All Student Loans Articles

Working a government or nonprofit job, like a firefighter, is one way to qualify for student loan forgiveness
student loans

How Federal Student Loan Forgiveness Works

By College Raptor StaffLast updated on December 22, 2022
With the cost of college tuition becoming more expensive every year, it is becoming increasingly more difficult for students to realize their higher education dreams without taking a loan. However, while this solves one problem it does create another in that students bear the burden of having to return that loan with a huge interest …
Here are some stats about student loans
student loans

Stats about Student Loans

By Morgan StaubLast updated on December 22, 2022
A great man named Jay-Z once said, “Men lie, women lie, numbers don’t.”  This mantra seems to hold true in nearly all areas of life, especially when it comes to the hot-button issue of student loans. As student loan debt and financial aid has recently become a polarizing—and often politicized—issue, the most straightforward information often …
A blue bar graph descending in amount with a blue arrow pointing down.
student loans

8 Ways To Reduce Student Loan Debt

By College Raptor StaffLast updated on December 22, 2022
With the rising cost of tuition, most families in America take federal and private student loans to cover these costs. As a result, the majority of students graduate with thousands of dollars in student loan debt. While this may be unavoidable, there are things you can do to reduce what you owe in student loans. …
Multiple arrows drawn on a blackboard.
student loans

The Difference Between Loan Deferment and Forbearance

By Allison WignallLast updated on December 22, 2022
Some people use the two terms interchangeably, but that can lead to misconceptions because the two aren’t actually the same. Deferment To boil it down and really simplify it: deferment is delaying the repayment of a loan until after the student borrower graduates. While in school, they can focus on their studies. Students do not …
money brief case to pay your student loans for college
student loans

How Much Should I Borrow in Student Loans for College?

By Allison WignallLast updated on December 22, 2022
Did a little chill slither down your spine when you read “student loans”? It can be an intimidating topic to many college-bound students and their families. There are a lot of questions and concerns (especially for first gen or firstborn students). One of the big questions is: just how much money should I take out …
Here are some frequently asked questions about federal student loans
student loans

What Information is Needed to Apply for a Student Loan?

By Allison WignallLast updated on December 22, 2022
There are a lot of famous sayings and phrases about preparation. “Fortune favors the prepared” and “Failing to plan is planning to fail” chief among them. So, it always pays to be prepared. If you’re planning on taking out a student loan, be sure to do plenty of research, and go in with these bits …
What does it mean to defer your student loans and take a pause
student loans

Student Loan Deferment: What Does It Mean?

By Allison WignallLast updated on December 22, 2022
Loans can be as diverse as the people who take them out. There are many options available that can affect interest rates, the amount you can take out, whether or not you need a co-signer, etc. It’s important to do your research and know your options before committing to anything. What it Means to Defer …
student loans

Calculating The Cost Of College Loans

By College Raptor StaffLast updated on December 22, 2022
For many families, taking a loan is the only way to make up for the deficit in funds after exhausting all other sources for free financial aid and scholarships. While taking a loan does help bridge that gap between the total fees and your available funds, it is important to understand how much you will …
Our student loan glossary will help you understand student loan terms
student loans

Student Loan Glossary

By College Raptor StaffLast updated on December 22, 2022
As you look into the different student loans available, you are likely to come across a slew of words you’ve never heard before. One loan may talk about obtaining a co-signor. Another may include options regarding amortization and capitalized interest. Yet another mentions that you can contact the bursar for further information. Not knowing what …

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