All Paying for college Articles

Two cats sleeping on top of a red blanket.
scholarships

6 Scholarships for Animal Lovers

By College Raptor StaffLast updated on May 1, 2025
Do you love frogs, ferrets, or fluffy cats? Whether you hope to work with animals for your career or you just simply enjoy them, you will find plenty of scholarship opportunities that offer financial aid for college-going animal lovers like yourself. Check out these interesting scholarships for animal lovers and apply to those you qualify …
A pair of twins sitting at a beach.
scholarships

Scholarships for Twins!

By Allison WignallLast updated on February 26, 2025
For a large number of families across America, the cost of college is prohibitive. And that’s just for one child. For parents with twins, paying for two children to attend college at the same time can be a challenge. Scholarships for twins can help ease the burden of funding two college tuitions simultaneously. Fortunately, there …
A variable interest rate carries certain risks but is it worth it?
student loans

Is Choosing A Variable Interest Rate Worth The Risk?

By College Raptor StaffLast updated on February 25, 2025
Federal student loans come with a fixed rate of interest, which remains constant till your debt is cleared. Private student loans come with fixed interest rates and variable rates. At the time of taking the loan, you will have to choose from one of these two options. This is no small decision to make. Variable-rate …
student loans
questions & answers

How Often Do Student Loan Variable Rates Change?

By College Raptor StaffLast updated on March 24, 2025
In variable rate loans, the rate of interest fluctuates and changes several times over the lifetime of the loan. This is because variable rate loans are tied to market interest rates. Variable Rates and Market Trends When market conditions are bad, lenders reduce short-term interest rates to encourage lending. When this happens, the rate of …
A nickel balancing on a table.
questions & answers

What Are Interest-Only Repayment Plans?

By College Raptor StaffLast updated on December 22, 2022
In an interest-only repayment plan, borrowers pay back only the interest that accrues on their loan every month. This is unlike standard repayment plans. Monthly payments are used to cover a part of both, interest as well as principal. While there are some benefits to choosing interest-only repayment plans, there are also a few downsides …
Try talking with your high school counselor about scholarships
scholarship search & applications

An Underutilized Scholarship Resource: Your High School Counselor

By College Raptor StaffLast updated on March 25, 2025
You’ve scoured the internet, local newspapers and community notice boards in your search for scholarships, but have you thought of getting help from your high school counselor? High school counselors have vast experience with helping students in a variety of ways, from offering advice on how to be better prepared for the upcoming exams to …
There are pros and cons of refinancing your student loans
student loans

Pros and Cons: Refinancing Your Student Loans

By College Raptor StaffLast updated on November 13, 2024
Refinancing your student loans involves replacing your existing loans with a new private loan. It can be a way to better manage your payments and even result in major savings. However, there are downsides to refinancing. Below, we’ve covered the basics plus give you some insight into the pros and cons of refinancing your student …
Here are some frequently asked questions about federal student loans
student loans

FAQs About Federal Student Loans

By College Raptor StaffLast updated on February 25, 2025
Getting started with federal student loans? You likely have a bunch of questions. So we’ve gathered some of the most common questions people have about these loans and answered them for you! 1. What are federal student loans and how do they work? Federal student loans are loans that are offered by the government to …

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