student loans

Student Loan Refinancing When You Have Bad Credit

By Tyler HakesLast updated on February 25, 2025

One of the toughest situations to be in as a borrower with student loan debt is needing or wanting to refinance your loans to save money, but not having the credit you need to be approved for the terms of refinancing your loans. It can feel a lot like you’re trapped in an endless cycle–you can’t …

student loans

Now is the Time to Refinance Your Student Loans — Here’s Why

By Tyler HakesLast updated on February 25, 2025

If I was a betting man–and I am, given the right bet–I’d say that the odds are pretty good that right now is the time for you to start the process of refinancing your student loans. How could I possibly know that without knowing anything about your financial situation? Because there are many objective reasons …

student loans

These Two Sites Will Help You Conquer Your Student Loans

By Tyler HakesLast updated on December 22, 2022

Do you ever wish you had an “Easy” button that would help you sort out all of the questions and concerns you had about your student loans? What if you could conquer your student loans that easily? Do you have questions like: Can I get a lower interest rate? What is a “good” interest rate, …

student loans

How to Refinance Your Student Loans If You Don’t Have a Co-Signer

By Tyler HakesLast updated on February 25, 2025

One challenge that many borrowers run into when looking to take out or refinance student loans is the need to have a co-signer. Having a co-signer can make a big difference. A co-signer means an approved application or qualifying for better rates and repayment terms. Most lenders also consider student loans as unsecured debt, making …

student loans

PSA: Your Student Loans Can Save You Money on Your Taxes

By Tyler HakesLast updated on December 22, 2022

It sucks paying student loans. But, once a year, you’ll be (at least a tiny bit) happy you have them: When it’s time to do your taxes. Turns out, you can save money on your taxes from your student loans. Most borrowers with student loans can, indeed claim a tax deduction for the interest they’ve paid …

student loans

Here’s How Much You Could Save by Refinancing Student Loans

By Tyler HakesLast updated on February 25, 2025

If you have student loans, you’ve no doubt heard someone mention refinancing student loans as an option. You may have even heard that it will save you a bunch of money. But, how much can you actually save? How does refinancing actually save you that money? In this post, we’ll break down how you can save …

student loans

Benefits of Refinancing Your Student Loans with a Co-Signer

By Tyler HakesLast updated on December 22, 2022

As many student borrowers have likely discovered, the process of refinancing your student loans can sometimes involve bringing on a co-signer. Why, you might ask, do I need a co-signer to refinance student loans that I already had without one? That’s a good question–but it also has a good answer. To put it simply: Student …

student loans

Can Students Take Over Parent PLUS Loans?

By College Raptor StaffLast updated on December 30, 2024

Student loan borrowers can’t directly take over their parents’ Parent Plus Loans from the federal government as it isn’t in the students’ names. However, there may be options available if you’re considering student loan refinancing through a private lender. Below, we explain everything you need to know about Parent Plus Loans, how they’re paid back, …

student loans

These 9 Careers Will Have the Easiest Time Paying Back Their Student Loans

By Kaeli Nieves-WhitmoreLast updated on February 25, 2025

There is no way around it. College is expensive. To help pay for their educations, students are taking out more and more student loans and graduating with more and more student debt. But, some students are able to pay off their student loans faster than others based on their careers. Here are 10 of the …

student loans

LendKey Review – Student Loans from Local and Regional Credit Unions

By Tyler HakesLast updated on February 25, 2025

LendKey offers borrowers a way to refinance their student loans using local and regional credit unions, and community lenders. Going local is one of the main reasons people choose to use their service over other competitors, which tend to be large national or multinational corporations or services that connect borrowers with those lenders. Borrowing from …