myths

Myth: Scholarships Are Just For Minority Students

By Hilary CairnsLast updated on February 27, 2025

As you move through high school and get closer to college, it’s time to start applying for scholarships. There’s a common thought among high school seniors and juniors that scholarships are only for minority students. If you limit your search, that may seem the case, but it’s far from the truth. When You Only Skim …

myths

Myth: I Should Borrow As Much As I Can In Student Loans

By College Raptor StaffLast updated on March 25, 2025

Considering how expensive college is nowadays, it makes sense that people would believe they need to take as much out in student loans as possible to cover the cost of tuition. This, however, is the exact opposite of what you should do. Student Loan Repayment and Interest You must keep in mind that when you …

myths

Myth: I Have To File My Taxes Before Filing The FAFSA

By Morgan StaubLast updated on February 27, 2025

Before you file your FAFSA (Free Application for Federal Student Aid), you’ll have to untangle some of the more complex financial aspects of the process. You’re asking yourself a ton of questions. Things you thought you wouldn’t have to worry about until after you graduated. What’s a dependent? What is my estimated family contribution? What …

myths

Myth: Only Students With Good Grades Get Financial Aid

By Morgan StaubLast updated on March 4, 2025

As senior year goes by and the reality of college gets closer, financial aid might be on your mind. College is expensive, and financial aid is the best way of paying for a higher education. But what if your grades aren’t so stellar? Do only students with good grades get financial aid? Do only students …

myths

Myth: I Don’t Have to Worry About Repaying My Student Loan Until After I Graduate

By Allison WignallLast updated on March 24, 2025

When it comes to student loans, many a college student push thoughts of repayment to the backs of their minds. It’s a problem for another day, right? They can worry about repaying loans after graduation… Well, that may not be the best plan. College Costs List Repay As You Go Ideally, you should start trying …

myths

Myth: Only Top Athletes and 4.0 Students Get Scholarships

By Allison WignallLast updated on December 22, 2022

There is a pervading myth that you have to be the best of the best in order to win a scholarship. At a glance, scholarships can seem like they are only easily available to the elite. This means people with extremely high levels of skill in their field of choice–whether it be athletics or academics. …

myths

6 Myths About Federal Student Loans

By Ellen AndersenLast updated on March 24, 2025

Taking on student loans is how many college students can afford to go to college. They are often part of financial aid packages from colleges and universities. These student loans can seem daunting, especially with student debt being the highest it’s ever been. But one of the best ways to make something less scary is …

myths

Myths about Student Loan Refinance and Consolidation

By Hilary CairnsLast updated on December 22, 2022

Necessary knowledge of student loans doesn’t end after you’ve applied and accepted the granted loans. After college, whether you graduate or leave early, you will be responsible for repaying those amounts so it pays to understand how to do that, which may include loan refinance and consolidation. However, there are a lot of myths floating around …

myths

Believing In These Two Student Loan Repayment Myths Can Cost You

By College Raptor StaffLast updated on December 22, 2022

With several myths about student loan repayment floating around, it can often become difficult to separate fact from fiction. Here are two of the more common student loans repayment myths that college students believe in because they offer some sort of hope. Unfortunately, believing in these falsehoods can cost you considerably. Student Loan Repayment Myth …

myths

Financial Aid Myths That Are Costing You Money

By College Raptor StaffLast updated on December 22, 2022

When it comes to financial aid, believing in a few myths can cost you a lot. Every year, students lose out on thousands of dollars that they could have gotten by way of scholarships, grants, and federal student loans simply because of a few prevailing misconceptions. Take a look at some of the common financial …