All Paying for college Articles

Working a government or nonprofit job, like a firefighter, is one way to qualify for student loan forgiveness
student loans

How Federal Student Loan Forgiveness Works

By College Raptor StaffLast updated on December 22, 2022
With the cost of college tuition becoming more expensive every year, it is becoming increasingly more difficult for students to realize their higher education dreams without taking a loan. However, while this solves one problem it does create another in that students bear the burden of having to return that loan with a huge interest …
A student sitting at a table with a tablet.
financial aid

What Happens to Financial Aid for Transfer Students?

By College Raptor StaffLast updated on February 25, 2025
According to the National Student Clearinghouse, about 33% of students choose to transfer schools at least once within their collegiate career. While transferring schools may make you happier in the long run, it’s no easy task, and shouldn’t be done lightly. In fact, a big consideration transfer students might forget about in the shuffle is …
scholarship search & applications

Questions To Ask Your Scholarship Provider

By Allison WignallLast updated on December 22, 2022
Don’t know something? Ask! It’s always important to seek clarification to confirm or clear up confusion. This rings especially true when dealing with financial aid and your future college education. So if you have questions surrounding a scholarship, best ask the provider themselves! Here are a few things you should definitely clarify: How much is …
There are some things that make you not eligible for federal financial aid
financial aid

What Can Prevent You from Being Eligible for Federal Financial Aid?

By College Raptor StaffLast updated on December 12, 2025
Key takeaways Federal financial aid for students includes direct loans, Pell Grants, the work-study program, and more. Certain factors can impact financial aid eligibility, such as citizenship status, education history, and demonstrated need. Always complete the FAFSA even if you don’t qualify for federal assistance as schools often use the form to determine institutional aid. …
Are scholarships taxable income?
questions & answers

Are Scholarships Considered Taxable Income?

By Allison WignallLast updated on December 22, 2022
Money always seems to be fraught with complications. Who wants to worry about taxes while figuring out financial aid and how to pay for your college education. Hopefully, this article will help clarify and simplify some questions you may have. So, are scholarships taxable income? It depends on what you use their funds for. Tuition …
A dark green background with text overlayed that says "this or and that" with "or" crossed out.
questions & answers

Can a Student Receive Both Merit-Based and Need-Based Aid?

By Allison WignallLast updated on December 22, 2022
While you’re applying to financial aid, you may come across need-based and merit-based aid. What do those two terms mean though? Need-based aid is awarded on the basis of financial need. Students can (and should) file the FAFSA to discover need-based award opportunities. Those come in the forms of scholarships, grants, work studies, and loans. …
Here are some stats about student loans
student loans

Stats about Student Loans

By Morgan StaubLast updated on December 22, 2022
A great man named Jay-Z once said, “Men lie, women lie, numbers don’t.”  This mantra seems to hold true in nearly all areas of life, especially when it comes to the hot-button issue of student loans. As student loan debt and financial aid has recently become a polarizing—and often politicized—issue, the most straightforward information often …
A blue bar graph descending in amount with a blue arrow pointing down.
student loans

8 Ways To Reduce Student Loan Debt

By College Raptor StaffLast updated on March 5, 2025
With the rising cost of tuition, most families in America take federal and private student loans to cover these costs. As a result, the majority of students graduate with thousands of dollars in student loan debt. While this may be unavoidable, there are things you can do to reduce what you owe in student loans. …

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