ACT & SAT
One of the major differences between the SAT and ACT is the latter’s addition of a section focused, ostensibly, on science. More specifically, the section is branded “Science Reasoning”. It asks students to draw conclusions based on graphs, charts, and other presented information. For some students, this section can be intimidating. I was never a …

What is a College Credit Union?

A pink piggy bank with three coins above it, and text that says "credit unions." questions & answers
I’m sure that, at this point, you know all the stereotypes of the college financial experience. Scrimping and saving, eating ramen three times a day, and generally having no extra cash to your name. While these events are a reality for many students, there are institutions available to make your life at university a bit …

Pros and Cons of a 529 Savings Plan

A purple background with a dark green circle, with the number 529 in the center. financial advice & planning
“Pros and cons” is a classic decision-making technique often used to help whittle down two options to one. For many parents, the decisions surrounding their child’s higher education are some of the most crucial they will ever make. Why not turn to the old pros-and-cons list to figure out what your next move should be? …

A Beginner’s Guide To Money Management In College

money management for college students financial advice & planning
Your first few months of college can be a whirlwind of emotions and activity, especially if you’ve never lived away from home before. You’ll find yourself solely responsible for your time, your work, your meals, and—perhaps most importantly—your money. The stereotype of the “broke college student” might be as old as the institution of college …

A Beginner’s Guide to Student Loans

A dark blue background with white text overlayed that says "student loans 101." student loans
You’re headed to college. You’ve decided that in order to help pay your steep tuition rates, student loans are the way to go. There’s only one problem: you don’t how to acquire a student loan. That may seem like a massive roadblock. But, after a quick run-through of some basic terminology and concepts involved in …