questions & answers

Is It Better To Defer Student Loans, Or Pay Them Back During School?

By College Raptor StaffLast updated on March 6, 2025

As a general rule, it is always better to pay back your loans as quickly as possible instead of opting for loan deferment. But “general” doesn’t apply to everyone. Why You Should Pay Back During School Paying back your loan while you are still in school gives you the benefit of eliminating, or at least …

scholarship search & applications

How To Outline Your Scholarship Application Essay w. Template

By College Raptor StaffLast updated on October 31, 2025

Key Takeaways Outlining your scholarship essay makes writing easier and keeps your ideas organized. A clear scholarship application essay template helps you focus on the most important details. Choose topics that are personal, meaningful, and connect to the scholarship’s goals. Proofreading and editing your essay ensures it’s polished and professional. Writing a scholarship essay can …

questions & answers

Can You Waive Student Loan Origination Fees?

By College Raptor StaffLast updated on March 24, 2025

Most student loans, whether federal or private, come with origination fees. Processing a loan can be a long drawn out process with several hours spent gathering and organizing the necessary documentation, and verifying the accuracy of the information submitted. Lenders have to pay somebody to do all of this, and they recover the cost by …

questions & answers

How and Where to Find No Cosigner Student Loans

By College Raptor StaffLast updated on April 9, 2025

It’s possible to get a private student loan without a cosigner, but you’ll have to go with specific lenders that offer no cosigner student loans. These can come with higher interest rates and additional fees. This article covers what you need to know about private student loans, cosigners, and more. What Is a Private Student …

questions & answers

Can I Cancel A Student Loan?

By College Raptor StaffLast updated on March 5, 2025

Yes, you can cancel a student loan, but don’t jump for joy just yet. You can only do this under very limited circumstances. If you are looking for a way to cancel your student loan because you have not been able to find a well-paying job, you may find your loan cancellation application promptly rejected. …

student loans

How Parents Can Help With Picking A Student Loan

By College Raptor StaffLast updated on March 25, 2025

Picking the right student loan can be challenging regardless of your age or the experience you have had dealing with finances and financial institutions. Imagine how much more difficult it must be for students who have had limited experience, or in some cases no experience at all with handling finances. Without any hindsight or familiarity, …

student loans

How Much Are The Federal Student Loans Worth?

By College Raptor StaffLast updated on March 25, 2025

If you are looking for the actual dollar amounts that you can borrow in federal student loans every college year, we’ve got you covered. Here’s a snapshot of how much federal student loan amounts are by year. Direct Unsubsidized Loan Limits for Dependent Students Freshman – $5,500 Sophomore – $6,500 Junior/Senior – $7,500 Graduate students …

scholarships

5 Fun and Unique Scholarships

By Hilary CairnsLast updated on October 10, 2023

There are a lot of different kinds of scholarships and scholarship applications. When it comes to applying for scholarships, you may assume that most applications consist of an essay question and response. If you’re looking for something a little different or a break from essay scholarships, we’ve rounded up five fun scholarships to keep your …

scholarships

7 Scholarships for Students Pursuing STEM Fields in 2025

By Brad ShorrLast updated on February 5, 2025

STEM fields—Science, Technology, Engineering, and Math—are among the most popular and fastest-growing areas of study for incoming college students. Technology drives business today and the demand for technically skilled professionals has never been greater. Students pursuing degrees in STEM get a lot of support from businesses and trade organizations. Here are seven STEM field scholarships …

scholarships

Scholarships for New Media Students

By College Raptor StaffLast updated on March 6, 2025

If you are fascinated by new media and want to pursue a career in one of the many new media specialties, you’ll be glad to know that there are numerous scholarships available to make your dreams come true. Several organizations offer fantastic scholarships to encourage students to get into this profession. Whether you are eyeing …