College Raptor Staff

A quarter laying on top of a penny.
questions & answers

Are Uncertified Student Loans Bad? 

Many students going to college end up taking out some kind of student loan. Even more so, many end up taking out private student loans. There are pros and cons to taking any type of private student loans, and uncertified student loans are no different. Before you apply for an uncertified student loan, it is …
A horse standing atop a hill.
scholarships

Scholarships For Equestrians

Equestrian sports require a lot of hard work and dedication over several years. The good news is, the effort you put in will pay off huge dividends in the form of financial support towards college. Several organizations offer generous scholarships for equestrians aspiring to get a higher education. Check out these scholarships for equestrians that …
We breakdown the difference between APR vs interest rate.
questions & answers

What is the Difference Between Interest Rates and APR?

Despite what some well-meaning people may tell you, there really is a difference between an interest rate vs APR (annual percentage rate). Understanding this difference is important. You don’t want to make any mistakes when calculating your loan costs.  Interest Rates An interest rate is essentially the cost of borrowing money for a particular length of …
Is grad school worth it?
college admissions

Reasons to Consider Attending Grad School

Every undergrad student faces this dilemma after they graduate—should they start job hunting right away so they can start earning and pay off their debt, or should they go to grad school? There’s an ongoing debate: going to grad school means taking on more debt, but advanced degrees will help you earn substantially more money than …
financial advice & planning

What is the Coverdell ESA College Savings Plan?

The Coverdell ESA Plan is an excellent option for family members who are looking for ways to save for a child’s college education. It works as a long-term investment, where you put some money away every year towards your designated beneficiary’s education. Benefits of the Coverdell ESA Plan The Coverdell ESA (Education Savings Account) Plan …
A surfer riding a wave.
scholarships

Scholarships For Surfers

Did you know that all those hours you spent having fun riding those awesome waves could actually earn you some money towards college? If you are a surfing enthusiast, this is great news for you. After all, what could be better than getting paid to have fun? All of the surf scholarships listed below are …
You're less likely to get denied student loan with cosigner
student loans

What To Do If You’re Denied For Student Loans

Getting denied for student loans can be disappointing, but it doesn’t have to stop you from affording your college education. In fact, there are multiple ways you can work around being denied a student loan and still cover your college costs! Find a Cosigner Before you get started, the first thing you should do is …

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