All Student Loans Articles

Understand student loans and pay off your debt faster
student loans

New Year Resolution: Understand Student Loans

A new year almost always means new goals and resolutions for many students and former students. Along with getting healthier, one of the top New Year’s resolutions is to pay off debt and save money. Student loans account for a large amount of debt for many people. Getting them paid off can be an overwhelming …
How do you consolidate a loan?
student loans

How do I Consolidate a Loan?

Understanding various ways that you can make the college loan process easier on yourself is important knowledge to have going into school. A majority of prospective college students will need some source of financial help, and if you’re included in this chunk of the population and don’t opt to apply for scholarships, odds are you’ll …
A red and blue rollercoaster with a loop.
student loans

The Difference Between a Variable Rate and a Fixed Rate

Taking out a student loan is one of many ways to pay for college, and is oftentimes a last resort method after students have exhausted other avenues like scholarships and financial aid packages from colleges. A lot of questions surround student loans: should I get a federal or private student loan? What happens if I …
Here are some questions to ask your private student loan lender
student loans

Questions You Should Ask Your Private Student Loan Lender

College is pricey, which means students are looking for ways to pay for their college education. Student loans are one of many ways to pay for college—but unlike gift aid, loans have to be paid back. A private loan should only be considered after you’ve fully exhausted scholarships, grants, and federal aid programs. Even then, …
Five dollar bill slightly cramped.
student loans

How to Improve Your Credit Score for Your Student Loans

In this day and age, student loan programs are at an all-time high in popularity, in terms of those that receive money from these sources. There are a myriad of reasons for this, from the economic backdrop to the value of college degrees, but the fact remains that student loan programs are flooded with applications …
There are consequences for defaulting on student loans
student loans

Dangers of Defaulting on Student Loans

Taking out student loans means eventually paying them back. Failing to make your loan payments on time can result in some pretty hefty consequences. When getting your loan, the lender sets legal terms that you sign for in a document. You also agreed to a schedule of paying back the loan. This document, the promissory …
Be careful not to make these three student loan mistakes
student loans

Avoid These 3 Big Student Loan Mistakes!

Obtaining student loans is one of the biggest and most expensive decisions you will ever make in your lifetime, and it is up there with purchasing a car or a house. It’s important to understand what you’re getting into, agreeing to, and what is expected of you in the years to come. Here are three …
Five dollar bill slightly cramped.
student loans

How Do I Refinance a Student Loan?

Emanuel Lasker, a chess world champion, thought of as one of the greatest of the game’s players, was once asked what basic advice he would give to beginning chess players. “When you see a good move,” Lasker replied, “look for a better one”. Even if you don’t play chess, Lasker’s advice applies to a variety …
Finding the best student loan is like comparing apples to oranges.
student loans

How to Pick the Best Student Loan for You

You’ve chosen your school for the fall, but now it’s time to choose your student loan. The application process and knowing the pros and cons of each type are the most important when it comes to picking which one is right for you. Here’s a rundown of some of the steps to take and things …
student loans

When Should I Start Thinking About Student Loans?

Every student is faced with a choice when they exit the relative financial comfort of high school to attend an institution of higher learning. Tuition rates are mounting, and it is perhaps more important than in the past to have a plan for college payments. There are several options open to assist students with the …