financial advice & planning

Saving for their child’s college tuition is a top priority for most parents, right up there with saving for retirement. However, tuition fees are frightfully expensive and saving for college is easier said than done. Just when it seems like things are going as planned, life often throws a curve-ball that can deplete your savings …

financial advice & planning

Most college students don’t worry a great deal about credit. In fact, the subject might not ever come up in 4 years at a typical university. The college experience is associated with being broke, living off of Ramen, and trying to study for a great career. Even if you’re not the picture of wealth in …

financial advice & planning

Saving for their child’s college education is one of their biggest stresses for parents across the US. What makes it even more challenging is the fact that they cannot figure how much they actually need to save. A recent poll indicated that up to 50% of parents admitted that they need some kind of education with …

financial advice & planning

When searching for your future college, price may be important, but you should be looking past the sticker price. A net price will give you a more accurate and personalized feel for the cost of attending the school. Every college and university is actually required to have a calculator on their website, but you may …

financial advice & planning

When calculating the cost of college, what most students and their parents forget to take into consideration is the cost of applying to college. This could be a mistake if you are on a tight budget and have to account for every dollar spent. The fact is you could end up spending upwards of $1000 …

financial advice & planning

You work hard for your money, and when you’re a broke college student, you need to save just about every cent of it. But cutting costs in college doesn’t mean you’re locked away in your dorm or holding out on the things you want. There are easy ways to stretch a dollar in college. Here’s …

financial advice & planning

With the cost of attending college continuing to rise year-over-year, it can be hard for college students to fit savings into their budgets each month. In fact, college students aren’t the only group that struggles to save; according to a recent survey, 34% of all Americans have nothing set aside in a savings account. But …

financial advice & planning

Far too many college financial advice programs talk about going into debt while neglecting to mention you cannot discharge federally backed student loans in bankruptcy and the high-interest rates you may pay. Nor do they discuss how to lower the cost of college beyond generic advice to apply for many scholarships, regardless of the time …

financial advice & planning

The fact that you’ve made it to college doesn’t make you an independent, financially responsible adult just yet. Daily outs and abouts in the first year can set you back more than you think if you don’t watch your spending. For a freshman, flashy jewelry, hip clothing, and all the trinkets that shine but aren’t …