College Raptor Staff

student loans

Don’t Make These Federal Student Loan Mistakes

Federal student loans offer several more benefits than private student loans. However, many students do not take the time and trouble to understand how these loans work over the long term and they end up making wrong decisions that can have a big impact on their finances and their credit history. Before you apply for …
Overlay text "SAR" against a yellow paper with lines to separate the letters.
financial aid

A Breakdown Of The Student Aid Report

The SAR or Student Aid Report is a detailed document full of abbreviations and numbers. Making sense of it all can be challenging, especially for those who are seeing one for the first time. This short breakdown aims to simplify this document so you can better understand the SAR. EFC EFC stands for Estimated Family …
Some students won't attend a state school due to a few myths
myths

Don’t Believe These Myths About State Schools

When creating their shortlist of preferred schools, some students do not even consider their state school. This is mainly because of a few myths doing the rounds that have given these institutions a bad reputation. Myth #1: You’re just another number at a state school Fact: State schools can accommodate upwards of 25,000 students. With …
Student loans are considered installment loans.
questions & answers

What Exactly Is an Installment Loan?

Most loans fall under two main categories—installment loans and revolving lines of credit. When researching student loans, you will often read that they are considered as installment loans. Here’s what you need to know about them and how they work. How Installment Loans Work With installment loans, the borrower borrows a specific amount of money …

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