All Student Loans Articles

After you graduate from college, you may have a student loan grace period before you start paying back your loans
student loans

What is a Student Loan Grace Period?

By College Raptor StaffLast updated on April 15, 2024
A student loan grace period is a set period of time before you must start repayments on your student loans. This grace period begins after you graduate, drop below half-time enrollment, or leave school and the time-frame can vary depending on the type of loan and the lender. Although you don’t have to make payments …
student loans

How to Change Your Student Loan Repayment Plan

By Hilary CairnsLast updated on February 25, 2025
Your student loans will generally come due about six months after you graduate or leave college, though some loans will not have that grace period. You may discover at this point that you can’t quite afford the current repayment plan. Here’s how you could change your student loan repayment plan. While you could change your …
Make your student loan payments on time
student loans

How to Ensure You Make Your Student Loan Payments on Time

By Morgan StaubLast updated on March 25, 2025
If you’re like most college students, who both A) have student loans and B) forget important things sometimes, I have good news and bad news. The bad news is that remembering your repayment is vital and can be more challenging for those of us who have poor memories. The good news, though, is that many avenues exist …
student loans

Don’t Make These Federal Student Loan Mistakes

By College Raptor StaffLast updated on March 6, 2025
Federal student loans offer several more benefits than private student loans. However, many students do not take the time and trouble to understand how these loans work over the long term and they end up making wrong decisions that can have a big impact on their finances and their credit history. Before you apply for …
Why should you start paying your student loans while in school?
student loans

Why You Should Start Paying Back Student Loans While in School

By Hilary CairnsLast updated on March 6, 2025
Some loans, like direct subsidized or direct unsubsidized loans from the Department of Education, don’t require you to start paying back until after you graduate college or leave school. You will even be granted a six month grace period. However, that doesn’t mean you should wait to start paying the money back. Here are some …
Who can co-sign your student loans?
student loans

People Who Can Cosign Your Student Loans

By College Raptor StaffLast updated on March 5, 2025
Most students need a cosigner to get private student loans because they do not meet the requirements on their own. While parents are common cosigners for student loans, they are not the only ones who are eligible to cosign. Relatives, friends, or any adult can cosign student loans provided that they meet the lender’s cosigner …
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student loans

4 Tips to Finding your First Student Loan

By Hilary CairnsLast updated on March 25, 2025
Starting your search for student loans can be a daunting task, but it’s a good feeling when you’ve found your first. Here are 4 tips for how to find student loans. Think About Federal vs Private Loans Your first stop in the student loan process should be the FAFSA or the Free Application for Federal …
Here's how to save money as a new college graduate.
student loans

How To Save Money On Your Student Loans

By College Raptor StaffLast updated on March 25, 2025
Finances can be especially tight during the first few months after graduation. Even if you’re lucky to get a job immediately, chances are you’ll be earning a starting salary. That has to cover your rent, food, and utility costs. Most new grads barely have enough money left over to cover their loan repayments. However, those …

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