All Financial Advice & Planning Articles

financial advice & planning

Credit Card Tips for College Students

By College Raptor StaffPublished on April 12, 2022
A credit card is a powerful financial tool. And getting one in college offers multiple benefits. It offers you financial flexibility, so you’ll never get stuck without money at any time. You also get access to attractive rewards and perks on your purchases. Getting cash back or points on your credit card spends means you …
NFTS.
financial advice & planning

Should I Invest in NFTs to Pay for College?

By Hilary CairnsLast updated on April 20, 2022
You may have heard of the recent financial advice that recommends you invest in NFTs to help you pay for college. However, it’s important to know what exactly an NFT is and your options before making a decision. What are NFTs and How do They Work? An NFT, or a non-fungible token, is a virtual …
A teacher standing in front of a whiteboard.
financial advice & planning

What Is A Student Loan Ombudsman?

By College Raptor StaffPublished on April 4, 2022
A student loan ombudsman is an independent resource committed to helping student loan borrowers. They help borrowers identify better repayment options and explain interest and default charges. They also act as independent mediators between student loan borrowers and lenders. If you’re having problems with your Issues A Student Loan Ombudsman Can Help With A student …
financial advice & planning

Ways To Reduce College Living Costs

By College Raptor StaffLast updated on March 22, 2022
Applying to college and getting in can have you on a high of emotions that quickly come crashing down when you start to look at the finances of actually going to college. Your college living expenses can add up through the years and if you’re not mindful of your spending habits, you can end up …
financial advice & planning

The Basics of Credit

By College Raptor StaffLast updated on March 10, 2022
Credit is an integral part of building a solid financial future. It determines your ability to get a line of credit in the form of credit cards and loans. It also impacts the cost of borrowing. While good credit can make borrowing a breeze, bad credit can severely restrict your options. Understanding the basics of …
financial advice & planning

Roth vs. 529 – Which Is Better?

By College Raptor StaffLast updated on March 10, 2022
Roth IRAs and 529s are two types of tax-friendly accounts that can help families save for college tuition. As with any other type of saving program, neither one is best for all families, and both offer great benefits. Each has its own downsides too. Understanding the fundamentals of Roth vs. 529 can help you decide …