student loans

The 6 Main Steps To Apply For Federal Student Loans

By College Raptor StaffLast updated on March 3, 2025

College fees have increased a lot over the past few years; most families need a little bit of financial help to cover the costs. Statistics show that most students who attend college have borrowed money to cover part of their college tuition. When it comes to student loans, it’s vital to know your options and …

student loans

Student Loan News: US Cracking Down on Delinquent Student Loans

By Hilary CairnsLast updated on March 6, 2025

While student loans can certainly fill the funding gap and help students pay for college, they come with a host of challenges. Student loans always seem to be in the news—from massive national student loan debt to proposed programs to try and tackle the issue. In current student loan news, the government is increasing its …

student loans

Ways To Keep Your Loan Repayment Plan Organized

By College Raptor StaffLast updated on December 22, 2022

By the time you graduate, you may have a few loans with different monthly payments and deadlines. Keeping track of all these dates and amounts can be more stressful than you may imagine. Missing a payment could put you at risk for default, which would then damage your credit score. The only way to prevent …

student loans

What You Need To Know About The National Student Loan Data System

By College Raptor StaffLast updated on March 12, 2025

The National Student Loan Data System (or NSLDS) is a centralized database for student aid. Managed by the U.S. Department of Education, the NSLDS maintains details of all your federal student loan borrowing and repayment activity. This information is collated from the various organizations that administer and service federal student loans. Why You May Want …

student loans

National Student Loan Debt Statistics: 2019

By Hilary CairnsLast updated on March 24, 2025

You hear quite a bit about student loan debt and the issues that arise from it here in the news. But have you ever had a chance to look at some of the statistics surrounding the money and debt involved? Here’s a quick rundown of some of the stats about Federal direct loans, private loans, …

student loans

How To Balance A Job Search And School Loans At The Same Time

By College Raptor StaffLast updated on February 25, 2025

For many college graduates, it is the time immediately after the graduation ceremony that the ultimate “juggling act” begins. This is the time in which they must try to find a job while also paying down their school loans. If you are one of the thousands of recent college graduates who need to learn this …

student loans

The Most Dangerous Thing You Can Do With Student Loans: Ignore Them

By College Raptor StaffLast updated on December 22, 2022

You know the phrase “out of sight, out of mind?” That should not apply to your student loans. It’s not something you can shove to the sidelines and “deal with later.” America is in the midst of a student loan crisis. Unless you want to become part of the statistic, you should come up with …

student loans

Did You Know These 6 Things About Sallie Mae Student Loans?

By Allison WignallLast updated on August 7, 2024

Sallie Mae is the largest private student loan lender in the US and provides funding for all sorts of higher education pursuits—from undergraduate school to MBAs and plenty more. When it comes to student loans, it pays to shop around to know exactly what you’re signing up for. So, if you are looking for a …

student loans

Private vs Federal Student Loans: Which You Should Pick First

By College Raptor StaffLast updated on February 25, 2025

College usually costs a lot of money. Many students end up taking out loans for college. When it comes to student loans, there are two main types: federal and private. Federal loans, as the name implies, comes from the federal government. Private loans are funded by lending companies like Sallie Mae or Credible. So private …

student loans

Ways To Change Your Student Loan Interest Rate

By College Raptor StaffLast updated on March 6, 2025

When you take out a student loan, you’ll have an interest rate that you will have to pay on the amount that you borrow. For the most part, interest rates will remain consistent throughout the life of your loan (especially if you opted for a fixed rate). Interest rates greatly affect how you calculate student …