Hilary Cairns

Here are the different types of student loan repayment options
student loans

Types of Student Loan Repayment Plans

Student loan repayment options come into play when it’s time to pay back the debt you’ve accumulated in college. There are quite a few different options, each one set to meet different needs and requirements. Three types that fit under the umbrella of federal repayment loans include direct consolidation, income-driven repayment, and basic. Direct Consolidation …
Private student loans can help you afford college, but here are some things you need to know
student loans

What You Need to Know About Private Student Loans

Private student loans, also known as private education loans or alternative education loans, are great resources, especially when federal aid does not fully cover the cost of school. Private loans are offered by many banks and each have their own requirements, interest rates, and protections. Interest Rates When considering private student loans, there are two …
A group of students sitting together in front of one laptop, with a few students standing behind them.
student loans

Types of Federal Student Loans

The federal loans program in the United States is officially known as the William D. Ford Federal Direct Loan Program. Under the Department of Education, there are three types of federal student loans available: direct subsidized, direct unsubsidized, and Direct PLUS loans. It’s important to carefully weigh the pros and cons before choosing which is …
The front of a building on a college campus with trees surrounding it.
college applications, questions & answers

What is the Coalition Application?

You’ve probably heard of the Common Application, but what about the Coalition Application? It came out a few years ago, and it may be worth your time to explore the differences. Here’s what you need to know about the Coalition Application, its pros and cons, and how it stacks up against the Common App. What …
types of colleges
college search

Every Kind of College and University Defined

As you explore different types of colleges, you will learn there are many different types of colleges or universities. Public, private, two-year, four-year, and more – there’s a lot that schools use to define their institution! And many will use more than one of these terms. Each of these are unique however and can bring …