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student finance
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Do I Have to Demonstrate Financial Need to Earn Scholarships?

By Allison WignallLast updated on December 22, 2022
Some students don’t bother looking for scholarships because they don’t think they’ll qualify for any. There’s a persisting myth that in order to have a chance at winning scholarship money you have to have significant financial need. However, that’s not true of all scholarships. There Are Student Finance-Based Scholarships, But… While there are plenty of …
A person holding four twenty dollar bills.
student loans

The Comprehensive Guide to Student Loan Refinance and Consolidation

By Hilary CairnsLast updated on February 25, 2025
Student loan refinancing and student loan consolidation are popular methods of saving money or managing loan payments. But how do they work? Should you consolidate and refinance student loans? What are the pros and cons? We’ll answer all that and more in this guide. What Is Student Loan Refinance? Refinancing means the individual receives a …
Avoid these mistakes that can result in your student loans negatively affecting your credit score
student loans

How to Avoid Student Loans Negatively Affecting Your Credit Score

By Allison WignallLast updated on December 22, 2022
Believe it or not, student loans can actually be beneficial! If managed properly, student loans can end up positively affecting your credit score and history—showing that you’re a responsible borrower. However, if mismanaged, student loans can end up negatively affecting your credit score. A negative credit score makes it harder for you to get loans …
Caution sign.
student loans

Common Student Loan Scams and How To Avoid Them

By College Raptor StaffLast updated on February 25, 2025
With the ever-increasing cost of college, many students need to take out a student loan to pay for college. Looking for low-cost student loans to cover your college tuition can be a trying process. Repaying your loans with interest after graduation can be even more daunting. When you’re under that kind of stress, it’s easy to fall …
Coins dropped into the fountain.
student loans

Student Loan Delinquency and How to Avoid it

By College Raptor StaffLast updated on December 22, 2022
Once your college days are over and you have that first post-graduate job, it feels great to be able to be your own person financially and pay for things when you need or want them. One of the negative aspects of this, however, comes in the form of looming student loan delinquency. You signed that …
Unfortunately, federal loan interest rates are on the rise
student loans

Federal Loan Interest Rates On The Rise

By College Raptor StaffLast updated on March 6, 2025
The last thing any student wants to hear is that attending college or graduate school is going to cost more than it did before. Or, that their federal student loan’s interest rate is increasing. Unfortunately, that is the reality. Not only have tuition fees gone up, but federal loan interest rates are on the rise …
How do you get your student loans out of default?
student loans

How To Get Out Of Student Loan Default

By College Raptor StaffLast updated on March 6, 2025
Taking out student loans to pay for college is already stressful. The last thing any borrower wants is to let their loan go into default. Keep in mind that there’s a difference between delinquency and defaulting. Delinquency is when you initially miss a payment. Defaulting is when you miss a payment and don’t make any …

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