All Paying for college Articles

Federal student loan repayment plans are much more flexible than you think
myths

Myth: Federal Student Loan Repayment Plans are Rigid and Inflexible

By Allison WignallLast updated on March 24, 2025
The government is infamous for its red tape and paperwork. It can sometimes feel like you’re doing back-flips and jumping through hoops just to get things done. Add that mentality to student loans, and it’s no surprise that many people avoid federal student loans. Federal student loan repayment plans are inflexible and have strict rules, …
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student loans

Interesting Student Loan Statistics

By Hilary CairnsLast updated on March 25, 2025
A look at some of the main student loan stats offers some interesting insights into the real picture of student loans. For example, for several years in a row, student loan debt has held the dubious distinction of being the second-highest consumer debt category. The leading consumer debt category has consistently been mortgages. Here are …
You may think that scholarships are only for minority students but it's not
myths

Myth: Scholarships Are Just For Minority Students

By Hilary CairnsLast updated on February 27, 2025
As you move through high school and get closer to college, it’s time to start applying for scholarships. There’s a common thought among high school seniors and juniors that scholarships are only for minority students. If you limit your search, that may seem the case, but it’s far from the truth. When You Only Skim …
Don't borrow as much as you can in student loans
myths

Myth: I Should Borrow As Much As I Can In Student Loans

By College Raptor StaffLast updated on March 25, 2025
Considering how expensive college is nowadays, it makes sense that people would believe they need to take as much out in student loans as possible to cover the cost of tuition. This, however, is the exact opposite of what you should do. Student Loan Repayment and Interest You must keep in mind that when you …
Here's everything you need to know about student loan interest rates.
student loans

What You Need To Know About Student Loan Interest Rates

By College Raptor StaffLast updated on February 25, 2025
Understanding student loan interest rates is the key to making smart borrowing decisions. Here’s a simple example that will demonstrate how your student loan interest rate can add dollars to your debt. Let’s say you graduate with an average of $40,000 in student loan debt. A 4.5% rate of interest, which is the rate for …
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financial aid

Bad Financial Aid “Advice” To Avoid

By College Raptor StaffLast updated on December 22, 2022
If you are applying to college, you are sure to be looking for advice about student loans. While there is plenty of really good advice out there, we’ve come across some bad advice that you would do best to avoid. Filing the FAFSA is a waste of time if your family income is above average …

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