College Raptor Staff

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student loans

What Is Student Loan Delinquency?

College education can open up a world of opportunities. However, it also oftentimes comes with a price—namely student loan debt. It can be confusing to keep a track of the repayment rules and terms. To add to the problem, you will have to make sure that you don’t miss a single payment. This is easier …
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financial aid

How To Appeal An Offer Letter for More Financial Aid

Financial aid is something all college-going students look forward to. For some, it makes it possible to pursue their dream of a higher education, and for others, it allows them to attend a college of their choice. Unfortunately, things don’t always go as planned. Not all students receive the full extent of financial aid that …
Consolidating your student loans has pros and cons
student loans

The Pros And Cons Of Consolidating Student Loans

College may be over and done with (or nearing it), but your student loan balance is far from. Graduation day, in fact, marks the beginning of our real journey towards financial freedom, and it all starts with paying off your debt. It can be bewildering at first as you try to figure out how to …
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majors & industries

Consider These Undergrad Majors If You Are Planning On Becoming A Doctor

Most students automatically assume that majoring in biomedical sciences and other similar subjects is a prerequisite for applying to a graduate medical program. However, that’s not necessarily true. You can choose to major in biomedical sciences if you want to, but it is not a mandatory requirement. Medical schools are not just looking for applicants …
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student loans

Pros And Cons Of Student Loan Forgiveness Programs

Student loan forgiveness programs are introduced by the federal government and only apply to federal student loans. These programs are one of many benefits associated with federal student loans. These programs help you to clear your debt completely and save thousands of dollars in interest. However, it’s not that simple or straightforward. No lender, not …
Is it possible to defer your student loans?
questions & answers

Can I Defer My Student Loans?

When you take a student loan, you will be given a loan repayment schedule that states how and when you will have to pay back the loan and interest. Most lenders do include a grace period after graduation to give you some time to get a job and get on your feet before you have …
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student loans

3 Important Things to Consider for Deferment or Forbearance

Although deferment or forbearance can be real lifelines when you are in a financial crunch with absolutely no way to make your payments, they can create even more financial problems for you if you make a rash decision. Things to Consider with Deferment or Forbearance Before you consider deferment or forbearance options, here are a few …