All Student Loans Articles

Why should you start paying your student loans while in school?
student loans

Why You Should Start Paying Back Student Loans While in School

By Hilary CairnsLast updated on December 22, 2022
Some loans, like direct subsidized or direct unsubsidized loans from the Department of Education, don’t require you to start paying back until after you graduate college or leave school. You will even be granted a six month grace period. However, that doesn’t mean you should wait to start paying the money back. Here are some …
Who can co-sign your student loans?
student loans

People Who Can Cosign Your Student Loans

By College Raptor StaffLast updated on January 26, 2024
Most students need a cosigner to get private student loans because they do not meet the requirements on their own. While parents are common cosigners for student loans, they are not the only ones who are eligible to cosign. Relatives, friends, or any adult can cosign student loans provided that they meet the lender’s cosigner …
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student loans

4 Tips to Finding your First Student Loan

By Hilary CairnsLast updated on December 22, 2022
Starting your search for student loans can be a daunting task, but it’s a good feeling when you’ve found your first. Here are 4 tips for how to find student loans. Think About Federal vs Private Loans Your first stop in the student loan process should be the FAFSA or the Free Application for Federal …
Here's how to save money as a new college graduate.
student loans

How To Save Money On Your Student Loans

By College Raptor StaffLast updated on March 9, 2023
Finances can be especially tight during the first few months after graduation. Even if you’re lucky to get a job immediately, chances are you’ll be earning a starting salary. That has to cover your rent, food, and utility costs. Most new grads barely have enough money left over to cover their loan repayments. However, those …
A student reclining on a couch with a book in front of their face.
student loans

How to De-Stress the Student Loan Process

By Hilary CairnsLast updated on December 22, 2022
Senior year, what with taking the ACT or SAT, possibly working a part-time job, and applying for colleges can be a very stressful time. On top of all this, it’s time to start applying for financial aid. Thankfully, there are at least a few ways to de-stress the financial aid and student loan process. Start …
Red phone handle with a cord.
student loans

How Often You Should Connect with Your Student Loan Lender

By Hilary CairnsLast updated on December 22, 2022
For the most part, after you accept a student loan, you won’t have to connect with the lender very often. However, there are a few times that contacting them will be absolutely necessary. Here are a few examples of times you should connect with your student loan lenders. To Change Contact Information Changing or updating …
Yellow background with purple and blue geometric designs and text that says "Which loan first?"
student loans

How To Decide Which Student Loans To Pay Off First

By College Raptor StaffLast updated on December 22, 2022
Paying off your highest interest student loans first will save you the most money in interest. This is the best strategy to use when trying to decide which student loans to pay off first. If you have trouble staying motivated, consider paying off your smallest balances first. This will reduce the number of loans you’re …
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student loans

What is a “Good” Student Loan Interest Rate?

By College Raptor StaffLast updated on May 30, 2023
Every advice article lists ‘interest rate’ as the most important factor to consider when choosing student loans. But the big question remains – “What is a good interest rate on student loans?” And how do you compare the rates that different lenders offer? The truth is there is no simple answer. There are several factors …
What is a student loan APR and why should you know about it?
student loans

What is APR for Student Loans?

By College Raptor StaffLast updated on June 12, 2023
There are several factors you need to consider to find the best student loan option for you. The three top things to look at are the loan type, interest rate of the loan, and the APR. Regarding loan type, there are two to choose from – federal and private student loans. When it comes to …

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