questions & answers

What Happened to the Perkins Loan?

By Morgan StaubLast updated on March 3, 2025

On September 30, 2017, after sixty years of operation, the Federal Perkins Loan will cease to exist. The program’s shutdown has been in the works for sometime. Originally, the death of the Perkins Loan was scheduled for two years prior, September 30, 2015, but a piece of legislation, the General Education Provisions Act, extended its …

student loans

Pros and Cons of Hybrid Rate Loans

By Morgan StaubLast updated on March 24, 2025

There’s a lot of loan jargon that students have to be familiar with before they feel comfortable making decisions that impact their financial future. Terms like “annual percentage rate,” “cancellation time-frame,” and “discretionary income” seem imposing at first, but once you break them down, everything becomes more simple. This rule holds fast for hybrid rate …

student loans

Responsibilities of Being a Student Loan Co-Signer

By Morgan StaubLast updated on March 24, 2025

In any area of life, it’s generally a good idea to be aware of what something entails before you sign your name to it. When it comes to anything that involves your finances, though, you need to be extra vigilant. If—and when—someone asks you to be their student loan co-signer, you should read every single …

financial advice & planning

A Beginner’s Guide to Creating a Budget in College

By Morgan StaubLast updated on March 12, 2025

As they go away to college for the first time, many students find themselves slightly unprepared to be handling their own finances. While you may have had some experience in high school with managing money, the odds are good that you’ve never been entirely responsible for your own budget the way you are in college. …

questions & answers

Should You Take Out More Than One Student Loan?

By Morgan StaubLast updated on February 26, 2025

A vast majority of college students find themselves forced to take out student loans in order to get through school. As tuition rates are at an all-time high, you’re probably feeling the stress of trying to pay your way through college. It’s possible that, like many students, you’re considering taking out more than one loan …

questions & answers

What are “Hybrid Rates” for Student Loans?

By Morgan StaubLast updated on March 24, 2025

So you’ve graduated high school, and before you can stop Green Day’s “Good Riddance (Time of Your Life)” from playing on repeat in your head, your parents have approached you to have a conversation about student loans. It’s time to get down to business. If you have no idea how to approach the topic, don’t …

scholarships

Scholarships for Students with Dyslexia

By Morgan StaubLast updated on December 22, 2022

According to the American Dyslexia Association, nearly one in ten Americans are afflicted with dyslexia, a common learning disability that affects one’s ability to read, write and spell. Contrary to the belief of some, dyslexia does not correlate with IQ or intelligence. Successful dyslexics are abundant, including scientists such as Galileo Galilei and Albert Einstein, …

questions & answers

What is Fixed-Rate Tuition?

By Morgan StaubLast updated on February 26, 2025

If you’re headed off to college for your freshman year, you have to be prepared for an avalanche of new challenges, most of which are unlike anything you’ve faced before. For many students, the college experience is the first time they’ve stepped away from home for more than a short summer, and, in turn, the …

student loans

How to Ensure You Make Your Student Loan Payments on Time

By Morgan StaubLast updated on March 25, 2025

If you’re like most college students, who both A) have student loans and B) forget important things sometimes, I have good news and bad news. The bad news is that remembering your repayment is vital and can be more challenging for those of us who have poor memories. The good news, though, is that many avenues exist …