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Girl holding alarm clock - make sure you don't miss the FAFSA deadline
questions & answers

Is It Too Late to File the FAFSA?

By College Raptor StaffLast updated on December 22, 2022
Deadlines can be stressful, more so when you are juggling multiple. High school seniors come up against numerous deadlines: papers, scholarships, and college apps. One of the most important is the FAFSA deadline. You miss this one, and you’re missing out on all types of financial aid that can help lower the cost of college. The …
fed student loan
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Does Your GPA Affect Your Student Loans?

By College Raptor StaffLast updated on December 22, 2022
The subject of student loans is mired in misconceptions and myths. One thing that many students wonder about is whether or not their GPA affects their student loans. Some students think it does, some think it doesn’t. So what’s the right answer—does GPA affect student loans or not? Let’s take a look at the relation between …
best loan repayment plan
questions & answers

Can You Change Student Loan Repayment Plans?

By College Raptor StaffLast updated on December 22, 2022
When you sign up for a student loan—whether federal or private—you’ll also sign up for a certain repayment plan. Options will vary from loan to loan. As time goes on, you may find that the monthly payments are too high, or that you’d save more money on a different plan. So it begs the question: …
Calculator - student loan interest rates are calculated differently based on the type of loan
questions & answers

How Are Student Loan Interest Rates Calculated?

By College Raptor StaffLast updated on December 22, 2022
If you took out student loans, you know that you have deal with interest rates. Interest rates have a big affect on the overall cost of your student loan. But how the interest rates are calculated for each type of student loan? We outline the answers below: How Federal Loan Interest Rates are Calculated The …
federal student loan interest rate
questions & answers

Federal Student Loan Interest Subsidy: What Is It?

By College Raptor StaffLast updated on December 22, 2022
When it is time to start repaying your federal student loans, if you are not earning enough to cover your monthly payments, you have the option of choosing an income-driven repayment plan. While researching these, you may have come across the term ‘federal student loan interest subsidy.’ Let’s dive into what that means. Income-Driven Repayment …
A watch on a wallet because time is money. Should you pay off student loans early?
questions & answers

Are There Penalties to Paying Off Student Loans Early?

By Allison WignallLast updated on December 22, 2022
Student loans, both private and federal, have very specific repayment plans attached to them. These plans outline interest rates, monthly payment amounts, strict terms and conditions, and estimates on how long it’ll take to repay the loan. Additionally, the plans lay out how many years it will take for you to pay off the loan …