Student loans can be a necessary evil when it comes to financing the cost of a college education. Most students graduate with some level of student loan debt. But, loans don’t have to be debilitating if you understand your options and choose loans that offer you fair terms and rates. Where to look for the “cheapest” …
Why the FAFSA Matters For Your Student Loans
The Free Application for Federal Student Aid (FAFSA) is one of those documents that people treat like some kind of mystic, unknown entity. Few people really feel knowledgeable about the process of completing the FAFSA, how to go about completing it, or why it the FAFSA matters. Why does the FAFSA matter for student loans? …
Student Loan Guide for Lawyers: Forgiveness, Assistance, Consolidation, & Refinancing
If you’ve recently graduated law school, you’re probably trying to adjust to an entirely new lifestyle. You’re no longer a broke college student, but the loans you’ve taken to pay your way through school have been stacking up–big time. This guide is to help lawyers and law school graduates navigate the process of student loan …
Consolidating Private and Federal Student Loans
Many college grads have student loan debt from multiple sources. Usually, the biggest chunk of debt is owed to the U.S. Department of Education in the form of Federal Direct subsidized and unsubsidized loans. But, many students also have private student loans from companies like Sallie Mae (now Navient), Discover, or a local bank or …
What You Should Know About Refinancing Student Loans Through a Private Lender
In the world of student loans, you basically have two options: Federal loans and private loans. Most students borrow federal loans first–until they reach their maximum amount each year–and then rely on private student loans to make up any difference between the cost of college and the amount they can borrow from the feds. These …
5 Secrets to Saving Money on Your Student Loans
Student loans can be a huge burden for many graduates. Not only do they eat up a big chunk of your monthly income, but the fact that you’re stuck paying them back for 10+ years can make them feel never ending. That’s why at some point almost every borrower asks themselves the same question: How …
5 Red Flags to Avoid When Refinancing Your Student Loans
Refinancing your student loans can be a super smart move. It can save you a lot of hassle in having to deal with multiple payments, it can lower your monthly payments, and it can save you a ton of money over the life of your student loans. But, not all student loan refinance offers are …
Student Loan Refinancing When You Have Bad Credit
One of the toughest situations to be in as a borrower with student loan debt is needing or wanting to refinance your loans to save money, but not having the credit you need to be approved for the terms of refinancing your loans. It can feel a lot like you’re trapped in an endless cycle–you can’t …
Now is the Time to Refinance Your Student Loans — Here’s Why
If I was a betting man–and I am, given the right bet–I’d say that the odds are pretty good that right now is the time for you to start the process of refinancing your student loans. How could I possibly know that without knowing anything about your financial situation? Because there are many objective reasons …
These Two Sites Will Help You Conquer Your Student Loans
Do you ever wish you had an “Easy” button that would help you sort out all of the questions and concerns you had about your student loans? What if you could conquer your student loans that easily? Do you have questions like: Can I get a lower interest rate? What is a “good” interest rate, …