All Paying for college Articles

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student loans

What You Should Use Your Student Loan Money For

By College Raptor StaffLast updated on December 22, 2022
Your student loan money is primarily meant to pay off certain expenses. These include: College Tuition The majority portion of your loan will go towards your college tuition and fees. Prioritize this above all else. Accommodation & Meals Though significantly lower than college tuition, the second largest chunk of the loan amount will go towards …
student loans

What Are Student Loan Borrower Limits?

By Allison WignallLast updated on December 22, 2022
When you go to take out a loan, you can’t just take out as much as you want. There are limitations in how much money you can receive. Each type of student loan—whether it’s private or federal—will have some sort of borrower limit. The amount will vary from loan to loan, or even circumstance to …
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student loans

What Is Student Loan Delinquency?

By College Raptor StaffLast updated on March 12, 2025
A student loan delinquency occurs as soon as you miss a payment on your student loan. Delinquency on federal student loans are reported to credit bureaus after 90 days of non-payment. Delinquency on private student loans are reported to credit bureaus after 30 days on non-payment. Being delinquent refers to a situation in which a …
financial aid

How To Appeal An Offer Letter for More Financial Aid

By College Raptor StaffLast updated on March 25, 2024
Your financial aid letters aren’t (always) written in stone. There may actually be some flexibility in the money a school grants you. It may only take a phone call to get a higher financial aid package, or it might require a longer appeals process. If your financial aid is less than you thought it would …
Consolidating your student loans has pros and cons
student loans

The Pros And Cons Of Consolidating Student Loans

By College Raptor StaffLast updated on February 25, 2025
College may be over and done with (or nearing it), but your student loan balance is far from. Graduation day, in fact, marks the beginning of our real journey towards financial freedom, and it all starts with paying off your debt. It can be bewildering at first as you try to figure out how to …
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student loans

Pros And Cons Of Student Loan Forgiveness Programs

By College Raptor StaffLast updated on March 3, 2025
Student loan forgiveness programs are introduced by the federal government and only apply to federal student loans. These programs are one of many benefits associated with federal student loans. These programs help you to clear your debt completely and save thousands of dollars in interest. However, it’s not that simple or straightforward. No lender, not …
Should high schools require students to take a financial aid and literacy class
questions & answers

Should High Schools Require a Financial Aid & Literacy Class?

By Allison WignallLast updated on December 22, 2022
When students bring up college, one of the very first conversation topics typically revolves around the cost. From tuition, to student loan debt, to scholarships, and more. But there seems to be one thing missing from a lot of those conversations—the availability of financial aid. Thus, should high schools require a financial aid and literacy …
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scholarship search & applications

Why You Should Research Scholarship Donors

By Allison WignallLast updated on December 22, 2022
The scholarship hunt and application process is already lengthy enough, why would you bother tossing in additional research about the person / organization / group funding the scholarship itself? What are the benefits? You may be surprised to discover that there are many. Essay Booster If the scholarship requires an essay, knowing just who the …

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