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student loans

The Difference Between Discharging a Loan and Loan Forgiveness

By Hilary CairnsLast updated on March 24, 2025
When it comes time to repay your student loans, you may be curious about the ways to either discharge (or cancel) or forgive your loan. While discharging and forgiving are both ways of “canceling” loans, they are, in fact, different from one another. Discharging a Loan It is quite difficult to get a loan discharged …
student loans

How Parents Can Help With Picking A Student Loan

By College Raptor StaffLast updated on March 25, 2025
Picking the right student loan can be challenging regardless of your age or the experience you have had dealing with finances and financial institutions. Imagine how much more difficult it must be for students who have had limited experience, or in some cases no experience at all with handling finances. Without any hindsight or familiarity, …
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student loans

How Much Are The Federal Student Loans Worth?

By College Raptor StaffLast updated on March 25, 2025
If you are looking for the actual dollar amounts that you can borrow in federal student loans every college year, we’ve got you covered. Here’s a snapshot of how much federal student loan amounts are by year. Direct Unsubsidized Loan Limits for Dependent Students Freshman – $5,500 Sophomore – $6,500 Junior/Senior – $7,500 Graduate students …
Here's how to lower your student loan debt.
student loans

Ways to Lower the Overall Cost of Your Student Loan

By College Raptor StaffLast updated on February 25, 2025
Most students in the US find that they have to borrow money to fund their college education. While taking student loans may be a typical part of attending college, it is important to look for ways in which you can lower the overall cost of your student loan. This means looking beyond the obvious factors …
student loans

5 Questions To Ask Yourself Before Selecting A Student Loan

By College Raptor StaffLast updated on February 25, 2025
Student loans can be a real life-saver for students who need financial assistance to support their higher education dreams. However, in their eagerness to get the funds and start classes, many students end up making mistakes, which cost them a lot in the end. To avoid making these common mistakes, ask yourself these questions before …
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student loans

How to Start Your Student Loan Search

By College Raptor StaffLast updated on March 24, 2025
If you’re looking to pay for your college education, student loans are a common way to go—after you’ve exhausted scholarships and grants, of course. But when it’s time to search for a student loan, where do you even start? FAFSA The best way to start your student loan search is by filling up the FAFSA …
As tempting as it is, don't go with the first student loan option you see. Shop around instead
student loans

Don’t Just Go With The First Student Loan Option; Shop Around!

By College Raptor StaffLast updated on March 24, 2025
You’ve gotten accepted into college, but now your face-to-face with an uncomfortable question: how are you supposed to pay for school? Beyond scholarships and grants, there’s student loans. Accepting the first student loan option you are offered can be tempting, especially when it can make the difference between attending or not attending college. However, accepting …

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