All Paying for college Articles

How much is too much when taking out a student loan and how much should you take then
questions & answers

How Much is Too Much for Taking Out Student Loans?

By Allison WignallLast updated on March 24, 2025
College can be expensive, and that means that many students are forced to take out student loans to cover the costs. However, that also means that someday, they have to repay their loans. Overwhelming student loan debt is a very real fear students and families have. It seems like everyone has a horror story associated …
A grassy park with trees and flowers surrounding it, along with a pond in the middle.
scholarships

Botany Scholarships

By College Raptor StaffLast updated on February 27, 2025
Interested in pursuing a career that involves working with plants? If you love all aspects of plants and plant sciences, then botany may be a perfect career choice for you. One of the best ways to study and find specialized work is by completing your college education. It isn’t cheap though and that’s where winning …
A group of students sitting together in front of one laptop, with a few students standing behind them.
questions & answers

How Long Does it Take to Get a Student Loan?

By College Raptor StaffLast updated on February 27, 2025
The processing and disbursement times are different for federal and private student loans. It takes around 1 to 3 weeks to get a federal student loan. It takes around 2 to 10 weeks to get a private student loan. How long does it take to get a student loan? That’s a question on all students’ minds as they fill out …
Do you have red hair? This is just one of many scholarships for physical attributes
scholarships

Scholarships for Physical Attributes

By College Raptor StaffLast updated on May 13, 2026
Key takeaways Physical attribute scholarships are awarded to students based on unique physical traits. Some physical attribute scholarships give awards to students based on height, hair color, or even having a birthmark. You can also apply for scholarships just for being a twin. Each scholarship has different requirements and may request a photo. There’s no …
Can you consolidate federal and private loans
questions & answers

Can I Consolidate Federal and Private Loans?

By Hilary CairnsLast updated on March 24, 2025
If you’re taking out both federal and private loans, you may be wondering if you can consolidate federal and private loans after graduation. Here’s what you need to know about your options, consolidating, and refinancing. Yes, You Can Consolidate Federal and Private Loans! Although it wasn’t an option for years, you are now able to …
4 arrows facing same direction going down.
questions & answers

Can I Negotiate A Lower Student Loan Interest Rate?

By College Raptor StaffLast updated on March 5, 2025
The thought of being able to negotiate a lower student loan interest rate sounds tempting. Unfortunately, this tactic is not always fruitful, especially with federal student loans. The interest rates on federal student loans are set every year by the federal government and cannot be negotiated. The rate changes every year but once it is …
It's easy to fall into the trap and think that scholarships take too much time.
myths

Myth: Scholarships Take Up Too Much Time and Aren’t Worth the Effort

By Allison WignallLast updated on February 27, 2025
Students have to juggle a lot while applying for college: regular school work, ACT/SAT test prep, college visits, seeking recommendation letters, narrowing their list, and then comes the headache of figuring out how to pay for it. With so many myths about scholarships out there, it can be easy to think that scholarships take up …
Three students are discussing while holding their tabs on a green field - with cows in the background.
financial aid

How To Get A Work Study

By College Raptor StaffLast updated on March 6, 2025
Funding your lifestyle remains one of the largest concerns for students entering college. Students turn to many forms of financial assistance. Of the many forms of federal financial aid, work study is often overlooked by students. Often, students will think the program doesn’t apply to them and not look further into it. However, just like …

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