All Paying for college Articles

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student loans

Student Loan Borrower Protections 101

By Hilary CairnsLast updated on March 25, 2025
After you graduate college, you (and your co-signer if you have one) will be responsible for repaying any student loans you’ve taken out, private, federal, or both. Some loans, like federal loans, will have a six month grace period after you graduate or leave school, while others will require payment immediately. However, before you get …
A cosigner agreement.
scholarship search & applications, student loans

What’s a cosigner—and why might you need one on your student loan?

By College Raptor StaffLast updated on March 12, 2025
Alright, let’s imagine you applied for as many scholarships as you could, you submitted your FAFSA, and you qualified for some federal financial aid. What if you still don’t have enough money to pay for college? That’s when you might think about a private student loan. And for that, you’ll probably need a cosigner. What …
It's a myth that only top athletes and 4.0 students get scholarships
myths

Myth: Only Top Athletes and 4.0 Students Get Scholarships

By Allison WignallLast updated on December 22, 2022
There is a pervading myth that you have to be the best of the best in order to win a scholarship. At a glance, scholarships can seem like they are only easily available to the elite. This means people with extremely high levels of skill in their field of choice–whether it be athletics or academics. …
Here's what you should know before you sign your name as a student loan co-signer
student loans

Responsibilities of Being a Student Loan Co-Signer

By Morgan StaubLast updated on March 24, 2025
In any area of life, it’s generally a good idea to be aware of what something entails before you sign your name to it. When it comes to anything that involves your finances, though, you need to be extra vigilant. If—and when—someone asks you to be their student loan co-signer, you should read every single …
Like a suit of armor, protect your loans with student loan borrower protections
questions & answers

What Are Student Loan Borrower Protections?

By College Raptor StaffLast updated on March 6, 2025
Choosing to borrow money to go to school is a big decision. You may have several loan offers to choose from, many of which may sound very attractive. Before you choose any one loan, however, it is important to make sure you are aware of your rights and the student loan borrower protections available to …

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