student loans

All About Capitalization And Student Loan Interest

By College Raptor StaffLast updated on March 24, 2025

Just when you think you’ve read all you possibly could about student loans, you are sure to come across yet another new term that you need to read up about. Learning everything there is to know about student loans will empower you to make well-informed decisions. With that said, if you have not heard about …

questions & answers

What Is “Discretionary Income” And Why Does It Matter For Student Loans?

By College Raptor StaffLast updated on March 6, 2025

Discretionary Income is the money that you have left over after you have finished paying all your essentials such as rent, food, and utilities. Spending Discretionary Income While nobody can tell you how to spend your discretionary income, if you have outstanding student loans, you may want to be a little careful about what you …

questions & answers

When Is The Best Time To Refinance Student Loans?

By College Raptor StaffLast updated on December 22, 2022

For many students, one of the more popular reasons to refinance is to save money on student loans, but as with most student loan options, it should be chosen carefully. Refinancing can help you improve your current financial situation but only if you refinance student loans at the right time. When to Refinance Student Loans …

myths

Myth: I Should Take as Many SAT Subject Tests as Possible

By College Raptor StaffLast updated on December 22, 2022

The SAT Subject Tests are additional standardized tests that focus on a specific subject, not covered by the standard SAT. Many students take these subject tests as a way to increase their acceptance odds or to make placements in a certain college’s academic programs. It may sound like a good idea, then, to take as …

college applications

Engaging Ways To Open Your College App Essay

By College Raptor StaffLast updated on February 9, 2023

The new year has begun and rising seniors have their college admissions essays on their minds. It’s important to start thinking about your application early so you’re not panicking when the time comes to write it. Fortunately, the current Common App essay prompts have not changed from the last application cycle, which is great news …

student loans

How Credit Score Affects Student Loan Refinance And Consolidation

By College Raptor StaffLast updated on February 26, 2025

Student loan consolidation and refinancing are two of the most popular solutions that students turn to in order to better manage their loan payments. However, both refinance and consolidation work differently from each other. How Credit Score Affects Student Loan Consolidation Consolidating your loans means you are simply combining multiple existing loans into a single consolidated …

scholarship search & applications

Boost Your Chances of Winning a Scholarship By Volunteering

By College Raptor StaffLast updated on March 6, 2025

Organizations award scholarships based on varied criteria, ranging from the most straightforward criteria such as academic excellence, to the most unusual criteria such as the ability to speak Klingon or making the most creative PBJ sandwich. But one criterion that is common in almost all scholarships is community involvement in the form of volunteering. Volunteering …

majors & industries

Potential Careers For Biology Majors

By College Raptor StaffLast updated on December 22, 2022

Do you love studying the inner workings of plants as well as animals? Interested in how the environment impacts these living things, as well as how they impact the environment? If you are, a biology-related career may be well suited to your areas of interest. We’ve put together a few potential careers for biology majors, …

questions & answers

Can Students Build Good Credit In High School?

By College Raptor StaffLast updated on March 24, 2025

You know you will be heading off to college after high school and that means you are likely to be looking for student loans. While building and having a credit history does not matter when it comes to federal student loans, it can make a huge difference when borrowing money from private lenders. The Importance …