All Paying for college Articles

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student loans

What Private Lenders Look For In Borrowers

By College Raptor StaffLast updated on March 24, 2025
Lenders’ requirements for private student loans differ from federal student loan requirements. Private lenders typically look at your credit score, credit history, employment history, income, and debt-to-income ratio. Every private lender sets their own requirements which can vary significantly from lender to lender. The requirements for getting a private student loan are different from federal …
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financial aid

5 Things All Parents Need to Know About the FAFSA

By Kristen MoonLast updated on July 28, 2023
College is a huge investment for many families and most need a little bit of financial help. If you are looking for ways to pay for college, one of the first resources you may turn to is the Free Application for Federal Student Aid (FAFSA). Every student qualifies for some form of student aid, so …
Here's a college financial aid checklist for juniors and seniors
financial aid

College Prep Financial Aid Checklist for Juniors and Seniors

By College Raptor StaffLast updated on December 22, 2022
Are you a freshman who just started high school? Or a senior staring down the barrel of your impending graduation? Organizational checklists and being prepared are keys to success. We’ve compiled a college financial aid checklist with handy tips to help you keep track of important financial aid information so you do not miss out …
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financial aid

What You Can Do to Be Proactive Before FAFSA Opens

By College Raptor StaffLast updated on November 25, 2024
FAFSA is opening just around the corner. Here are some things you can do now so you are ready to go once it opens. First, A Few Basics of FAFSA What is the FAFSA? FAFSA stands for Free Application for Federal Student Aid. It is an application that college students must fill out to be eligible …
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student loans

How To Discharge A Federal Student Loan

By College Raptor StaffLast updated on March 25, 2025
When you take out federal student loans, your debt does not go away until you have the paid off all loans in their entirety. If you are struggling to make your monthly payments, there are forbearance and deferment programs available that help defer the payments for up to three years but at the end of …
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questions & answers

What is Wage Garnishment in Regards to Student Loans?

By College Raptor StaffLast updated on March 6, 2025
While going over student loan repayment terms and details, you may have come across the term ‘wage garnishment’ among them. But what exactly is wage garnishment? What is Wage Garnishment? Wage garnishment occurs when you’ve taken out a federal student loan and have not begun to pay it back upon gainful employment. When this happens, …

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