All Paying for college Articles

We breakdown the difference between APR vs interest rate.
questions & answers

What is the Difference Between Interest Rates and APR?

By College Raptor StaffLast updated on March 24, 2025
Despite what some well-meaning people may tell you, there really is a difference between an interest rate vs APR (annual percentage rate). Understanding this difference is important. You don’t want to make any mistakes when calculating your loan costs.  Interest Rates An interest rate is essentially the cost of borrowing money for a particular length of …
financial advice & planning

What is the Coverdell ESA College Savings Plan?

By College Raptor StaffLast updated on March 24, 2025
The Coverdell ESA Plan is an excellent option for family members who are looking for ways to save for a child’s college education. It works as a long-term investment, where you put some money away every year towards your designated beneficiary’s education. Benefits of the Coverdell ESA Plan The Coverdell ESA (Education Savings Account) Plan …
A surfer riding a wave.
scholarships

Scholarships For Surfers

By College Raptor StaffLast updated on February 27, 2025
Did you know that all those hours you spent having fun riding those awesome waves could actually earn you some money towards college? If you are a surfing enthusiast, this is great news for you. After all, what could be better than getting paid to have fun? All of the surf scholarships listed below are …
As parents, how do you even start paying for college?
financial aid

How Parents Can Help Pay for College

By Allison WignallLast updated on February 25, 2025
In this guide we’ll answer the following questions: How can I start saving for my child’s college education? How can we find an affordable school? What’s the difference between net price and sticker price? Why is it important to compare financial aid packages? Should we consider community or online colleges? What if our savings aren’t …
You're less likely to get denied student loan with cosigner
student loans

What To Do If You’re Denied For Student Loans

By College Raptor StaffLast updated on February 26, 2025
Getting denied for student loans can be disappointing, but it doesn’t have to stop you from affording your college education. In fact, there are multiple ways you can work around being denied a student loan and still cover your college costs! Find a Cosigner Before you get started, the first thing you should do is …
A pink piggy bank on a pink background.
student loans

How To Get A Private Student Loan

By College Raptor StaffLast updated on March 6, 2025
Though private student loans are considered a last resort, since they are more expensive than federal student loans, it is good to know you have this option if your financial aid package not enough to cover all your college expenses. Here’s how to get a private student loan: Start By Doing Exhaustive Research On Private …
student loans

Qualifying For Student Loan Refinancing

By College Raptor StaffLast updated on December 22, 2022
Many people turn to student loan refinancing to lower their loan interest rates. However, student borrowers do not get automatically approved for refinancing. Student loan refinancing is only offered by private lenders and they require borrowers to meet certain requirements in order to qualify for refi. Although lenders vary in their specific criteria for approving …

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