Financial Advice & Planning

You work hard for your money, and when you’re a broke college student, you need to save just about every cent of it. But cutting costs in college doesn’t mean you’re locked away in your dorm or holding out on the things you want. Saving money as a college student doesn’t have to be difficult. …

With the cost of attending college continuing to rise year-over-year, it can be hard for college students to start saving money for during college into their budgets each month. In fact, college students aren’t the only group that struggles to save; according to a recent survey, 34% of all Americans have nothing set aside in …

Far too many college financial advice programs talk about going into debt while neglecting to mention you cannot discharge federally backed student loans in bankruptcy and the high-interest rates you may pay. Nor do they discuss how to lower the cost of college beyond generic advice to apply for many scholarships, regardless of the time …

The fact that you’ve made it to college doesn’t make you an independent, financially responsible adult just yet. Daily outs and abouts in the first year can set you back more than you think if you don’t watch your spending. For a freshman, flashy jewelry, hip clothing, and all the trinkets that shine but aren’t …

The majority of students do work at least some hours while they are in school. When picturing jobs for students, many people likely envision working in fast-food restaurants or retail establishments. These are certainly very common jobs for college students. However, they are by no means the only options. Today, college students have a wide …

It doesn’t matter whether you’re 18 or you’re 45 — college is expensive. Because higher education is such a simple way to dramatically increase your earning potential and quality of life, the costs of college should hardly deter you from seeking the degree you want or need. As long as you have a proper budget …

As they go away to college for the first time, many students find themselves slightly unprepared to be handling their own finances. While you may have had some experience in high school with managing money, the odds are good that you’ve never been entirely responsible for your own budget the way you are in college. …

Since college students are newly in charge of their finances, some can be extravagant and impulsive spenders, that don’t budget their money well. This can later lead them to financial woes due to their overspending. There are, however, a few students who plan upfront on how to use their cash and thus end up financially …

College can be a wonderful experience, but it can also severely drain your bank account. You’re already spending thousands on tuition, so instead of taking out even more loans for your daily needs, try to stick to your budget as much as possible. We know the average part-time student job only goes so far, to …