Key Takeaways
- Online bachelor’s degrees often cost less than traditional on-campus programs.
- Tuition, school accreditation, and program options matter when choosing an affordable program.
- Western Governors University, SUNY College of Technology, Ashworth College, Sam Houston State University, and Colorado Technical University are well know programs that offer online degrees at an affordable price.
- Scholarships and financial aid can help make your degree cheaper.
- Checking student reviews and school resources can help ensure quality.
College can be expensive, but online programs can make earning a bachelor’s degree more affordable. They can offer flexibility, lower costs, and the ability to study from home. Finding the cheapest program that still provides a good education takes some research.
Keep reading to explore our top 7 tips for helping you find the right program.
What Are the Benefits of an Online Bachelor’s Degree?
Online programs have grown in popularity because they offer:
- Lower costs: No commuting, housing, or campus fees
- Flexibility: Study when and where it works best for you. If you work, this can be a great option.
- Variety: Choose from several programs and specializations without moving.
Online programs can be a practical choice if you need to save money. Plus, you can have the flexibility to work around your schedule. You can also access a variety of courses without moving.
What Is the Average Cost of an Online Bachelor’s Degree Program?
Online degrees can save you money, but it helps to know the typical costs:
- Public Universities (In-State): About $40,500 for a full bachelor’s degree
- Public Universities (Out-of-State): About $59,000
- Private Universities: About $63,000
- Cost per Credit Hour: $337 for public in-state students and $516 for private students
Keep in mind there may be extra costs for textbooks, technology, or program fees. On average, students pay roughly $1,000 per class, though this can vary depending on the school and program.
Online programs often cost less because you don’t have to pay for commuting, housing, or campus facilities. Many schools also use free online textbooks or course materials, which can help keep costs down.
What Are the Types of Online Bachelor’s Degrees?
There are several ways you can earn a degree online:
- Traditional Universities: Many public and private universities offer fully online programs. Examples include San Diego State University and Sam Houston State University.
- Online-Only Schools: Schools like Western Governors University and Ashworth College operate entirely online. They often have lower tuition rates.
- Hybrid Programs: Some programs combine online learning with occasional campus visits.
Knowing the different types of programs can help you choose the right one. When considering your options, you can find the best fit for your learning style, career goals, and budget.
Where Can I Find Affordable Online Bachelor’s Degrees?
Here are ten schools known for low-cost online programs:
| School | Tuition |
| Western Governors University | $8,300 per year for most bachelor’s programs |
| SUNY College of Technology at Delhi, Alfred, and Canton | Approximately $295 per credit hour for NY state residents, higher for out-of-state students |
| Ashworth College | Typically $1,249-$1,889 for a 120-credit hour program |
| Sam Houston State University | $50 per semester credit hour for residents of Texas; $455 per semester credit hour for out-of-state students |
| Southern New Hampshire University | $342 per credit hour |
| Fort Hays State University | $265.05 per credit hour |
| National University | $370 per credit hour |
| Kennesaw State University | $340 online learner fee and $190 per credit hour for undergraduates. |
| University of the People | Approximately $6,460 for a bachelor’s degree. |
| Ball State University | Approximately $2,326 per semester |
These schools are just a few examples of affordable options. This list is a good starting point, but you can also look for more opportunities. Feel free to compare tuition, programs, and flexibility. This way, you can find the best fit for your goals.
7 Tips for Finding a Program
Once you know everything you need to consider, it can be easier to compare options. You don’t need to compromise your goals or the quality of your education to find a good choice.
These seven tips can help you find an affordable online bachelor’s degree.
1. Compare Tuition and Total Costs
Look at more than just the listed tuition. Consider extra fees, textbooks, and technology costs. Compare prices between public universities, online-only schools, and hybrid programs. This can help you find the most affordable option.
2. Make Sure the School Is Accredited
Accreditation shows that a school meets high education standards. Make sure the school you’re considering has regional or national accreditation recognized by the U.S. Department of Education. Getting a degree from one of these schools can help your future job applications stand out.
3. Apply for Scholarships and Financial Aid
Financial aid can save you a lot of money. Fill out the Free Application for Federal Student Aid (FAFSA) to see if you qualify for grants, federal loans, or work-study programs. Many online schools also offer scholarships for students who meet certain criteria.
4. Choose Flexible Programs
Some programs let you study part-time, take classes online at your own pace, or transfer credits from other schools. Flexible programs can help you save money and finish your degree faster.
5. Check Student Reviews and Resources
Read reviews from current and former students to learn about schools. You can find details about the costs, faculty support, and online resources. Check if the school offers career services or networking opportunities.
6. Think About Transferring Credits
If you’ve already taken college courses, see if you can transfer them. This tip can shorten your degree and save money on tuition.
7. Stay Organized and Take Advantage of Opportunities
An affordable degree can be valuable if you make the most of it. Keep track of your assignments and engage in online discussions. You can also connect with peers and professors to build your network.
What Are the Potential Drawbacks of the Cheapest Online Programs?
Choosing the lowest-cost program may come with some trade-offs, like:
- Limited Resources: Some schools may have fewer student services or career support.
- Less Personal Interaction: Online-only programs may have fewer opportunities to see professors and students face-to-face.
- Technology Challenges: Reliable internet and computer access are important.
While these programs are budget-friendly, it’s important to weigh the trade-offs. This way, you can find a school that can give you the support you need.
Discover a High-Quality, Affordable Bachelor’s Program
Earning a bachelor’s degree doesn’t have to break the bank. You can help reduce your costs in a lot of ways. Try comparing tuition, looking for scholarships, and finding a flexible program. These tips can help you find an online degree that fits your budget and career goals.
Ready to take the next step? Use College Raptor’s FREE Scholarship Search tool to find financial aid opportunities. Start exploring today, and you can make your online bachelor’s degree more affordable.



