College Raptor Staff

Applying to college can be challenging, and so we at College Raptor feel it's our duty to make that process as easy, smooth, and rewarding as possible. We work hard to clarify dense material, dispel myths, uncover information, and help you learn what you need to know!
Which Is Better: Fixed Rate Or Variable Rate Loans?
questions & answers

Which Is Better: Fixed Rate Or Variable Rate Loans?

By College Raptor StaffLast updated on February 25, 2025
As you’re applying for college, you’ll most likely end up looking at student loans. Student loans are complicated enough, but what about the accompanying interest rates? Fixed rate and variable rate loans are another factor to look into before deciding on a student loan. The basic concept behind a fixed rate and a variable rate is …
A man bent under the limbo stick.
student loans

Tips For Getting The Lowest Student Loan Rates

By College Raptor StaffLast updated on February 25, 2025
Did you know that private student loans have varying rates of interest? This means you can shop around for loans and find some pretty good deals. You cannot do this with federal student loans. Those rates are set for the year and are fixed for that particular year. They are also the lowest rates you …
A cosigner agreement.
scholarship search & applications, student loans

What’s a cosigner—and why might you need one on your student loan?

By College Raptor StaffLast updated on March 12, 2025
Alright, let’s imagine you applied for as many scholarships as you could, you submitted your FAFSA, and you qualified for some federal financial aid. What if you still don’t have enough money to pay for college? That’s when you might think about a private student loan. And for that, you’ll probably need a cosigner. What …

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