College Raptor Staff

refinance student loan
myths

Myth: Stuck With Refinance Student loan Until You Pay Them Off

Don’t be one of those students who automatically assume that they are stuck with their original loans until they pay them off. Believing this myth has resulted in students unnecessarily paying thousands of dollars extra by way of higher interest rates on their original loans. The fact is there are ways you can exchange your …
Internships can be a great way to gain experience. Here are a few answers to your questions about internships
careers & internships

FAQs About Internships

An internship is a short-term (paid or unpaid) work experience that takes place in a professional setting. Internships typically have a specified commencement and completion date and are monitored by an experienced professional in the field. Here are some common questions about internships. Should I apply to any internship opportunity I come across? To make …
myths

Myth: Only Federal Loans Have Forbearance Options

A lot has been written about forbearance options being one of the many benefits of federal student loans but what is generally overlooked is the fact that some private lenders also offer borrowers this option. Forbearance Options Forbearance allows you to postpone your monthly payments temporarily for a fixed period of time. This can come …
A grassy park with trees and flowers surrounding it, along with a pond in the middle.
scholarships

Botany Scholarships

Interested in pursuing a career that involves working with plants? If you love all aspects of plants and plant sciences, then botany may be a perfect career choice for you. One of the best ways to study and find specialized work is by completing your college education. It isn’t cheap though and that’s where winning …
A group of students sitting together in front of one laptop, with a few students standing behind them.
questions & answers

How Long Does it Take to Get a Student Loan?

The processing and disbursement times are different for federal and private student loans. It takes around 1 to 3 weeks to get a federal student loan. It takes around 2 to 10 weeks to get a private student loan. How long does it take to get a student loan? That’s a question on all students’ minds as they fill out …
A girl holding a bible and looking far away.
careers & internships

The Pros and Cons of a Fellowship

Key Takeaway Fellowships are programs that are often associated with graduate and doctoral students, but some undergraduate students may also benefit from fellowship opportunities. If you are pursuing specialized work, research, or service in your field, you might be a good fit for a fellowship. While fellowships offer hands-on experience and long-term career benefits, they …
Do you have red hair? This is just one of many scholarships for physical attributes
scholarships

Scholarships for Physical Attributes

Key takeaways Physical attribute scholarships are awarded to students based on unique physical traits. Some physical attribute scholarships give awards to students based on height, hair color, or even having a birthmark. You can also apply for scholarships just for being a twin. Each scholarship has different requirements and may request a photo. There’s no …
4 arrows facing same direction going down.
questions & answers

Can I Negotiate A Lower Student Loan Interest Rate?

The thought of being able to negotiate a lower student loan interest rate sounds tempting. Unfortunately, this tactic is not always fruitful, especially with federal student loans. The interest rates on federal student loans are set every year by the federal government and cannot be negotiated. The rate changes every year but once it is …

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