College Raptor Staff

Applying to college can be challenging, and so we at College Raptor feel it's our duty to make that process as easy, smooth, and rewarding as possible. We work hard to clarify dense material, dispel myths, uncover information, and help you learn what you need to know!
questions & answers

Is There A Bright Side To Student Loans?

By College Raptor StaffLast updated on April 9, 2025
The thought of graduating with a mountain of debt can be more than daunting. It can be frightening. Is it really worth taking all those loans just to get a college education? Is there a bright side to student loans that makes it worth it? The truth is, there are benefits to taking student loans, …
Two students facing each other and smiling.
student life

Icebreakers for You and Your College Roommate

By College Raptor StaffLast updated on December 22, 2022
When you just move in to your new dorm, those first few conversations with your roommate can be tough. Starting right off with asking super personal questions is probably not a good idea. Not everyone likes to discuss their personal life or family with someone they barely know. The secret to crossing over from stranger …
Three clocks dropping to a piggy bank represents saving time.
questions & answers

Do Early Student Loan Payments Have Additional Fees?

By College Raptor StaffLast updated on March 25, 2025
Paying back your student loans early is often recommended as one of the best ways to  lower your overall debt. But there is some confusion as to whether doing this can attract additional fees. Here’s some clarification on this issue. Borrowers’ Fees Before 2008, private lenders could use their discretion and impose a penalty on …
College student typing on a laptop.
college applications

How to Write a College Application Essay: 13 Tips

By College Raptor StaffLast updated on August 20, 2024
  Key Takeaway: Writing a college application essay is different from writing a standard paper or assignment. This part of your application requires thoughtful reflection, brainstorming, and careful polishing to stand out and make an impact on the reader. By using these ten tips and having others review your finished work, you can craft an …
Which Is Better: Fixed Rate Or Variable Rate Loans?
questions & answers

Which Is Better: Fixed Rate Or Variable Rate Loans?

By College Raptor StaffLast updated on February 25, 2025
As you’re applying for college, you’ll most likely end up looking at student loans. Student loans are complicated enough, but what about the accompanying interest rates? Fixed rate and variable rate loans are another factor to look into before deciding on a student loan. The basic concept behind a fixed rate and a variable rate is …

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