financial aid

A Quick Guide to Recertifying Income-Based Repayments

By College Raptor StaffLast updated on March 6, 2025

All federal student loan borrowers have access to income-based repayment plans. These plans can help lower your monthly repayments if you can’t afford the current repayment amount. To stay on the plan, it’s important to renew your plan every year. This is known as recertifying your income-based repayment.  Why You Need To Recertify Income-Driven Repayments …

financial aid

State Grants for Michigan Students

By Hilary CairnsLast updated on July 28, 2023

Michigan students can find a number of Michigan college grants, programs, and more on their state’s website! We cover just a few of the many awards below, plus give you resources where you can find additional information on programs you may be eligible for. Michigan State Grants 1. MI Future Educator Fellowship For future teachers, …

financial aid

State Grants for Massachusetts Students

By Hilary CairnsLast updated on July 28, 2023

Massachusetts students and residents can take advantage of a number of scholarships, grants, and other financial aid programs to make it easier to afford college. We review some of them below, plus give you some links to find other opportunities available to students in the MA state! Massachusetts State Grants 1. Christian A. Herter Memorial …

financial aid

State Grants for Maryland Students

By Hilary CairnsLast updated on July 28, 2023

Live or planning to go to school in Maryland? The state has a few different programs and grants available for its students! Here are some Maryland college grants you may want to consider applying to, plus additional information on financial aid programs in the state. Maryland College Grants 1. Guaranteed Access (GA) Grant The Guaranteed …

financial aid

20 Great Jobs Right On Your Campus

By College Raptor StaffLast updated on November 5, 2024

Key Takeaways There are many benefits to working a campus job, including not having to travel far for work, flexibility with your class schedule, getting some great discounts, and of course—earning money! Whether it’s tutoring, leading campus tours, assisting in offices, labs, or libraries, or working in dining halls and coffee shops, campus jobs offer …

financial aid

How to Stop Student Loan Tax Garnishment

By College Raptor StaffLast updated on January 24, 2023

Maybe you’re in the application planning stage or the waiting-to-hear stage or you’ve been accepted to college! (Congratulations!) Now the big question is: How are you going to pay for it?  In any situation when you want to buy something, you have to pay for it. Going to college certainly is no different. You have …

financial aid

Q&A: What If Your Parents Refuse to Help with the FAFSA?

By Hilary CairnsLast updated on February 25, 2025

If you are under the age of 24, in almost all cases, you need your parents to complete your Free Application for Federal Student Aid (FAFSA). However, some students have situations that prevent them from having access to their parent’s financial information or the parents refuse to hand over the information for one reason or …

financial aid, student loans

The Financial Aid Gap: Do You Have Funds for The Next Semester?

By College Raptor StaffLast updated on February 25, 2025

Have you checked your student funding for the next semester? If you haven’t checked, now’s the time to do that. It’s always a good idea to check your student loan funds at the end of the semester. That way, if you’re experiencing a financial aid gap, you still have some time to find a way …

financial aid

Which Student Loans Will Be Forgiven First? 3 Factors That Take Priority

By College Raptor StaffLast updated on March 5, 2025

Who qualifies for student loan forgiveness? What type of student loans will be forgiven? Which student loans will be forgiven first?  These are just some of the many questions that borrowers ask related to student loan forgiveness. It’s not surprising. Understanding how forgiveness works isn’t easy, with so many underlying conditions, requirements, and limitations related. However, …

financial aid

How Is Income Calculated For Student Loan Forgiveness

By College Raptor StaffLast updated on January 24, 2023

In case you’re wondering, yes, there are income limits for student loan forgiveness. There’s a reason for this. Imposing a student loan forgiveness income limit ensures that debt cancellation focuses on those who need it the most. The forgiveness program is designed so that only individuals and couples earning less than the specified limit qualify …