College Raptor Staff

When should you start your college visits?
questions & answers

When Should You Start Visiting Colleges?

As you start to think about attending college in the coming years, you’re often presented with the question: when to start visiting colleges? While there’s no single “best” time to begin your campus tours, there are a few recommendations depending on where you are in your college search. Below, we highlight why it’s important to …
student loan repayment
myths

Believing In These Two Student Loan Repayment Myths Can Cost You

With several myths about student loan repayment floating around, it can often become difficult to separate fact from fiction. Here are two of the more common student loans repayment myths that college students believe in because they offer some sort of hope. Unfortunately, believing in these falsehoods can cost you considerably. Student Loan Repayment Myth …
Coffee from a blue cup spilled on the paper.
financial aid

Common FAFSA Errors Parents Make

Considering your FAFSA application will ultimately impact the amount of financial assistance you may receive, it is crucial to make sure that it is filled carefully, correctly and completely. If there are mistakes or missing information, your child may not get the complete financial assistance that they are entitled to. Make sure to avoid these …
Brick and tile wall
student loans

How to Use Student Loans to Build Good Credit

Incredible as it may sound, student loans can do much to help you enhance your credit score and credit history. When carefully and sensibly handled, your student loans can help you qualify for your first car loan, first apartment, and even your first credit card. According to finance experts, time and consistency are the two …
Does having student loans affect other loan approvals?
student loans

Do Your Student Loans Affect Your Approval for Other Loans?

Unfortunately, there’s no one clear answer to this question. Whether student loans affect your other loan approvals ultimately depends on your debt to income ratio at the time of applying for the loan. When creditors try to determine if they should loan you money, they look at your debt to income ratio among other indicators. …

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