All Paying for college Articles

Avoid these mistakes that can result in your student loans negatively affecting your credit score
student loans

How to Avoid Student Loans Negatively Affecting Your Credit Score

By Allison WignallLast updated on December 22, 2022
Believe it or not, student loans can actually be beneficial! If managed properly, student loans can end up positively affecting your credit score and history—showing that you’re a responsible borrower. However, if mismanaged, student loans can end up negatively affecting your credit score. A negative credit score makes it harder for you to get loans …
Caution sign.
student loans

Common Student Loan Scams and How To Avoid Them

By College Raptor StaffLast updated on February 25, 2025
With the ever-increasing cost of college, many students need to take out a student loan to pay for college. Looking for low-cost student loans to cover your college tuition can be a trying process. Repaying your loans with interest after graduation can be even more daunting. When you’re under that kind of stress, it’s easy to fall …
Coins dropped into the fountain.
student loans

Student Loan Delinquency and How to Avoid it

By College Raptor StaffLast updated on December 22, 2022
Once your college days are over and you have that first post-graduate job, it feels great to be able to be your own person financially and pay for things when you need or want them. One of the negative aspects of this, however, comes in the form of looming student loan delinquency. You signed that …
Unfortunately, federal loan interest rates are on the rise
student loans

Federal Loan Interest Rates On The Rise

By College Raptor StaffLast updated on March 6, 2025
The last thing any student wants to hear is that attending college or graduate school is going to cost more than it did before. Or, that their federal student loan’s interest rate is increasing. Unfortunately, that is the reality. Not only have tuition fees gone up, but federal loan interest rates are on the rise …
How do you get your student loans out of default?
student loans

How To Get Out Of Student Loan Default

By College Raptor StaffLast updated on March 6, 2025
Taking out student loans to pay for college is already stressful. The last thing any borrower wants is to let their loan go into default. Keep in mind that there’s a difference between delinquency and defaulting. Delinquency is when you initially miss a payment. Defaulting is when you miss a payment and don’t make any …
Don't get personal loans if you can help it
questions & answers

Are Personal Loans A Better Option Than Student Loans?

By College Raptor StaffLast updated on March 6, 2025
No, personal loans are most definitely not a better option than student loans. Personal loans should be your very last resource for borrowing money for college. If possible, they should be avoided altogether. Here are three reasons why: Higher Interest Rates Interest rates on personal loans vary depending on your credit score. As you would …

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